TRMK · Trustmark Corp
$46.58
+0.07 (+0.15%)
At close · Aug 20
Market Cap
$2.70B
Shares
58.07M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$46.58
Open$46.34
Day$46.23–46.68
52W close$36.68–48.52
Avg vol 30d404K
Short int3.1M · 5.3% float · 5.4d
Short vol52%
Last earningsJul 29, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 5
Up next
Next earnings call
Oct 28, 2026
Est · unconfirmed
· in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 5, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Strong Buy
SellHoldBuy
Technical
Neutral
Momentum
Strong
Sentiment
Bullish
Fundamentals
Excellent
Quant / Vol
Very Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+8%
above
Price vs 50-day avg
−0%
below
RSI (14)
44
neutral
MACD trend
Negative
52-week position
84%
mid-range
Momentum
relative strength
1-month return
+1%
trailing
6-month return
+9%
trailing
YTD return
+20%
this year
Relative strength
−2%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $47 › 200d $43 — 50d above 200d
Institutional flow
Accumulating
+5% holders QoQ · +49 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
5.31% of float · ▼ -5.6% MoM · 5.4 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
289 holders — near 3-yr high, broad support
Squeeze score
55
elevated · 0–100
Fundamentals
EPS growth
+2%
Y/Y
Free cash flow
$232.0M
Valuation
P/E 11.9
below peers
Buyback
$59.1M
remaining
Balance sheet
$270.6M
net cash
Quant / Vol
risk profile
Volatility
23%
annualized · 1-yr
Max drawdown
−11%
past year
ATR
1.7%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Jun 30, 2026
Buyback
· going forward
$20M
Prior guidance
period ended
· from the Earnings Call filed Sep 30, 2025
Net interest margin
· the year
3.78% – 3.82%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+8%
Bullish
Price vs 50-day avg
−0%
Neutral
RSI (14)
44
Neutral
MACD trend
Negative
Bearish
52-week position
84%
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $47 › 200d $43 — 50d above 200d
Institutional flow
Accumulating
+5% holders QoQ · +49 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
5.31% of float · ▼ -5.6% MoM · 5.4 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
289 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $37
Now $47 · 84%
Range high $49
vs 200-day avg +8%
vs 50-day avg 0%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for credit losses (ACL) / nonaccrual loans | 797.98% | second quarter of 2026 | — |
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| Allowance for credit losses as a percentage of loans HFI | 1.07% | second quarter of 2026 | — |
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| CET1 ratio | 11.87% | second quarter of 2026 | — |
| Cost of total deposits | 1.59% | second quarter of 2026 | — |
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| Diluted EPS - operating (Non-GAAP) non-GAAP | $0.97 | 6/30/2026 | — |
| Efficiency ratio (Non-GAAP) non-GAAP | 62.15% | 6/30/2026 | — |
| Interest-bearing deposit costs | 2% | second quarter of 2026 | — |
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| Loans HFI as a percentage of total deposits | 86.6% | second quarter of 2026 | — |
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| Mortgage loan production | $477M | second quarter of 2026 | — |
| Net charge-offs | $7.5M | second quarter of 2026 | — |
| Net charge-offs / average loans (excluding Mortgage Loan Sale) non-GAAP | 0.03% | second quarter of 2026 | — |
| Net interest margin | 3.84% | second quarter of 2026 | — |
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| Nonaccrual loans | $49.7M | second quarter of 2026 | — |
| Noninterest-bearing deposits as a percentage of total deposits | 21% | second quarter of 2026 | — |
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| Nonperforming assets | $54.9M | second quarter of 2026 | — |
| Nonperforming assets as a percentage of loans HFI and HFS | 0.39% | second quarter of 2026 | — |
| Operating net income (Non-GAAP) non-GAAP | 56.66M | 6/30/2026 | — |
GAAP → non-GAAP reconciliationGAAP Net income (GAAP) $63.52M
-$6.92M PCL, LHFI sale of 1-4 family mortgage loans
+$3.75M Loss on sale of 1-4 family mortgage loans (incl in Other, net)
-$2.45M Gain on sale of Visa A shares (incl in Other, net)
-$1.24M Visa C shares fair value adjustment (incl in Other, net)
= Operating net income (Non-GAAP) $56.66M
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| Operating ROAA non-GAAP | 1.19% | second quarter of 2026 | — |
| Operating ROATE non-GAAP | 12.59% | second quarter of 2026 | — |
| PPNR (Non-GAAP) non-GAAP | 74.6M | 6/30/2026 | — |
GAAP → non-GAAP reconciliationGAAP Adjusted pre-provision revenue $208.28M
-$133.68M Noninterest expense (GAAP)
= PPNR (Non-GAAP) $74.6M
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| Return on average assets (ROAA) | 1.33% | second quarter of 2026 | — |
| Return on average tangible equity (ROATE) | 14.08% | second quarter of 2026 | — |
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| Share repurchases | $40.9M | first six months of 2026 | — |
| Tangible book value non-GAAP | $31.07 | 6/30/2026 | — |
| Tangible book value per share | $31.07 | second quarter of 2026 | — |
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| Tangible equity to tangible assets ratio | 9.59% | second quarter of 2026 | — |
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| Total risk-based capital ratio | 14.47% | second quarter of 2026 | — |
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| Deposits | 15.7B | Q1 2026 | — |
| Loans HFI | 13.9B | Q1 2026 | — |
| Net charge-offs as a percentage of average loans | 0.04% | Q1 2026 | — |
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| Noninterest income as a percentage of total revenue | 20.9% | Q1 2026 | — |
| Full-time equivalent employees | 2,543 | FY2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
TRMK
this stock
Trustmark Corp
|
$2.70B | +19.6% | — | 11.9 | 5.3% |
|
MFG
Mizuho Financial Group Inc
|
$123.19B | +38.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.1% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +18.7% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| TRMK | -3.5% | +1.0% | +9.4% | -1.8% | +19.6% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | -1.6% | -2.3% | -1.8% | -3.9% | +7.8% |
Capital returns
Latest dividend
$0.25
/ share · ex Jun 1, 2026
Declared · upcoming
$0.25
/ share · ex Sep 1, 2026
Paid (TTM)
$0.98
/ share · 4 payouts
Dividend yield (TTM, derived)
2.10%
Buyback program
· as of Jun 30, 2026
Authorized
$100.00M
Spent (derived)
$40.90M
Remaining
$59.10M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
36146
CUSIP
898402102
13F (30d)
258 filings
251 filers
Visit website
Investor relations