TFSL · TFS Financial CORP
$17.32
-0.23 (-1.31%)
At close · Aug 19
Market Cap
$4.92B
Shares
280.44M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$17.55
Open$17.55
Day$17.30–17.73
52W close$12.67–18.61
Avg vol 30d915K
Short int7.5M · 2.7% float · 8.1d
Short vol67%
Last earningsJul 30, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 6
Up next
Next earnings call
Oct 29, 2026
Est · unconfirmed
· in 10 wks
FQ4-26 quarter ends
~Sep 30, 2026
Est
filed Aug 6, 2026
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Neutral
Momentum
Strong
Sentiment
Bullish
Fundamentals
Strong
Quant / Vol
Very Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.64
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+16%
above
Price vs 50-day avg
−0%
below
RSI (14)
46
neutral
MACD trend
Negative
52-week position
82%
mid-range
Volume (OBV)
Bullish div.
accumulating
Momentum
relative strength
1-month return
−4%
trailing
6-month return
+21%
trailing
YTD return
+31%
this year
Relative strength
+10%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $18 › 200d $15 — 50d above 200d
Institutional flow
Accumulating
+8% holders QoQ · +43 funds added
Insider flow
Distributing
Net -$155.7K over 90 days · 75% sells
Short interest
Falling
2.68% of float · ▼ -4.3% MoM · 8.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
235 holders — near 3-yr high, broad support
Squeeze score
53
elevated · 0–100
Fundamentals
EPS growth
+14%
Y/Y
Free cash flow
$71.0M
Valuation
P/E 48.8
rich
Balance sheet
$429.4M
net cash
Quant / Vol
risk profile
Volatility
23%
annualized · 1-yr
Max drawdown
−13%
past year
ATR
2.3%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+16%
Bullish
Price vs 50-day avg
−0%
Neutral
RSI (14)
46
Neutral
MACD trend
Negative
Bearish
52-week position
82%
Neutral
Volume (OBV)
Bullish div.
Bullish
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $18 › 200d $15 — 50d above 200d
Institutional flow
Accumulating
+8% holders QoQ · +43 funds added
Insider flow
Distributing
Net -$155.7K over 90 days · 75% sells
Short interest
Falling
2.68% of float · ▼ -4.3% MoM · 8.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
235 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $13
Now $18 · 82%
Range high $19
vs 200-day avg +16%
vs 50-day avg 0%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Common Equity Tier 1 ratio | 16.88% | as of June 30, 2026 | — |
| Interest rate spread | 1.54% | nine months ended June 30, 2026 | — |
|
|
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| Net interest margin | 1.9% | quarter ended June 30, 2026 | — |
|
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| Residential mortgage loan originations and acquisitions | $616.4M | quarter ended June 30, 2026 | — |
| Tier 1 capital ratio | 10.72% | quarter ended June 30, 2026 | — |
| Tier 1 leverage ratio | 10.72% | as of June 30, 2026 | — |
| Tier 1 ratio | 16.88% | as of June 30, 2026 | — |
| Total capital ratio | 17.79% | as of June 30, 2026 | — |
| Total loan delinquencies | $43.5M | quarter ended June 30, 2026 | — |
| Total loan delinquencies as percent of total loans receivable | 0.27% | quarter ended June 30, 2026 | — |
| Tier I capital ratio | 10.75% | Q2 FY2026 | — |
| total allowance for credit losses | 104.9M | at March 31, 2026 | — |
| total allowance for credit losses as percent of total loans receivable | 0.67% | at March 31, 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
TFSL
this stock
TFS Financial CORP
|
$4.92B | +31.2% | — | 48.8 | 2.7% |
|
MFG
Mizuho Financial Group Inc
|
$131.93B | +45.5% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.6% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.6% | — | — | 0.5% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.11B | +21.8% | +7.2% | 14.0 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| TFSL | +1.8% | -4.4% | +21.0% | -4.7% | +31.2% |
| SPY | -0.4% | +2.6% | +10.7% | +2.7% | +12.5% |
| vs SPY | +2.2% | -6.9% | +10.3% | -7.4% | +18.6% |
Capital returns
Latest dividend
$0.283
/ share · ex Jun 10, 2026
Paid (TTM)
$1.132
/ share · 4 payouts
Dividend yield (TTM, derived)
6.45%
Buyback program
· as of Sep 30, 2025
Authorized
shares 10.00M
Spent (derived)
shares 5.06M
Remaining
shares 4.94M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1381668
CUSIP
87240R107
13F (30d)
232 filings
207 filers
Visit website
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