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XP · XP Inc.

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$16.53 +0.69 (+4.36%) At close · Aug 19
Market Cap
$7.85B
Shares
495.69M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$16.53 Open$16.24 Day$16.05–16.70 52W close$14.94–22.95 Avg vol 30d4.2M Short int19.6M · 4.0% float · 6.0d Short vol52% Last earningsDec 31, 2025 DataJan 2020–Aug 2026

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est

Equibles Rating

blended score · not investment advice
Overall
Sell
SellHoldBuy
Technical Neutral Momentum Very Weak Sentiment Bearish Fundamentals Limited Quant / Vol High
Market backdrop VIX 14.9 · calm Equity put/call 0.52
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg −8%
below
Price vs 50-day avg +2%
above
RSI (14) 53
neutral
MACD trend Negative
52-week position 20%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Weak
1-month return −4%
trailing
6-month return −24%
trailing
YTD return +1%
this year
Relative strength −36%
vs S&P · 6-mo
Sentiment
smart money
Bearish
Trend (MA cross) No cross
50d $16 › 200d $18 — 200d above 50d
Institutional flow Distributing
-11% holders QoQ · +38 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
3.96% of float · ▲ +0.5% MoM · 6.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
319 holders — mid 3-yr range
Squeeze score 66
elevated · 0–100
Fundamentals
Limited
Not enough data for a confident read.
Quant / Vol
risk profile
High
Volatility 46%
annualized · 1-yr
Max drawdown −35%
past year
ATR 3.5%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the Earnings Call filed Sep 30, 2024
2026
EBT margin 30% – 34%
BIS ratio 16% – 19%
next couple of years (until 2026)
Payout at least 50%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral
2 · 4 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−8% Bearish
Price vs 50-day avg
+2% Bullish
RSI (14)
53 Neutral
MACD trend
Negative Bearish
52-week position
20% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross) No cross
50d $16 › 200d $18 — 200d above 50d
Institutional flow Distributing
-11% holders QoQ · +38 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
3.96% of float · ▲ +0.5% MoM · 6.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
319 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $15 Now $17 · 20% Range high $23
vs 200-day avg -8% vs 50-day avg +2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Versus peers

Capital Markets — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
XP
XP Inc.
this stock
$7.85B +1.0% 4.0%
MS
Morgan Stanley
$342.71B +20.7% +5.5% 17.6 0.8%
GS
Goldman Sachs Group Inc
$297.48B +16.2% +8.9% 15.8 2.1%
SCHW
Schwab Charles Corp
$192.99B +11.0% +22.0% 20.3 1.2%
HOOD
Robinhood Markets, Inc.
$86.11B -15.3% +51.6% 42.4 3.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
319
% held
69.7%
Net QoQ
-586.3K sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
119
View
Short & Settlement
Short Interest Rising
Shares short
19.6M
Days to cover
6.0d
Change
+106.1K sh
View
Short Volume
Short vol %
52%
As of
Aug 19, 2026
Short Total
View
Fails to Deliver
FTD shares
824
Value
$14.2K
As of
Jul 31, 2026
View
Off-Exchange
Off-exchange %
45.5%
Week of
Jul 13, 2026
Off-exch Lit
View
Smart Money
Congressional Trades Sell
Member
Josh Gottheimer
Amount
$1.0K–$15.0K
Traded
Jun 18, 2024
View
Filings
SEC Filings
Latest
6-K
Filed
Aug 17, 2026
This year
15
View
Proposed Sales
Value
$3.6M
Shares
152.0K
Filed
Nov 28, 2023
View
Earnings & Events
Earnings Calls Upcoming
Next call
Dec 2, 2026
Last call
Dec 31, 2025
View
Investor Relations
Upcoming events
1
View

Performance

5D 20D 120D MTD YTD
XP +7.1% -4.5% -24.3% -3.1% +1.0%
SPY -0.4% +2.9% +11.6% +3.0% +12.8%
vs SPY +7.5% -7.4% -35.9% -6.1% -11.8%

Capital returns

Latest dividend
$0.20 / share · ex Jun 10, 2026
Raised 11.1%
Paid (TTM)
$0.38 / share · 2 payouts
Dividend yield (TTM, derived)
· history filling in

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1787425 CUSIP G98239109 13F (30d) 298 filings 291 filers Visit website