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BVFL · BV Financial, Inc.

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$21.35 -0.01 (-0.05%) At close · Aug 28
Russell 2000 member Rebalance outlook locked
Market Cap
$180.85M
Shares
8.47M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$21.35 Open$21.47 Day$21.33–21.48 52W close$14.63–21.88 Avg vol 30d14K Short int117K · 1.4% float · 10.6d Short vol41% DataJan 2020–Aug 2026 Filing10-Q · Aug 12

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed Aug 12, 2026

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Low
Market backdrop VIX 14.4 · calm Equity put/call 0.62
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +9%
above
Price vs 50-day avg +1%
above
RSI (14) 52
neutral
MACD trend Negative
52-week position 93%
near high
Volume (OBV) Bearish div.
distributing
Momentum
relative strength
Very Strong
1-month return +4%
trailing
6-month return +14%
trailing
YTD return +18%
this year
Relative strength 0%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $21 › 200d $20 — 50d above 200d
Institutional flow Accumulating
+1% holders QoQ · +8 funds added
Insider flow Distributing
Net -$489.4K over 90 days · 100% sells
Short interest Rising
1.38% of float · ▲ +9.2% MoM · 10.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
69 holders — near 3-yr high, broad support
Squeeze score 57
elevated · 0–100
Fundamentals
Excellent
Revenue growth +2%
Y/Y
EPS growth +31%
Y/Y
Free cash flow $18.8M
Valuation P/E 14.4
in line
Balance sheet $20.7M
net cash
Quant / Vol
risk profile
Low
Volatility 26%
annualized · 1-yr
Max drawdown −13%
past year
ATR 2.5%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
2 · 2 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+9% Bullish
Price vs 50-day avg
+1% Bullish
RSI (14)
52 Neutral
MACD trend
Negative Bearish
52-week position
93% Bullish
Volume (OBV)
Bearish div. Bearish
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $21 › 200d $20 — 50d above 200d
Institutional flow Accumulating
+1% holders QoQ · +8 funds added
Insider flow Distributing
Net -$489.4K over 90 days · 100% sells
Short interest Rising
1.38% of float · ▲ +9.2% MoM · 10.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
69 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $15 Now $21 · 93% Range high $22
vs 200-day avg +9% vs 50-day avg +1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Adjusted Net Income per diluted share non-GAAP $0.86 Six Months ended June 30 —
Adjusted Net Income per Share non-GAAP $0.88 Six Months ended June 30 —
Allowance for credit losses as a percentage of non-performing loans 182.1% At June 30, 2026 —
Average interest-earning assets to interest-bearing liabilities 148.83% Six Months ended June 30 —
Common shares outstanding 8,520,225 As of June 30 —
Ending Balance- ACL for Loans 6.21M As of June 30 —
Net interest rate spread 3.82% Six Months ended June 30 —
Operating Pre-Provision Net Revenue (OPPNR) non-GAAP $10.1M the six months ended June 30, 2026 —
OPPNR per diluted share non-GAAP $1.22 Six Months ended June 30 —
OPPNR per share non-GAAP $1.26 Six Months ended June 30 —
Tangible equity non-GAAP 168.22M As of June 30 —
Total ACL 6.34M As of June 30 —
Allowance for credit losses as a percentage of total loans 0.87% the quarter ended March 31, 2026 —
Non-GAAP Adusted Net Income non-GAAP $3.32M Three Months ended March 31, 2026 —
Share repurchases 102,076 the quarter ended March 31, 2026 —
Tangible book value per share non-GAAP $19.27 Three Months ended March 31, 2026 —
Net charge-offs (recoveries) to average outstanding loans during the year 0% Year Ended December 31, 2025 —
Non-performing loans as a percentage of total loans 0.3% Year Ended December 31, 2025 —
Number of full-time equivalent employees 102 Year Ended December 31, 2025 —
Number of offices 12 Year Ended December 31, 2025 —
Total non-performing assets as a percentage of total assets 0.25% Year Ended December 31, 2025 —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
BVFL
BV Financial, Inc.
this stock
$180.85M +17.7% +2.4% 14.4 1.4%
MFG
Mizuho Financial Group Inc
 $129.26B +45.4% — — 0.1%
HDB
Hdfc Bank Ltd
 $118.56B -36.8% +15.2% — 0.5%
IBN
Icici Bank Ltd
 $107.22B +0.3% — — 0.7%
CIXPF
CaixaBank/ADR
 $106.80B +26.1% — — 0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
69
% held
38.0%
Net QoQ
-139.3K sh
Top holder
ALLIANCEBERNSTEIN L.P.
Held Float
View
Held by Funds
Fund positions
90
View
Short & Settlement
Short Interest Rising
Shares short
116.7K
Days to cover
10.6d
Change
+9.8K sh
View
Short Volume
Short vol %
41%
As of
Aug 31, 2026
Short Total
View
Fails to Deliver
FTD shares
231
Value
$5.0K
As of
Aug 4, 2026
View
Off-Exchange
Off-exchange %
43.2%
Week of
Jul 27, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$489.4K
Buyers / Sellers
0 / 1
Buyers Sellers
View
Financials
Financials
Net income (FY)
$13.5M
EPS diluted
$1.43
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 12, 2026
This year
12
View
Proposed Sales
Value
$423.8K
Shares
21.5K
Filed
Jun 1, 2026
View
Exempt Offerings
Offering
$35.0M
Filed
Feb 1, 2021
View

Performance

5D 20D 120D MTD YTD
BVFL -0.3% +3.9% +13.6% +3.9% +17.7%
SPY +0.5% +3.0% +13.4% +3.0% +12.8%
vs SPY -0.8% +1.0% +0.1% +1.0% +4.9%
Key facts CIK 1302387 CUSIP 05603E208 13F (30d) 54 filings 53 filers Visit website Investor relations

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