PB · Prosperity Bancshares Inc
$72.90
-1.43 (-1.92%)
At close · Aug 19
Market Cap
$8.97B
Shares
120.18M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$72.90
Open$74.50
Day$72.61–74.50
52W close$61.89–76.03
Avg vol 30d945K
Short int4.5M · 3.7% float · 4.5d
Short vol67%
Last earningsJul 29, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 6
Up next
Next earnings call
Oct 28, 2026
Est · unconfirmed
· in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 6, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Neutral
Momentum
Neutral
Sentiment
Bullish
Fundamentals
Excellent
Quant / Vol
Very Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+4%
above
Price vs 50-day avg
−0%
below
RSI (14)
45
neutral
MACD trend
Negative
52-week position
78%
mid-range
Momentum
relative strength
1-month return
0%
trailing
6-month return
+1%
trailing
YTD return
+5%
this year
Relative strength
−11%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $73 › 200d $70 — 50d above 200d
Institutional flow
Accumulating
+4% holders QoQ · +74 funds added
Insider flow
Distributing
Net -$104.3K over 90 days · 100% sells
Short interest
Falling
3.73% of float · ▼ -3.5% MoM · 4.5 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
452 holders — near 3-yr high, broad support
Squeeze score
59
elevated · 0–100
Fundamentals
EPS growth
+13%
Y/Y
Free cash flow
$517.0M
Valuation
P/E 13
in line
Balance sheet
$392.3M
net cash
Quant / Vol
risk profile
Volatility
22%
annualized · 1-yr
Max drawdown
−16%
past year
ATR
1.8%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Mar 31, 2024
day 2 (Lone Star acquisition)
Day 2 accounting provision expense related to the Lone Star acqu
$8M – $12M
annualized (Lone Star)
Accretable yield / fair value income on loans (annualized) relat
$6M – $8M
in 24 months
Net interest margin
0.03% – 0.04%
ongoing target
Cash build range
$1.5B – $2B
end of the year
Net interest margin
3%
for the year
Growth rate
3% – 5%
Prior guidance
period ended
· from the Earnings Call filed Mar 31, 2026
Fair value loan income
· second quarter of 2026
$3M – $4M
Noninterest expense
· second quarter of 2026
$176M – $180M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+4%
Bullish
Price vs 50-day avg
−0%
Neutral
RSI (14)
45
Neutral
MACD trend
Negative
Bearish
52-week position
78%
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $73 › 200d $70 — 50d above 200d
Institutional flow
Accumulating
+4% holders QoQ · +74 funds added
Insider flow
Distributing
Net -$104.3K over 90 days · 100% sells
Short interest
Falling
3.73% of float · ▼ -3.5% MoM · 4.5 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
452 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $62
Now $73 · 78%
Range high $76
vs 200-day avg +4%
vs 50-day avg 0%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for credit losses on loans | $382.8M | June 30, 2026 | — |
| Allowance for credit losses on loans and off-balance sheet credit exposures | $420.5M | June 30, 2026 | — |
| Allowance for credit losses on loans to total loans | 1.53% | June 30, 2026 | — |
| Efficiency ratio (excluding net gains and losses on the sale or write-down of assets and securit non-GAAP | 52.44% | the six months ended June 30, 2026 | — |
| Efficiency ratio (excluding net gains and losses on the sale, write-down or write-up of assets a non-GAAP | 45.99% | the three months ended June 30, 2026 | — |
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| Efficiency ratio, excluding merger related expenses non-GAAP | 46.67% | the six months ended June 30, 2026 | — |
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| Net charge-offs | $43.5M | the six months ended June 30, 2026 | — |
| Net interest margin on a tax equivalent basis | 3.49% | the six months ended June 30, 2026 | — |
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| Repurchased shares of common stock | 200K | second quarter 2026 | — |
| Reserves increased by Day One accounting for PCD loans | $53.3M | the six months ended June 30, 2026 | — |
| Reserves increased by Day One accounting for purchased seasoned loans | $39.3M | the six months ended June 30, 2026 | — |
| Reserves on resolved PCD loans without any related charge-offs were released to the general rese | $12.3M | the six months ended June 30, 2026 | — |
| Allowance for credit losses on loans to total loans, excluding Warehouse Purchase Program non-GAAP | 1.61% | first quarter 2026 | — |
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| Annualized return on average assets, excluding merger related expenses, net of tax non-GAAP | 1.42% | three months ended March 31, 2026 | — |
| Annualized return on average common equity, excluding merger related expenses, net of tax non-GAAP | 7.35% | three months ended March 31, 2026 | — |
| Annualized return on average tangible common equity non-GAAP | 10.59% | three months ended March 31, 2026 | — |
| Annualized return on average tangible common equity, excluding merger related expenses, net of t non-GAAP | 13.65% | three months ended March 31, 2026 | — |
| Nonperforming assets to first quarter average interest-earning assets | 0.33% | first quarter 2026 | — |
| Nonperforming assets | 0.46% | fourth quarter 2025 | — |
| Return on average tangible common equity non-GAAP | 13.61% | three months ended December 31, 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
PB
this stock
Prosperity Bancshares Inc
|
$8.97B | +5.5% | — | 13.0 | 3.7% |
|
MFG
Mizuho Financial Group Inc
|
$131.93B | +38.5% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.6% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -1.2% | — | — | 0.5% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.11B | +18.1% | +7.2% | 14.0 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| PB | -2.1% | -0.2% | +0.5% | -2.6% | +5.5% |
| SPY | -0.4% | +2.9% | +11.6% | +3.0% | +12.8% |
| vs SPY | -1.7% | -3.1% | -11.0% | -5.6% | -7.3% |
Capital returns
Latest dividend
$0.60
/ share · ex Jun 15, 2026
Declared · upcoming
$0.60
/ share · ex Sep 15, 2026
Paid (TTM)
$2.38
/ share · 4 payouts
Dividend yield (TTM, derived)
3.26%
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.