Skip to main content
$172.58 +0.91 (+0.53%)
Market Cap
$11.08B
Shares
64.54M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$170.88 Open$175.12 Day$169.26–175.12 52W$107.43–175.12 Avg vol 30d566K Short int1.9M · 3.0% float · 3.8d Short vol46% Last earningsJul 23, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8

Up next

Next earnings call
Oct 23, 2026 Est · unconfirmed · in 13 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Strong Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Very Low
      Market backdrop VIX 18.6 · elevated Equity put/call 0.79
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +25%
      above
      Price vs 50-day avg +7%
      above
      RSI (14) 60
      neutral
      MACD trend Negative
      52-week position 94%
      near high
      Momentum
      relative strength
      Very Strong
      1-month return +3%
      trailing
      6-month return +29%
      trailing
      YTD return +38%
      this year
      Relative strength +23%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $159 › 200d $137 — 50d above 200d
      Institutional flow Accumulating
      86 of 443 funds reported for Jun 30 · net +132.5K sh shares · +9 new
      Insider flow Distributing
      Net -$4.4M over 90 days · 100% sells
      Short interest Falling
      2.99% of float · ▼ -2.8% MoM · 3.8 days cover
      Volume signal Reversal watch
      High volume on a down day — possible exhaustion
      Institution breadth Multi-yr high
      443 holders — near 3-yr high, broad support
      Squeeze score 66
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +16%
      Y/Y
      EPS growth +44%
      Y/Y
      Free cash flow $681.0M
      Valuation P/E 12.7
      below peers
      Buyback $1.0B
      authorized
      Balance sheet $452.4M
      net cash
      Quant / Vol
      risk profile
      Very Low
      Volatility 24%
      annualized · 1-yr
      Max drawdown −15%
      past year
      ATR 2.1%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Jul 23, 2026
      FY 2026
      Net Interest Income Initiated 8% – 9%
      Operating Expenses Initiated 2% – 3%
      Effective Tax Rate Initiated 14% – 15%
      rest of the year
      P.R. public deposits Initiated $20B – $22B

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 2 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +25% Bullish
      Price vs 50-day avg
      +7% Bullish
      RSI (14)
      60 Neutral
      MACD trend
      Negative Bearish
      52-week position
      94% Bullish
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $159 › 200d $137 — 50d above 200d
      Institutional flow Accumulating
      86 of 443 funds reported for Jun 30 · net +132.5K sh shares · +9 new
      Insider flow Distributing
      Net -$4.4M over 90 days · 100% sells
      Short interest Falling
      2.99% of float · ▼ -2.8% MoM · 3.8 days cover
      Volume signal Reversal watch
      High volume on a down day — possible exhaustion
      Institution breadth Multi-yr high
      443 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $107 Now $171 · 94% 52-wk high $175
      vs 200-day avg +25% vs 50-day avg +7%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      ACL / NPLs 190% 30-Jun-26
      ACL / Total Loans 1.97% 30-Jun-26
      Capital Returned to Shareholders $174M 30-Jun-26
      NCO Ratio 1.05% 30-Jun-26
      Net Interest Margin 3.66% 30-Jun-26
      NIM (FTE) non-GAAP 4.17% 30-Jun-26
      NPL Ratio 1.04% 30-Jun-26
      ROA 1.41% 30-Jun-26
      ROTCE (non-GAAP) non-GAAP 17.02% 30-Jun-26
      Tangible Book Value / Share (non-GAAP) non-GAAP $87.94 30-Jun-26
      Tier 1 Leverage 8.57% 30-Jun-26
      Tier 1 Risk-Based Capital 16.13% 30-Jun-26
      Total Deposit Costs 1.57% 30-Jun-26
      Total Risk-Based Capital 17.85% 30-Jun-26
      Deposits $67.6B Q1 2026
      Money market and investment securities $33.6B Q1 2026
      Common stock dividend per share $0.75 Q4 2025
      Shares repurchased 4,660,124 FY2025
      Tier 1 capital ratio 15.77% Q4 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      BPOP
      Popular, Inc.
      this stock
      $11.08B +38.0% +16.0% 12.7 3.0%
      MFG
      Mizuho Financial Group Inc
      $129.50B +44.4% 0.1%
      HDB
      Hdfc Bank Ltd
      $119.29B -36.4% +15.2% 0.4%
      IBN
      Icici Bank Ltd
      $105.84B -1.9% 0.6%
      PNC
      Pnc Financial Services Group, Inc.
      $100.79B +20.3% +7.2% 14.6 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      443
      % held
      83.5%
      Reported
      86 of 443
      Top holder
      PRICE T ROWE ASSOCIATES I…
      Held Float
      View
      Held by Funds
      Fund positions
      535
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      1.9M
      Days to cover
      3.8d
      Change
      -55.4K sh
      View
      Short Volume
      Short vol %
      46%
      As of
      Jul 24, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      1
      Value
      $165
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      46.1%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$4.4M
      Buyers / Sellers
      0 / 3
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $756.1M
      Net income (FY)
      $833.2M
      EPS diluted
      $12.30
      View
      Buybacks
      Authorized
      $1.0B
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 23, 2026
      This year
      14
      View
      Proposed Sales
      Value
      $44.8K
      Shares
      300
      Filed
      May 22, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 23, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      BPOP -1.7% +3.2% +29.0% +4.1% +38.0%
      SPY -1.7% +0.7% +6.4% -1.2% +8.3%
      vs SPY 0.0% +2.5% +22.6% +5.2% +29.8%

      Capital returns

      Latest dividend
      $0.75 / share · ex May 29, 2026
      Raised 7.1%
      Paid (TTM)
      $3.00 / share · 4 payouts
      Dividend yield (TTM, derived)
      1.76%
      Buyback program · as of Jul 23, 2026
      Authorized
      $1.00B
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 763901 CUSIP 733174700 13F (30d) 78 filings 78 filers Visit website Investor relations