OBK · Origin Bancorp, Inc.
$52.76
+0.25 (+0.48%)
At close · Aug 20
Market Cap
$1.62B
Shares
30.85M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$52.76
Open$52.15
Day$52.15–52.84
52W close$32.41–55.21
Avg vol 30d178K
Short int675K · 2.2% float · 3.7d
Short vol49%
Last earningsJul 23, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 5
Up next
Next earnings call
Oct 22, 2026
Est · unconfirmed
· in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 5, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Bullish
Fundamentals
Strong
Quant / Vol
Moderate
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+19%
above
Price vs 50-day avg
+1%
above
RSI (14)
46
neutral
MACD trend
Negative
52-week position
89%
near high
Momentum
relative strength
1-month return
0%
trailing
6-month return
+27%
trailing
YTD return
+40%
this year
Relative strength
+16%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $52 › 200d $44 — 50d above 200d
Institutional flow
Accumulating
+7% holders QoQ · +32 funds added
Insider flow
Accumulating
Net +$199.3K over 90 days · 0% sells
Short interest
Rising
2.19% of float · ▲ +13.1% MoM · 3.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
203 holders — near 3-yr high, broad support
Squeeze score
57
elevated · 0–100
Fundamentals
EPS growth
−2%
Y/Y
Free cash flow
$151.1M
Valuation
P/E 16.4
rich
Buyback
$121.6M
remaining
Balance sheet
$424.2M
net cash
Quant / Vol
risk profile
Volatility
25%
annualized · 1-yr
Max drawdown
−17%
past year
ATR
2.0%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Jul 22, 2026
PTPP ROAA
· 2026
Non-GAAP
at least 1.72%
Tax rate
· 2026
21.5%
Prior guidance
period ended
· from the 8-K filed Oct 22, 2025
Tax rate
· 4Q25
21%
Tax rate
· 2025
21%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+19%
Bullish
Price vs 50-day avg
+1%
Bullish
RSI (14)
46
Neutral
MACD trend
Negative
Bearish
52-week position
89%
Bullish
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $52 › 200d $44 — 50d above 200d
Institutional flow
Accumulating
+7% holders QoQ · +32 funds added
Insider flow
Accumulating
Net +$199.3K over 90 days · 0% sells
Short interest
Rising
2.19% of float · ▲ +13.1% MoM · 3.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
203 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $32
Now $53 · 89%
Range high $55
vs 200-day avg +19%
vs 50-day avg +1%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| ALCL to nonperforming LHFI | 125.05% | Q2 2026 | — |
| ALCL to total LHFI | 1.22% | Q2 2026 | — |
| ALCL to total LHFI, adjusted non-GAAP | 1.3% | Q2 2026 | — |
| Allowance for loan credit losses | 98.19M | Q2 2026 | — |
| Annualized ROAA | 1.35% | Q2 2026 | — |
| Average price per share for repurchases | $46.6 | 2Q26 | — |
| Borrowed Funds as a Percent of Total Liabilities | 1.71% | 2Q26 | — |
| Common Equity Tier 1 Capital to Risk-Weighted Assets | 12.1% | 2Q26 | — |
| Common shares repurchased (share count) | 217,034 | 2Q26 | — |
| Consolidated Efficiency Ratio | 59.87% | 2Q26 | — |
| Core Deposits | 8.32B | 2Q26 | — |
| Cost of Total Deposits | 1.99% | 2Q26 | — |
| Cost of Total Deposits & Borrowings | 2.49% | 2Q26 | — |
| Efficiency Ratio | 59.87% | 2Q26 | — |
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| LHFI excl. Mortgage Warehouse LOC to Total Deposits | 83.8% | 2Q26 | — |
| LHFI to Total Deposits | 86% | 2Q26 | — |
| LHFI, excluding mortgage warehouse lines of credit | 7.48B | Q2 2026 | — |
| Loans Held for Investment excl. Mortgage Warehouse Lines of Credit | 8.07B | 2Q26 | — |
| Net charge-offs | 454K | Q2 2026 | — |
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| Net charge-offs to total average LHFI (annualized) | 0.02% | Q2 2026 | — |
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| Net interest spread | 3.07% | Q2 2026 | — |
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| NIM-FTE non-GAAP | 3.92% | Q2 2026 | — |
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| Noninterest Expense / Average Assets | 2.57% | 2Q26 | — |
| Nonperforming LHFI to LHFI | 0.97% | Q2 2026 | — |
| Past due 30 to 89 days and still accruing | 5.2M | Q2 2026 | — |
| Past due 30 to 89 days and still accruing / LHFI | 0.06% | 2Q26 | — |
| Pre-tax, pre-provision earnings non-GAAP | 43.2M | Q2 2026 | — |
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| Provision for credit losses | 65K | Q2 2026 | — |
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| PTPP ROAA (annualized) non-GAAP | 1.73% | 2Q26 | — |
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| Return on Average Assets | 1.09% | 2Q26 | — |
| Return on Average Tangible Common Equity (annualized) ("ROATCE") non-GAAP | 12.17% | 2Q26 | — |
| Stock repurchase program - remaining authorization | $121.6M | 2Q26 | — |
| Tangible Book Value per Common Share non-GAAP | $36.37 | 2Q26 | — |
| Tangible Common Equity to Tangible Assets non-GAAP | 11.09% | 2Q26 | — |
| Tier 1 Capital to Average Assets (Leverage Ratio) | 11.4% | 2Q26 | — |
| Tier 1 Capital to Risk-Weighted Assets | 13.4% | 2Q26 | — |
| Tier 1 Capital to Risk-Weighted Assets - Origin Bank Level | 12.8% | 2Q26 | — |
| Total Capital to Risk-Weighted Assets | 14.8% | 2Q26 | — |
| Total Capital to Risk-Weighted Assets - Origin Bank Level | 14% | 2Q26 | — |
| Total Deposits | 8.7B | 2Q26 | — |
| Total Loans Held for Investment | 8.07B | 2Q26 | — |
| Total Noninterest Income | 15.39M | 2Q26 | — |
| Total nonperforming LHFI | 78.52M | Q2 2026 | — |
| Yield on Loans Held for Investment | 6.14% | 2Q26 | — |
| ROAA | 1.11% | Q1 2026 | — |
| Core efficiency ratio non-GAAP | 59.77% | the quarter ended December 31, 2025 | — |
| Return on average assets (annualized) (ROAA) | 1.19% | the quarter ended December 31, 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
OBK
this stock
Origin Bancorp, Inc.
|
$1.62B | +40.3% | — | 16.4 | 2.2% |
|
MFG
Mizuho Financial Group Inc
|
$123.19B | +38.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.1% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +18.7% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| OBK | -3.6% | +0.4% | +26.8% | -3.6% | +40.3% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | -1.6% | -2.9% | +15.7% | -5.7% | +28.5% |
Capital returns
Latest dividend
$0.25
/ share · ex Aug 14, 2026
Paid (TTM)
$0.80
/ share · 4 payouts
Dividend yield (TTM, derived)
1.52%
Buyback program
· as of Jul 22, 2026
Authorized
—
Spent (derived)
—
Remaining
$121.60M
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1516912
CUSIP
68621T102
13F (30d)
190 filings
189 filers
Visit website
Investor relations