Skip to main content
BOTJ logo

BOTJ · Bank Of The James Financial Group Inc

Track BOTJ — free
$27.15 +0.00 (+0.00%) At close · Aug 20
Market Cap
$123.35M
Shares
4.54M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$27.15 Open$26.87 Day$26.85–27.30 52W close$14.43–27.79 Avg vol 30d37K Short int15K · 0.3% float · 1.0d Short vol51% DataJun 2021–Aug 2026 Filing10-Q · Aug 12

Raw chart and full-history price indicators begin at the captured split on Jun 24, 2021; bars on opposite sides are not compared.

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 12, 2026

Equibles Rating

blended score · not investment advice
Overall
Strong Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Very Low
Market backdrop VIX 14.9 · calm Equity put/call 0.52
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +25%
above
Price vs 50-day avg +4%
above
RSI (14) 54
neutral
MACD trend Negative
52-week position 95%
near high
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +2%
trailing
6-month return +36%
trailing
YTD return +46%
this year
Relative strength +25%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $26 › 200d $22 — 50d above 200d
Institutional flow Accumulating
+67% holders QoQ · +18 funds added
Insider flow Accumulating
Net +$34.7K over 90 days · 0% sells
Short interest Rising
0.32% of float · ▲ +33.4% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
45 holders — near 3-yr high, broad support
Squeeze score 38
low risk · 0–100
Fundamentals
Excellent
Revenue growth +7%
Y/Y
EPS growth +14%
Y/Y
Free cash flow $10.5M
Valuation P/E 10.8
below peers
Balance sheet $42.2M
net cash
Quant / Vol
risk profile
Very Low
Volatility 25%
annualized · 1-yr
Max drawdown −9%
past year
ATR 2.8%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
1 · 3 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+25% Bullish
Price vs 50-day avg
+4% Bullish
RSI (14)
54 Neutral
MACD trend
Negative Bearish
52-week position
95% Bullish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross) No cross
50d $26 › 200d $22 — 50d above 200d
Institutional flow Accumulating
+67% holders QoQ · +18 funds added
Insider flow Accumulating
Net +$34.7K over 90 days · 0% sells
Short interest Rising
0.32% of float · ▲ +33.4% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
45 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $14 Now $27 · 95% Range high $28
vs 200-day avg +25% vs 50-day avg +4%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Net interest margin (tax-equivalent) 3.64% first half of 2026
Assets under management $1.01B March 31, 2026
Pre-tax, pre-provision income $11.1M Full Year 2025

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
BOTJ
Bank Of The James Financial Group Inc
this stock
$123.35M +46.1% +6.7% 10.8 0.3%
MFG
Mizuho Financial Group Inc
$123.19B +38.4% 0.1%
HDB
Hdfc Bank Ltd
$118.97B -36.1% +15.2% 0.5%
IBN
Icici Bank Ltd
$105.45B -0.4% 0.5%
CIXPF
CaixaBank/ADR
$100.59B +18.7% 0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
45
% held
31.7%
Net QoQ
+88.6K sh
Top holder
Fourthstone LLC
Held Float
View
Held by Funds
Fund positions
25
View
Short & Settlement
Short Interest Rising
Shares short
14.7K
Days to cover
1.0d
Change
+3.7K sh
View
Short Volume
Short vol %
51%
As of
Aug 20, 2026
Short Total
View
Fails to Deliver
FTD shares
63
Value
$1.7K
As of
Jul 28, 2026
View
Off-Exchange
Off-exchange %
19.6%
Week of
Jul 13, 2026
Off-exch Lit
View
Smart Money
Insider Trades Cluster buy
Net (90d)
+$34.7K
Buyers / Sellers
4 / 0
Buyers Sellers
View
Financials
Financials
Net income (FY)
$9.0M
EPS diluted
$1.99
View
Buybacks
Authorized
shares 100.0K
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 12, 2026
This year
10
View
Exempt Offerings
Offering
$12.0M
Filed
May 8, 2020
View

Performance

Raw-price comparisons begin at the captured split on Jun 24, 2021; windows that need an earlier baseline remain unavailable.

5D 20D 120D MTD YTD
BOTJ -2.2% +2.3% +36.3% +0.4% +46.1%
SPY -2.0% +3.3% +11.2% +2.1% +11.8%
vs SPY -0.2% -1.1% +25.1% -1.7% +34.3%

Capital returns

Latest dividend
$0.10 / share · ex Aug 21, 2026
Raised 25%
Paid (TTM)
$0.50 / share · 5 payouts
Dividend yield (TTM, derived)
1.84%
Buyback program · as of Oct 31, 2014
Authorized
shares 100,000
Spent (derived)
Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1275101 CUSIP 470299108 13F (30d) 44 filings 43 filers Visit website