KRNY · Kearny Financial Corp.

Track KRNY — free

$9.67 +0.04 (+0.42%) At close · Aug 20

Market Cap

$623.44M

64.74M

Up next

Next earnings call

Oct 22, 2026 Est · unconfirmed · in 9 wks

FQ1-27 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed May 7, 2026

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Strong Quant / Vol Moderate

Market backdrop VIX 14.9 · calm Equity put/call 0.52

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +20%

above

Price vs 50-day avg +4%

above

RSI (14) 57

neutral

MACD trend Negative

52-week position 97%

near high

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Very Strong

1-month return +6%

trailing

6-month return +26%

trailing

YTD return +31%

this year

Relative strength +15%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $9 › 200d $8 — 50d above 200d

Institutional flow Distributing

-2% holders QoQ · +18 funds added

Insider flow Accumulating

Net +$373.5K over 90 days · 25% sells

Short interest Falling

2.36% of float · ▼ -5.0% MoM · 2.9 days cover

Volume signal Normal

Volume near normal

Institution breadth Steady

169 holders — mid 3-yr range

Squeeze score 61

elevated · 0–100

Fundamentals

Strong

Revenue growth +36%

Y/Y

EPS growth +130%

Y/Y

Free cash flow $21.4M

Valuation P/E 16.9

rich

Balance sheet $1.3B

net debt

Quant / Vol

risk profile

Moderate

Volatility 28%

annualized · 1-yr

Max drawdown −15%

past year

ATR 2.2%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy

1 · 3 · 3

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+20% Bullish

Price vs 50-day avg

+4% Bullish

RSI (14)

57 Neutral

MACD trend

Negative Bearish

52-week position

97% Bullish

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Bullish · 2 of 6

Trend (MA cross) No cross

50d $9 › 200d $8 — 50d above 200d

Institutional flow Distributing

-2% holders QoQ · +18 funds added

Insider flow Accumulating

Net +$373.5K over 90 days · 25% sells

Short interest Falling

2.36% of float · ▼ -5.0% MoM · 2.9 days cover

Volume signal Normal

Volume near normal

Institution breadth Steady

169 holders — mid 3-yr range

Price context

position in its 52-week range

Range low $6 Now $10 · 97% Range high $10

vs 200-day avg +20% vs 50-day avg +4%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
ACL to Total Loans Receivable	0.77%	4Q26	—
Adjusted earnings per share - basic (non-GAAP) non-GAAP	$0.59	Year Ended June 30, 2026	—
Adjusted earnings per share - diluted (non-GAAP) non-GAAP	$0.59	Year Ended June 30, 2026	—
Adjusted efficiency ratio (non-GAAP) non-GAAP	72.59%	Year Ended June 30, 2026	—
Adjusted non-interest expense ratio (non-GAAP) non-GAAP	1.69%	Year Ended June 30, 2026	—
Adjusted return on average assets (non-GAAP) non-GAAP	0.49%	Year Ended June 30, 2026	—
Adjusted return on average equity (non-GAAP) non-GAAP	4.93%	Year Ended June 30, 2026	—
Adjusted return on average tangible equity (non-GAAP) non-GAAP	5.87%	Year Ended June 30, 2026	—
Allowance for credit losses	$45.5M	June 30, 2026	—
Average interest-earning assets to average interest-bearing liabilities	119.13%	Three Months Ended June 30, 2026	—
Book value per share	$11.84	quarter ended June 30, 2026	—
Cumulative charge-offs	$42.1M	2006-2026	—
Efficiency ratio	5.9%	Fiscal Year 2026	—

LTV	59.4%	2Q26	—
Net charge-offs	$2.4M	year ended June 30, 2026	—
Net charge-offs as a percentage of average loans	0.04%	year ended June 30, 2026	—
Net interest margin	2.18%	year ended June 30, 2026	—

