RDN · Radian Group Inc
$36.36
-0.49 (-1.33%)
At close · Aug 19
Market Cap
$4.89B
Shares
132.30M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$36.36
Open$36.96
Day$36.33–37.10
52W close$31.67–39.71
Avg vol 30d1.2M
Short int5.1M · 3.8% float · 4.9d
Short vol40%
Last earningsAug 6, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 7
Up next
Next earnings call
Nov 8, 2026
Est · unconfirmed
· in 11 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 7, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Neutral
Momentum
Weak
Sentiment
Very Bullish
Fundamentals
Fair
Quant / Vol
Very Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+3%
above
Price vs 50-day avg
−2%
below
RSI (14)
41
neutral
MACD trend
Negative
52-week position
58%
mid-range
Momentum
relative strength
1-month return
−5%
trailing
6-month return
+3%
trailing
YTD return
+1%
this year
Relative strength
−9%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $37 › 200d $35 — 50d above 200d
Institutional flow
Accumulating
+2% holders QoQ · +64 funds added
Insider flow
Accumulating
Net +$5.2M over 90 days · 83% sells
Short interest
Falling
3.83% of float · ▼ -15.5% MoM · 4.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
389 holders — near 3-yr high, broad support
Squeeze score
55
elevated · 0–100
Fundamentals
Revenue growth
−1%
Y/Y
EPS growth
+6%
Y/Y
Valuation
P/E 9.5
below peers
Buyback
$686.0M
remaining
Balance sheet
$1.1B
net debt
Quant / Vol
risk profile
Volatility
25%
annualized · 1-yr
Max drawdown
−15%
past year
ATR
2.5%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Feb 19, 2026
Return on equity accretion
· 2026
200%
Prior guidance
period ended
· from the Earnings Call filed Sep 30, 2024
Private mortgage insurance market
· 2024
$300B
Private mortgage insurance market
· 2025
$330B
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+3%
Bullish
Price vs 50-day avg
−2%
Neutral
RSI (14)
41
Neutral
MACD trend
Negative
Bearish
52-week position
58%
Neutral
Market signals — smart money & positioning
Bullish · 4 of 6
Trend (MA cross)
No cross
50d $37 › 200d $35 — 50d above 200d
Institutional flow
Accumulating
+2% holders QoQ · +64 funds added
Insider flow
Accumulating
Net +$5.2M over 90 days · 83% sells
Short interest
Falling
3.83% of float · ▼ -15.5% MoM · 4.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
389 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $32
Now $36 · 58%
Range high $40
vs 200-day avg +3%
vs 50-day avg -2%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted dilulted net operating income per share non-GAAP | 1.14 | Qtr 2 2026 | — |
| Adjusted diluted net operating income per share non-GAAP | $1.14 | Q2 2026 | — |
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| Adjusted net operating return on equity non-GAAP | 12.9% | Q2 2026 | — |
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| Adjusted pretax operating income non-GAAP | $196M | Q2 2026 | — |
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| Adjusted pretax operating income (loss) non-GAAP | $195.85M | Three Months Ended June 30, 2026 | — |
| Adjusted pretax operating income - Specialty non-GAAP | $53.65M | Q1 2026 | — |
| Annualized persistency | 82% | Q2 2026 | — |
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| Available holding company liquidity | $412M | As of June 30, 2026 | — |
| Combined Ratio - Mortgage | 35.8% | Q2 2026 | — |
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| Combined Ratio - Specialty | 97.7% | Q2 2026 | — |
