WABC · Westamerica Bancorporation
Price & Indicators
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Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
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| Allowance for Credit Losses on Loans | 10.8M | second quarter 2026 | — |
| annualized cost of funding interest-earning loans, bonds and cash | 0.24% | second quarter 2026 | — |
| annualized return on average common equity | 11.3% | second quarter 2026 | — |
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| Common shares retired | 753K | second quarter 2026 | — |
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| Nonperforming assets | 808K | second quarter 2026 | — |
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| allowance for credit losses | 11.2M | Q1 2026 | — |
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| annualized cost of funding the loan and bond portfolios | 0.24% | Q1 2026 | — |
| common share dividend per share | $0.46 | Q1 2026 | — |
| common shares retired via share repurchase plan | 997K | Q1 2026 | — |
| non-interest bearing checking accounts percentage of deposit base | 46% | Q1 2026 | — |
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| Operating expenses as percentage of total revenues | 42% | Q1 2026 | — |
| efficiency ratio | 40% | Q4 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
WABC
this stock
Westamerica Bancorporation
|
$1.37B | +23.8% | — | 13.0 | 3.7% |
|
MFG
Mizuho Financial Group Inc
|
$131.93B | +45.5% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.6% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.6% | — | — | 0.5% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.11B | +21.8% | +7.2% | 14.0 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| WABC | +0.6% | -2.3% | +12.7% | -1.6% | +23.8% |
| SPY | -0.4% | +2.6% | +10.7% | +2.7% | +12.5% |
| vs SPY | +1.0% | -4.9% | +1.9% | -4.3% | +11.2% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.