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OBK

Origin Bancorp, Inc.
$53.18 +1.66 (+3.22%) At close · Jul 16
Market Cap
$1.64B
Shares
30,904,093

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$53.18 Open$51.64 Day$51.52–53.20 52W$31.88–53.20 Avg vol 30d135K Short int593K · 1.9% float · 3.1d Short vol55% Last earningsJul 23, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 6
Up next
Next earnings call
Jul 23, 2026 Scheduled · in 1 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 6, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Equibles Rating blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Strong Quant / Vol Moderate
      Market backdrop VIX 16.7 · calm Equity put/call 0.67
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +27%
      above
      Price vs 50-day avg +9%
      above
      RSI (14) 68
      neutral
      MACD trend Negative
      52-week position 100%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +8%
      trailing
      6-month return +27%
      trailing
      YTD return +42%
      this year
      Relative strength +18%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $49 › 200d $42 — 50d above 200d
      Institutional flow Distributing
      11 of 189 funds reported for Jun 30 · net -4.2K sh shares · +2 new
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      1.92% of float · ▲ +12.0% MoM · 3.1 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      189 holders — near 3-yr high, broad support
      Squeeze score 66
      elevated · 0–100
      Fundamentals
      Strong
      EPS growth −2%
      Y/Y
      Free cash flow $151.1M
      Valuation P/E 20.6
      rich
      Buyback $31.7M
      remaining
      Balance sheet $424.2M
      net cash
      Quant / Vol
      risk profile
      Moderate
      Volatility 26%
      annualized · 1-yr
      Max drawdown −17%
      past year
      ATR 2.0%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record
      Latest guidance · from the Earnings Call filed Mar 31, 2026
      Loan and deposit growth · for the year Initiated 5% – 9%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +27% Bullish
      Price vs 50-day avg
      +9% Bullish
      RSI (14)
      68 Neutral
      MACD trend
      Negative Bearish
      52-week position
      100% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bearish · 2 of 6
      Trend (MA cross) No cross
      50d $49 › 200d $42 — 50d above 200d
      Institutional flow Distributing
      11 of 189 funds reported for Jun 30 · net -4.2K sh shares · +2 new
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      1.92% of float · ▲ +12.0% MoM · 3.1 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      189 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $32 Now $53 · 100% 52-wk high $53
      vs 200-day avg +27% vs 50-day avg +9%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Annualized ROAA 1.11% Q1 2026
      Average balance in loans held for investment $7.64B Q1 2026
      Average interest rate paid on money market deposits 2.88% Q1 2026
      Average rate paid on total interest-bearing liabilities 2.67% Q1 2026
      Net interest margin (NIM-FTE) non-GAAP 3.71% Q1 2026
      Net interest spread 2.89% Q1 2026
      Shares repurchased 165,500 Q1 2026
      Yield on interest-earning assets 5.56% Q1 2026
      allowance as percentage of total loans net of mortgage warehouse 1.34% Q1 2026 call
      allowance for credit losses $99M Q1 2026 call
      annualized net charge-off rate 0.15% Q1 2026 call
      annualized pretax pre-provision ROA non-GAAP 1.61% Q1 2026 call
      classified assets ratio 1.97% Q1 2026 call
      deposit growth excluding deposits sold $234M Q1 2026 call
      loans held for investment excluding mortgage warehouse growth $200M Q1 2026 call
      net charge-offs $2.8M Q1 2026 call
      net interest margin 3.71% Q1 2026 call
      new bankers added 15 Q1 2026 call
      noninterest-bearing deposits as percentage of total deposits 23.6% Q1 2026 call
      nonperforming assets ratio 1.12% Q1 2026 call
      pretax pre-provision earnings $40.2M Q1 2026 call
      pretax pre-provision earnings excluding notable items non-GAAP $40.8M Q1 2026 call
      ROA 1.11% Q1 2026 call
      tangible book value per share $35.61 Q1 2026 call
      tangible common equity ratio 11% Q1 2026 call
      total past dues 30 to 89 days 0.22% Q1 2026 call
      ROAA 1.19% fourth quarter 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      OBK
      Origin Bancorp, Inc.
      this stock
      $1.64B +41.9% 20.6 1.9%
      HDB
      Hdfc Bank Ltd
      $135.07B -28.0% +15.2% 0.4%
      MFG
      Mizuho Financial Group Inc
      $125.72B +45.6% 0.1%
      IBN
      Icici Bank Ltd
      $106.06B -0.8% 0.7%
      PNC
      Pnc Financial Services Group, Inc.
      $102.48B +22.7% +7.2% 14.8 1.9%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      190
      % held
      65.2%
      Reported
      11 of 189
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      225
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      592.7K
      Days to cover
      3.1d
      Change
      +63.7K sh
      View
      Short Volume
      Short vol %
      55%
      As of
      Jul 16, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      98
      Value
      $5.0K
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      37.9%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Financials
      Financials
      Net income (FY)
      $75.2M
      EPS diluted
      $2.40
      View
      Buybacks
      Authorized
      $50.0M
      Remaining
      $31.7M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 10, 2026
      This year
      11
      View
      Exempt Offerings
      Offering
      $7.5M
      Filed
      Jan 12, 2022
      View
      Earnings & Events
      Earnings Calls Upcoming
      Next call
      Jul 23, 2026
      Last call
      Apr 22, 2026
      View
      Investor Relations
      Latest news
      Origin Bancorp, Inc. Announces Se…
      Published
      Jul 10, 2026
      Upcoming events
      1
      View

      Performance

      5D 20D 120D MTD YTD
      OBK +3.6% +8.4% +26.5% +4.0% +41.9%
      SPY -0.1% +0.1% +9.0% +0.5% +10.1%
      vs SPY +3.8% +8.3% +17.6% +3.4% +31.8%

      Capital returns

      Latest dividend
      $0.25 / share · ex May 15, 2026
      Raised 66.7%
      Paid (TTM)
      $0.70 / share · 4 payouts
      Dividend yield (TTM, derived)
      1.32%
      Buyback program · as of Mar 31, 2026
      Authorized
      $50.00M
      Spent (derived)
      $18.30M
      Remaining
      $31.70M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1516912 CUSIP 68621T102 13F (30d) 11 filings 11 filers Visit website Investor relations