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| Direct monthly and other recurring premiums | 91.6% | Q1 2026 | — |
| Direct single premiums | 8.4% | Q1 2026 | — |
| Expense Ratio - Specialty | 33.8% | Q1 2026 | — |
| Gross premiums written - Specialty | $504M | Q2 2026 | — |
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| In-force portfolio premium yield | 38 | Q2 2026 | — |
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| Loss Ratio - Specialty current period | 59.1% | Q1 2026 | — |
| New insurance written - Mortgage | $16.33B | Q2 2026 | — |
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| NIW | $16.33B | Qtr 2 2026 | — |
| Percentage of primary loans in default | 2.47% | As of June 30, 2026 | — |
| Persistency Rate (12 months ended) | 81.6% | Q1 2026 | — |
| Persistency Rate (quarterly, annualized) | 81.6% | Q1 2026 | — |
| PMIERs Available Assets | $5.35B | As of June 30, 2026 | — |
| PMIERs excess Available Assets | $1.45B | As of June 30, 2026 | — |
| Primary IIF | $284.04B | Qtr 2 2026 | — |
| Primary mortgage insurance in force | $284.04B | As of June 30, 2026 | — |
| Primary RIF | $75.4B | Qtr 2 2026 | — |
| Primary RIF by FICO score 620-679 | 6.6% | Q1 2026 | — |
| Primary RIF by FICO score 680-739 | 32.2% | Q1 2026 | — |
| Primary RIF by FICO score <=619 | 0.2% | Q1 2026 | — |
| Primary RIF by FICO score >=740 | 61% | Q1 2026 | — |
| Primary RIF by LTV 85.00% and below | 4.1% | Q1 2026 | — |
| Primary RIF by LTV 85.01% to 90.00% | 25.6% | Q1 2026 | — |
| Primary RIF by LTV 90.01% to 95.00% | 49.1% | Q1 2026 | — |
| Primary RIF by LTV 95.01% and above | 21.2% | Q1 2026 | — |
| Total adjusted pretax operating income non-GAAP | $195.85M | Qtr 2 2026 | — |
| Total Loss Ratio - Specialty | 54.5% | Q1 2026 | — |
| Capital returned to stockholders through dividends and share repurchases | 576M | full year 2025 | — |
| Distributions paid from Radian Guaranty to holding company | 795M | full year 2025 | — |
| Loss ratio | 9% | fourth quarter of 2025 | — |
| Mortgage insurance in force portfolio premium yield | 37.9 | fourth quarter of 2025 | — |
| New defaults | 51,551 | year ended December 31, 2025 | — |
| New insurance written | 55.2B | full year 2025 | — |
| Persistence | 84% | twelve months ended December 31, 2025 | — |
| Primary delinquent loans | 25,230 | as of December 31, 2025 | — |
| Total net mortgage insurance premium yield | 33.8 | fourth quarter of 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Insurance - Specialty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
RDN
this stock
Radian Group Inc
|
$4.89B | +1.0% | -0.8% | 9.5 | 3.8% |
|
FNF
Fidelity National Financial, Inc.
|
$12.99B | -11.3% | +5.6% | — | 3.4% |
|
RYAN
Ryan Specialty Holdings, Inc.
|
$10.63B | -18.2% | +21.3% | — | 5.2% |
|
FAF
First American Financial Corp
|
$7.46B | +18.5% | +21.6% | 10.1 | 5.8% |
|
AXS
Axis Capital Holdings Ltd
|
$7.43B | -8.0% | +10.2% | 7.5 | 2.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| RDN | -0.2% | -4.9% | +2.9% | -6.8% | +1.0% |
| SPY | -0.4% | +2.9% | +11.6% | +3.0% | +12.8% |
| vs SPY | +0.2% | -7.8% | -8.6% | -9.7% | -11.8% |
Capital returns
Latest dividend
$0.255
/ share · ex Jun 2, 2026
Declared · upcoming
$0.255
/ share · ex Aug 24, 2026
Paid (TTM)
$1.02
/ share · 4 payouts
Dividend yield (TTM, derived)
2.81%
Buyback program
· as of Aug 6, 2026
Authorized
$750.00M
Spent (derived)
$64.00M
Remaining
$686.00M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
890926
CUSIP
750236101
13F (30d)
354 filings
350 filers
Visit website
Investor relations