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Great Southern Bancorp reported third-quarter 2026 net income of $14 million, or $1.27 per common share, after a non-cash hedge adjustment; operating net income was $16.5 million, or $1.50 per diluted common share. Net interest margin was 3.75%.
Great Southern Bancorp, Inc. reported preliminary third-quarter 2026 earnings of $1.27 per diluted common share and $14.0 million net income, compared with $1.56 and $17.8 million in 2025; non-cash hedge accounting adjustments negatively affected the period.
Useful current figures from the complete screener profile.
* Q4 derived as the full year minus Q1 to Q3.
TL;DR. Net interest margin increased, the loan pipeline expanded, the hedge charge is expected to be recovered through interest income, capital remained strong, branch reductions are expected to improve annual pre-tax income, and the securities trade adds positive net interest income but modestly dilutes future margin. Earnings and net interest income declined, loans and deposits fell, non-performing assets and credit costs increased, and the $400 million securities trade is expected to reduce future margin.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Still-open targets the latest release did not restate under the same label.
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Illustrative technical + ownership context — a signal mix, not investment advice.
| Metric | Latest | Period | YoY |
|---|---|---|---|
| Annualized net interest margin | 3.76% | the three months ended June 30, 2026 filing | — |
| Annualized return on average assets | 1.12% | the three months ended June 30, 2026 filing | — |
| Annualized return on average assets (excluding non-recurring expenses) non-GAAP | 1.24% | the three months ended June 30, 2026 filing | — |
| Annualized return on average common equity | 9.83% | the three months ended June 30, 2026 filing | — |
| Annualized return on average common equity (excluding non-recurring expenses) non-GAAP | 10.82% | the three months ended June 30, 2026 filing | — |
| Average balance of brokered deposits | $684.5M | the three months ended June 30, 2026 filing | — |
| Average balance of investments | $709M | the three months ended June 30, 2026 filing | — |
| Average balance of loans | $4.47B | the three months ended June 30, 2026 filing | — |
| Average balance of repurchase agreements | $34.9M | the three months ended June 30, 2026 filing | — |
| Average balance of reverse repurchase agreements | 34.9M | the three months ended June 30, 2026 filing | — |
| Average balance of short-term borrowings and other interest-bearing liabilities | $472.6M | the three months ended June 30, 2026 filing | — |
| Average balance of time deposits | $659.7M | the three months ended June 30, 2026 filing | — |
| Average interest rate on investments | 3.38% | the three months ended June 30, 2026 filing | — |
| Average interest rate on other interest-earning assets | 3.5% | the three months ended June 30, 2026 filing | — |
| Average interest rate on subordinated debentures issued to capital trusts | 5.51% | the three months ended June 30, 2026 filing | — |
| Average interest-earning assets to average interest-bearing liabilities | 129.9% | Three Months Ended June 30, 2026 filing | — |
| Average rate of interest on brokered deposits | 3.89% | the three months ended June 30, 2026 filing | — |
| Average rate of interest on reverse repurchase agreements | 1.53% | the three months ended June 30, 2026 filing | — |
| Average rate of interest on short-term borrowings and other interest-bearing liabilities | 3.92% | the three months ended June 30, 2026 filing | — |
| Average rate of interest on time deposits | 2.92% | the three months ended June 30, 2026 filing | — |
| Average yield on loans | 5.89% | the three months ended June 30, 2026 filing | — |
| Efficiency ratio | 67.21% | the three months ended June 30, 2026 filing | — |
| Efficiency ratio (excluding non-recurring expenses) non-GAAP | 63.47% | the three months ended June 30, 2026 filing | — |
| Net income (excluding non-recurring expenses) non-GAAP | $17.4M | the three months ended June 30, 2026 filing | — |
| Non-GAAP earnings per common diluted share non-GAAP | $1.57 | Three Months Ended June 30, 2026 filing | — |
| Overall average interest rate spread | 3.24% | the three months ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
GSBC
this stock
Great Southern Bancorp, Inc.
|
$879.76M | +31.2% | +7.7% | 14.4 | 5.7% |
|
HDB
Hdfc Bank Ltd
|
$127.06B | -31.2% | -3.2% | — | 0.8% |
|
IBN
Icici Bank Ltd
|
$116.80B | +13.7% | — | — | 0.6% |
|
MFG
Mizuho Financial Group Inc
|
$113.36B | +28.4% | — | — | 0.0% |
|
CIXPF
CaixaBank
|
$96.49B | +14.0% | — | — | 0.0% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| GSBC | -0.6% | +5.2% | +17.1% | -0.6% | +31.2% |
| SPY | -2.7% | -5.6% | -0.5% | -2.7% | +7.8% |
| vs SPY | +2.1% | +10.8% | +17.5% | +2.1% | +23.4% |
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
