ACNB · Acnb Corp
Market Cap
$656.06M
Shares
10.17M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$64.51
Open$64.80
Day$64.27–65.29
52W close$42.52–65.43
Avg vol 30d75K
Short int335K · 3.3% float · 6.6d
Short vol77%
DataJan 2020–Aug 2026
Filing10-Q · Aug 6
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 6, 2026
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Fair
Quant / Vol
Very Low
Market backdrop
VIX 14.4 · calm
Equity put/call 0.62
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+21%
above
Price vs 50-day avg
+4%
above
RSI (14)
57
neutral
MACD trend
Negative
52-week position
96%
near high
Momentum
relative strength
1-month return
0%
trailing
6-month return
+37%
trailing
YTD return
+33%
this year
Relative strength
+23%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $62 › 200d $53 — 50d above 200d
Institutional flow
Accumulating
+8% holders QoQ · +19 funds added
Insider flow
Distributing
Net -$96.5K over 90 days · 100% sells
Short interest
Rising
3.30% of float · ▲ +12.3% MoM · 6.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
117 holders — near 3-yr high, broad support
Squeeze score
72
high risk · 0–100
Fundamentals
Revenue growth
+45%
Y/Y
EPS growth
−3%
Y/Y
Free cash flow
$52.6M
Balance sheet
$254.5M
net debt
Quant / Vol
risk profile
Volatility
24%
annualized · 1-yr
Max drawdown
−15%
past year
ATR
2.1%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+21%
Bullish
Price vs 50-day avg
+4%
Bullish
RSI (14)
57
Neutral
MACD trend
Negative
Bearish
52-week position
96%
Bullish
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $62 › 200d $53 — 50d above 200d
Institutional flow
Accumulating
+8% holders QoQ · +19 funds added
Insider flow
Distributing
Net -$96.5K over 90 days · 100% sells
Short interest
Rising
3.30% of float · ▲ +12.3% MoM · 6.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
117 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $43
Now $65 · 96%
Range high $65
vs 200-day avg +21%
vs 50-day avg +4%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Cost of Funds non-GAAP | 1.38% | the three months ended June 30, 2026 filing | — |
| Efficiency ratio non-GAAP | 51.6% | Three Months Ended June 30, 2026 | — |
|
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| FTE net interest margin | 4.56% | three months ended June 30, 2026 | — |
|
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| Net charge-offs (recoveries) to average loans outstanding (annualized) | 0.03% | June 30, 2026 | — |
| Tangible book value per share non-GAAP | $33.42 | Three Months Ended June 30, 2026 | — |
| Tangible common equity to tangible assets non-GAAP | 10.47% | Three Months Ended June 30, 2026 | — |
| Allowance for credit losses to total loans, net of unearned income | 1.01% | Q1 2026 | — |
| Common equity tier 1 ratio | 14.92% | Q1 2026 | — |
| Net (recoveries) charge-offs to average loans outstanding (annualized) | 0% | March 31, 2026 | — |
| Return on average assets (annualized) | 1.71% | Q1 2026 | — |
| Return on average equity (annualized) | 12.97% | Q1 2026 | — |
| Tier 1 leverage ratio | 11.74% | Q1 2026 | — |
| Tier 1 risk based capital ratio | 15.14% | Q1 2026 | — |
| Total non-performing assets to total assets | 0.29% | Q1 2026 | — |
| Total non-performing loans to total loans, net of unearned income | 0.41% | Q1 2026 | — |
| Total risk based capital ratio | 16.73% | Q1 2026 | — |
| Core return on average assets non-GAAP | 1.69% | December 31, 2025 | — |
| Core return on average equity non-GAAP | 13.38% | December 31, 2025 | — |
| Net charge-offs to average loans outstanding | 0.01% | twelve months ended December 31, 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
ACNB
this stock
Acnb Corp
|
$656.06M | +33.4% | +45.1% | — | 3.3% |
|
MFG
Mizuho Financial Group Inc
|
$129.26B | +45.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.56B | -36.8% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$107.22B | +0.3% | — | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$106.80B | +26.1% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| ACNB | +0.1% | +0.1% | +36.7% | +0.1% | +33.4% |
| SPY | +0.5% | +3.0% | +13.4% | +3.0% | +12.8% |
| vs SPY | -0.4% | -2.9% | +23.3% | -2.9% | +20.6% |
Capital returns
Latest dividend
$0.92
/ share · ex Jun 1, 2026
Declared · upcoming
$0.42
/ share · ex Sep 1, 2026
Paid (TTM)
$1.68
/ share · 3 payouts
Dividend yield (TTM, derived)
2.60%
Buyback program
· as of Apr 29, 2026
Authorized
shares 310,000
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
715579
CUSIP
000868109
13F (30d)
96 filings
96 filers
Visit website
Investor relations