QCRH · Qcr Holdings Inc
$101.08
-0.06 (-0.06%)
At close · Aug 20
Market Cap
$1.65B
Shares
16.38M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$101.08
Open$100.39
Day$100.27–101.91
52W close$67.04–106.59
Avg vol 30d114K
Short int383K · 2.3% float · 2.9d
Short vol39%
Last earningsJul 23, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 7
Up next
Next earnings call
Oct 22, 2026
Est · unconfirmed
· in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 7, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Strong Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+12%
above
Price vs 50-day avg
+2%
above
RSI (14)
46
neutral
MACD trend
Negative
52-week position
86%
near high
Momentum
relative strength
1-month return
+4%
trailing
6-month return
+17%
trailing
YTD return
+21%
this year
Relative strength
+6%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $99 › 200d $90 — 50d above 200d
Institutional flow
Distributing
-5% holders QoQ · +18 funds added
Insider flow
Distributing
Net -$65.8K over 90 days · 50% sells
Short interest
Falling
2.34% of float · ▼ -4.0% MoM · 2.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
212 holders — mid 3-yr range
Squeeze score
45
elevated · 0–100
Fundamentals
Revenue growth
+21%
Y/Y
EPS growth
+12%
Y/Y
Free cash flow
$354.1M
Valuation
P/E 11.9
below peers
Balance sheet
$55.5M
net cash
Quant / Vol
risk profile
Volatility
25%
annualized · 1-yr
Max drawdown
−17%
past year
ATR
2.2%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Jun 30, 2026
over the final two quarters of 2026
Gross analyzed loan growth
10% – 15%
the next four quarters
Capital markets revenue
$60M – $70M
Prior guidance
period ended
· from the 8-K filed Apr 22, 2026
NIM TEY
· second quarter of 2026
0% – 0%
Noninterest expense
· second quarter of 2026
$55M – $58M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+12%
Bullish
Price vs 50-day avg
+2%
Bullish
RSI (14)
46
Neutral
MACD trend
Negative
Bearish
52-week position
86%
Bullish
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross)
No cross
50d $99 › 200d $90 — 50d above 200d
Institutional flow
Distributing
-5% holders QoQ · +18 funds added
Insider flow
Distributing
Net -$65.8K over 90 days · 50% sells
Short interest
Falling
2.34% of float · ▼ -4.0% MoM · 2.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
212 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $67
Now $101 · 86%
Range high $107
vs 200-day avg +12%
vs 50-day avg +2%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted Diluted EPS non-GAAP | $2.19 | Q2 2026 | — |
| Adjusted earnings per common share - Basic (non-GAAP) non-GAAP | $4.2 | Six Months Ended June 30, 2026 | — |
| Adjusted earnings per common share - Diluted (non-GAAP) non-GAAP | $4.18 | Six Months Ended June 30, 2026 | — |
| Adjusted efficiency ratio (adjusted noninterest expense/adjusted total income) (non-GAAP) non-GAAP | 56.07% | Six Months Ended June 30, 2026 | — |
| Adjusted net income (non-GAAP) non-GAAP | 69.65M | Six Months Ended June 30, 2026 | — |
| Adjusted return on average assets (annualized) (non-GAAP) non-GAAP | 1.46% | Six Months Ended June 30, 2026 | — |
| Adjusted return on average equity (annualized) (non-GAAP) non-GAAP | 12.2% | Six Months Ended June 30, 2026 | — |
| Capital returned to shareholders via share repurchases | $13.5M | Q2 2026 | — |
| Classified loans as a % of total loans/leases | 0.92% | As of June 30, 2026 | — |
| Efficiency ratio (Non-GAAP) non-GAAP | 56.08% | For the Six Months Ended June 30, 2026 | — |
| Efficiency ratio (noninterest expense/total income) (non-GAAP) non-GAAP | 56.08% | Six Months Ended June 30, 2026 | — |
| Gross loans/leases held for investment / total assets | 73.83% | As of June 30, 2026 | — |
| Gross loans/leases held for investment / total deposits | 94.77% | As of June 30, 2026 | — |
| LIHTC loan offtake transactions | $443.6M | Q2 2026 | — |
| Net interest margin TEY (Non-GAAP) non-GAAP | 3.56% | For the Six Months Ended June 30, 2026 | — |
|
|
|||
| NIM | 3.1% | Q2 2026 | — |
| Nonperforming assets | $39.5M | Q2 2026 | — |
| NPA to total assets ratio | 0.41% | Q2 2026 | — |
| Return on average assets | 1.51% | Q2 2026 | — |
| Share repurchases | 149,639 | Q2 2026 | — |
| Tangible book value per common share (Non-GAAP) non-GAAP | $61.35 | As of June 30, 2026 | — |
| Tangible common equity to tangible assets ratio (non-GAAP) non-GAAP | 10.71% | As of June 30, 2026 | — |
| Total Criticized loans as a % of total loans/leases | 1.91% | As of June 30, 2026 | — |
| Total risk-based capital ratio | 14.13% | Q2 2026 | — |
| Gross loans/leases held for investment to total deposits ratio | 87% | Q1 2026 | — |
| Repurchased shares | 247,289 | Q1 2026 | — |
| Adjusted efficiency ratio non-GAAP | 56.8% | Q4 2025 | — |
| Annualized loan growth (ex. LIHTC sale and m2 runoff) | 17% | Q4 2025 | — |
| Capital markets revenue | $24.5M | Q4 2025 | — |
| Capital markets revenue (full year) | $64.7M | FY 2025 | — |
| Core deposit growth (full year) | 7% | FY 2025 | — |
| Core deposit growth (Q4 linked quarter, annualized) | 4% | Q4 2025 | — |
| LIHTC construction loan sale | $285.3M | Q4 2025 | — |
| Total loan growth (ex. LIHTC sale and m2 runoff) | $800.5M | FY 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
QCRH
this stock
Qcr Holdings Inc
|
$1.65B | +21.3% | +20.7% | 11.9 | 2.3% |
|
MFG
Mizuho Financial Group Inc
|
$123.19B | +38.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.1% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +18.7% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| QCRH | -5.2% | +3.8% | +16.9% | -1.8% | +21.3% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | -3.2% | +0.4% | +5.7% | -3.9% | +9.5% |
Capital returns
Latest dividend
$0.10
/ share · ex Jun 18, 2026
Paid (TTM)
$0.32
/ share · 4 payouts
Dividend yield (TTM, derived)
0.32%
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
906465
CUSIP
74727A104
13F (30d)
193 filings
193 filers
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