Next 12 Months of Maturity & Repricing	$246.4M	2Q26	—
Non-performing assets as a percentage of total assets	0.7%	June 30, 2026	—
Nonperforming Loans / Total MF Loans	1.56%	2Q26	—
Office Portfolio LTV	51%	2Q26	—
Pre-tax, pre-provision earnings per share non-GAAP	$0.78	Fiscal Year 2026	—
Pre-tax, pre-provision net revenue (non-GAAP) non-GAAP	$49.1M	Year Ended June 30, 2026	—
Pre-tax, pre-provision net revenue (non-GAAP) - adjusted non-GAAP	$48.33M	Year Ended June 30, 2026	—
Pre-tax, pre-provision net revenue per share - basic (non-GAAP) non-GAAP	$0.78	Year Ended June 30, 2026	—
Pre-tax, pre-provision net revenue per share - basic (non-GAAP) - adjusted non-GAAP	$0.77	Year Ended June 30, 2026	—
Pre-tax, pre-provision net revenue per share - diluted (non-GAAP) non-GAAP	$0.78	Year Ended June 30, 2026	—
Pre-tax, pre-provision net revenue per share - diluted (non-GAAP) - adjusted non-GAAP	$0.76	Year Ended June 30, 2026	—
QTD Yield on Loans	4.74%	2Q26	—
Tangible book value per share	$10.07	Fiscal Year 2026	—
Tangible equity to tangible assets	8.62%	Three Months Ended June 30, 2026	—
Weighted Average LTV	61.2%	2Q26	—
Available secured borrowing capacity as a percentage of total assets	32.2%	as of March 31, 2026	—
Available secured borrowing capacity with the FHLB and the Federal Reserve Discount Window	$2.45B	as of March 31, 2026	—
Non-performing assets	$51.3M	Second Quarter Fiscal 2026	—
Pre-tax, pre-provision net revenue	$12.3M	Second Quarter Fiscal 2026	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
KRNY Kearny Financial Corp. this stock	$623.44M	+30.5%	+36.0%	16.9	2.4%
MFG Mizuho Financial Group Inc	$123.19B	+38.4%	—	—	0.1%
HDB Hdfc Bank Ltd	$118.97B	-36.1%	+15.2%	—	0.5%
IBN Icici Bank Ltd	$105.45B	-0.4%	—	—	0.5%
CIXPF CaixaBank/ADR	$100.59B	+18.7%	—	—	0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

169

% held: 71.4%
Net QoQ: +2.6M sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

194

View

Short & Settlement

Short Interest Falling

Shares short

1.5M

Days to cover: 2.9d
Change: -81.3K sh

View

Short Volume

Short vol %

88%

As of: Aug 20, 2026

Short Total

View

Fails to Deliver

FTD shares

2.2K

Value: $20.5K
As of: Jul 20, 2026

View

Off-Exchange

Off-exchange %

28.9%

Week of: Jul 13, 2026

Off-exch Lit

View

Smart Money

Insider Trades Cluster buy

Net (90d)

+$373.5K

Buyers / Sellers: 3 / 1

Buyers Sellers

View

Financials

Net income (FY)

$26.1M

EPS diluted: $0.42

View

Buybacks

Authorized

shares 4.0M

View

Filings

SEC Filings

Latest

8-K

Filed: Jul 23, 2026
This year: 6

View

Proposed Sales

Value

$21.1K

Shares: 2.5K
Filed: Jun 9, 2026

View

Earnings & Events

Earnings Calls

Last call

Jul 23, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
KRNY	+0.7%	+6.0%	+26.4%	+0.8%	+30.5%
SPY	-2.0%	+3.3%	+11.2%	+2.1%	+11.8%
vs SPY	+2.7%	+2.7%	+15.2%	-1.3%	+18.7%

Capital returns

Latest dividend

$0.11 / share · ex Aug 12, 2026

Raised 10%

Paid (TTM)

$0.44 / share · 4 payouts

Dividend yield (TTM, derived)

4.55%

Buyback program · as of Nov 7, 2023

Authorized

shares 4.00M

Spent (derived)

—

Remaining

—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1617242 CUSIP 48716P108 13F (30d) 157 filings 155 filers Visit website Investor relations

KRNY · Kearny Financial Corp.

Price & Indicators

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Equibles Rating

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns