Skip to main content
BOTJ logo

BOTJ

Bank Of The James Financial Group Inc
$25.62 -0.30 (-1.16%) At close · Jul 2
Market Cap
$116.40M
Shares
4,543,338

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$25.62 Open$25.93 Day$25.44–26.40 52W$13.03–26.60 Avg vol 30d20K Short int9K · 0.2% float · 1.0d Short vol45% Last earningsApr 30, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 12
Equibles Rating blended score · not investment advice
Overall
Strong Buy
Technical · trend & momentum Strong Buy
50 / 200-day cross no cross
+ Price vs 200-day avg +29% above
+ Price vs 50-day avg +8% above
RSI (14) 67 · neutral
+ MACD trend positive
+ 52-week position 93% · near high
Sentiment · smart money Bullish
Trend (MA cross) 50d $24 › 200d $20 — 50d above 200d
Institutional flow 0% holders QoQ · +4 funds added
+ Insider flow Net +$49.4K over 90 days · 0% sells
+ Short interest 0.19% of float · ▼ -14.0% MoM · 1.0 days cover
Volume signal Volume near normal
+ Institution breadth 27 holders — near 3-yr high, broad support
Fundamentals Excellent
+ EPS growth +14% Y/Y
+ Free cash flow $10.5M
+ Valuation P/E 10.6 · below peers
+ Balance sheet net cash $50.3M

Blended from price, positioning & fundamentals · daily-close · not investment advice.

Up next
Next earnings call
Jul 31, 2026 Est · unconfirmed · in 4 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 12, 2026

Technicals

trend & momentum for long-term holders Strong Buy
0 · 2 · 4
50 / 200-day cross
no cross Neutral
Price vs 200-day avg
+29% above Bullish
Price vs 50-day avg
+8% above Bullish
RSI (14)
67 · neutral Neutral
MACD trend
positive Bullish
52-week position
93% · near high Bullish
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross) No cross
50d $24 › 200d $20 — 50d above 200d
Institutional flow Flat
0% holders QoQ · +4 funds added
Insider flow Accumulating
Net +$49.4K over 90 days · 0% sells
Short interest Falling
0.19% of float · ▼ -14.0% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
27 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $13 Now $26 · 93% 52-wk high $27
vs 200-day avg +29% vs 50-day avg +8%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Allowance for credit losses coverage of nonperforming loans 4.28 Q1 2026
Assets under management (PWW) 1.01B Q1 2026
Nonperforming loans $1.45M Q1 2026
Nonperforming loans as a percent of total loans 0.22% Q1 2026
Book value per share $17.62 December 31, 2025
Efficiency ratio 77.17% the full year 2025
Pre-tax, pre-provision income $11.1M the full year 2025
Wealth management fees $5.35M the full year 2025

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
BOTJ
Bank Of The James Financial Group Inc
this stock
$116.40M +38.6% 10.6 0.2%
HDB
Hdfc Bank Ltd
$132.30B -29.5% +15.2% 0.2%
MFG
Mizuho Financial Group Inc
$121.09B +35.8% 0.3%
IBN
Icici Bank Ltd
$105.76B -1.0% 0.7%
PNC
Pnc Financial Services Group, Inc.
$100.19B +20.4% +7.2% 14.5 1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
27
% held
29.8%
Net QoQ
+57.6K sh
Top holder
Fourthstone LLC
Held Float
View
Held by Funds
Fund positions
25
View
Short & Settlement
Short Interest Falling
Shares short
8.7K
Days to cover
1.0d
Change
-1.4K sh
View
Short Volume
Short vol %
45%
As of
Jul 2, 2026
Short Total
View
Fails to Deliver
FTD shares
25
Value
$573
As of
May 22, 2026
View
Off-Exchange
Off-exchange %
64.6%
Week of
May 4, 2026
Off-exch Lit
View
Smart Money
Insider Trades Cluster buy
Net (90d)
+$49.4K
Buyers / Sellers
3 / 0
Buyers Sellers
View
Financials
Financials
Net income (FY)
$9.0M
EPS diluted
$1.99
View
Buybacks
Authorized
shares 100.0K
View
Filings
SEC Filings
Latest
8-K
Filed
May 20, 2026
This year
8
View
Exempt Offerings
Offering
$12.0M
Filed
May 8, 2020
View
Earnings & Events
Earnings Calls
Last call
Apr 30, 2026
View

Performance

5D 20D 120D MTD YTD
BOTJ +4.8% +13.5% +41.3% +0.4% +38.6%
SPY +1.4% -1.3% +8.0% -0.3% +9.2%
vs SPY +3.4% +14.7% +33.3% +0.7% +29.3%

Capital returns

Latest dividend
$0.10 / share · ex May 22, 2026
Paid (TTM)
$0.40 / share · 4 payouts
Dividend yield (TTM, derived)
1.56%
Buyback program · as of Oct 31, 2014
Authorized
shares 100,000
Spent (derived)
Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1275101 CUSIP 470299108 Visit website