CINF
Cincinnati Financial Corp
$189.06
-0.53 (-0.28%)
At close · Jul 7
Market Cap
$28.59B
Shares
154,686,742
Price & Indicators
Indicators
Price
Panels
Event markers
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$189.06
Open$191.16
Day$188.93–194.81
52W$141.49–194.81
Avg vol 30d765K
Short int3.2M · 2.1% float · 4.6d
Short vol58%
Last earningsApr 27, 2026
DataJan 2020–Jul 2026
Filing10-Q · Apr 27
Equibles Rating
blended score · not investment advice
Overall
Strong Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Very Low
Market backdrop
VIX 16.9 · calm
Equity put/call 0.86
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+16%
above
Price vs 50-day avg
+12%
above
RSI (14)
75
overbought
MACD trend
Positive
52-week position
89%
near high
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+14%
trailing
6-month return
+16%
trailing
YTD return
+16%
this year
Relative strength
+9%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $169 › 200d $164 — 50d above 200d
Institutional flow
Accumulating
27 of 918 funds reported for Jun 30 · net +36.9K sh shares · +2 new
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
2.10% of float · ▲ +9.6% MoM · 4.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
918 holders — near 3-yr high, broad support
Squeeze score
61
elevated · 0–100
Fundamentals
Revenue growth
+11%
Y/Y
EPS growth
+4%
Y/Y
Free cash flow
$3.1B
Valuation
P/E 10.6
below peers
Balance sheet
$349.0M
net cash
Quant / Vol
risk profile
Volatility
20%
annualized · 1-yr
Max drawdown
−10%
past year
ATR
2.0%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Up next
Next earnings call
Jul 27, 2026
Est · unconfirmed
· in 3 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Apr 27, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+16%
Bullish
Price vs 50-day avg
+12%
Bullish
RSI (14)
75
Bearish
MACD trend
Positive
Bullish
52-week position
89%
Bullish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $169 › 200d $164 — 50d above 200d
Institutional flow
Accumulating
27 of 918 funds reported for Jun 30 · net +36.9K sh shares · +2 new
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
2.10% of float · ▲ +9.6% MoM · 4.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
918 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $141
Now $189 · 89%
52-wk high $195
vs 200-day avg +16%
vs 50-day avg +12%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Net written premiums growth | 7% | first-quarter 2026 | — |
| Property casualty new business written premiums | $339M | Three months ended March 31, 2026 | — |
| Value creation ratio | 0.2% | the first three months of 2026 | -98.9% |
|
|
|||
| accident year combined ratio before catastrophe losses | 87.5% | Q1 2026 call | — |
| average pretax yield for purchased taxable and tax-exempt bonds | 5.37% | Q1 2026 call | — |
| average repurchase price per share | $164.93 | Q1 2026 call | — |
| bond interest income growth | 12% | Q1 2026 call | — |
| Cincinnati Re combined ratio | 79.7% | Q1 2026 call | — |
| combined ratio | 95.6% | Q1 2026 call | — |
| commercial lines combined ratio | 98.6% | Q1 2026 call | — |
| commercial lines net written premium growth | 3% | Q1 2026 call | — |
| consolidated property casualty net written premium growth | 7% | Q1 2026 call | — |
| dividend income growth | 13% | Q1 2026 call | — |
| dividends paid to shareholders | $133M | Q1 2026 call | — |
| excess and surplus lines combined ratio | 89.3% | Q1 2026 call | — |
| excess and surplus lines net written premium growth | 8% | Q1 2026 call | — |
| first quarter pretax average yield for the fixed-maturity portfolio | 5.02% | Q1 2026 call | — |
| IBNR portion of reserve addition | $419M | Q1 2026 call | — |
| investment income growth | 14% | Q1 2026 call | — |
| life insurance net income growth | 24% | Q1 2026 call | — |
| net addition to property casualty loss and loss expense reserves | $466M | Q1 2026 call | — |
| net purchases of fixed-maturity securities | $624M | Q1 2026 call | — |
| net unfavorable reserve development for accident years prior to 2024 | -$16M | Q1 2026 call | — |
| non-GAAP operating income non-GAAP | $330M | Q1 2026 call | — |
| personal lines combined ratio | 96.8% | Q1 2026 call | — |
| personal lines net written premium growth | 15% | Q1 2026 call | — |
| property casualty net favorable reserve development on prior accident years | $81M | Q1 2026 call | — |
| property casualty underwriting expense ratio change | -0.6% | Q1 2026 call | — |
| shares repurchased | 1.1M | Q1 2026 call | — |
| term life insurance earned premium growth | 7% | Q1 2026 call | — |
| Book value per share | $102.35 | At December 31, 2025 | — |
| Property casualty combined ratio | 94.9% | Twelve months ended December 31, 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Insurance - Property & Casualty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CINF
this stock
Cincinnati Financial Corp
|
$28.59B | +16.4% | +52.6% | 10.6 | 2.1% |
|
CB
Chubb Ltd
|
$139.36B | +15.5% | +6.5% | 12.7 | 1.1% |
|
PGR
Progressive Corp/Oh/
|
$136.09B | +8.8% | +16.3% | 11.9 | 1.3% |
|
TRV
Travelers Companies, Inc.
|
$72.06B | +18.9% | +5.2% | 10.1 | 2.8% |
|
ALL
Allstate Corp
|
$64.66B | +21.3% | +5.6% | 5.5 | 3.3% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CINF | +2.9% | +14.4% | +16.2% | +2.1% | +16.4% |
| SPY | +0.9% | +1.4% | +7.6% | +0.1% | +9.7% |
| vs SPY | +2.0% | +13.0% | +8.7% | +2.0% | +6.8% |
Capital returns
Latest dividend
$0.94
/ share · ex Jun 23, 2026
Paid (TTM)
$3.62
/ share · 4 payouts
Dividend yield (TTM, derived)
1.91%
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.