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CINF · Cincinnati Financial Corp · Financials

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$176.30 -1.98 (-1.11%) At close · Oct 23
Market Cap
$27.06B
Shares
153.48M
Volume · Oct 23 560.07K Avg daily vol (3M) 605.69K

Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.

Revenue
$12.63B +11.4%
FY2025 Revenue FY2008–FY2025
Net Income
$2.39B +4.4%
FY2025 Net Income FY2008–FY2025
Diluted EPS
$15.17 +4.4%
FY2025 Diluted EPS FY2008–FY2025
Operating Cash Flow
$3.11B +17.5%
FY2025 Operating Cash Flow FY2008–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item TTM FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010 FY2009 FY2008
$13.95B $12.63B $11.34B $10.01B $6.56B $9.63B $7.54B $7.92B $5.41B $5.73B $5.45B $5.14B $4.95B $4.53B $4.11B $3.8B $3.77B $3.9B $3.82B
$10.4B $9.98B $8.89B $7.96B $7.23B $6.48B $5.98B $5.6B $5.17B $4.95B $4.71B $4.48B $4.24B $3.9B $3.52B $3.19B $3.08B $3.05B $3.14B
— — — — — $93M $81M $72M $63M $55M $48M $52M $51M $50M $44M $42M $41M $38M $32M
$53M $53M $53M $54M $53M $53M $54M $53M $53M $53M $53M $53M $53M $54M $54M $54M $54M $55M $53M
$930M $875M $733M $600M $510M $477M $455M $446M $445M $445M $440M $428M $417M $413M $420M $424M $423M $402M —
— — — — — — — — — — — — — — — $75M $162M $398M $301M
$4.16B $2.98B $2.86B $2.28B -$694M $3.7B $1.5B $2.47B $251M $730M $812M $881M $721M $714M $566M $173M $498M $582M $540M
$828M $587M $566M $433M -$207M $730M $283M $475M -$36M -$315M $221M $247M $196M $197M $145M $9M $123M $150M $111M
$3.33B $2.39B $2.29B $1.84B -$487M $2.97B $1.22B $2B $287M $1.05B $591M $634M $525M $517M $421M $164M $375M $432M $429M
— 18.95% 20.22% 18.41% -7.42% 30.83% 16.14% 25.2% 5.31% 18.23% 10.85% 12.33% 10.62% 11.41% 10.24% 4.31% 9.94% 11.07% 11.22%
$3.44B $2.67B $2.42B $2.02B -$1.4B $2.93B $1.54B $2.42B $24M $1.65B $940M $234M $765M $892M $649M $296M $520M $815M -$1.38B
USD/shares $21.42 $15.32 $14.65 $11.74 -$3.06 $18.43 $7.55 $12.24 $1.76 $6.36 $3.59 $3.87 $3.21 $3.16 $2.59 $1.01 $2.30 $2.66 $2.63
USD/shares $21.20 $15.17 $14.53 $11.66 -$3.06 $18.24 $7.49 $12.10 $1.75 $6.29 $3.55 $3.83 $3.18 $3.12 $2.57 $1.01 $2.30 $2.65 $2.62
shares — 156.1M 156.4M 157M 158.8M 161M 161.2M 163.2M 163.2M 164.2M 164.5M 164M 163.5M 163.5M 162.5M 162.7M 162.78M 162.6M —
shares — 157.7M 157.8M 158.1M 158.8M 162.7M 162.4M 165.1M 164.5M 166M 166.5M 165.6M 165.1M 165.4M 163.7M 163.3M 163.27M 162.87M —
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2008–FY2025: $1.84B in buybacks, $6.23B in dividends.

Debt Profile

Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.

Latest reported total
USD 816,000,000
As of Mar 31, 2026
Tracked instruments
0
Loans, facilities and note series
Annual baseline
—
Latest approved annual total
Reported total debt history
As of Reported label Amount Source
2026-03-31 Total debt USD 816,000,000 10-Q filed 2026-04-27
At March 31, 2026, shareholders' equity was $15.714 billion, compared with $15.911 billion at December 31, 2025. Total debt was $816 million at March 31, 2026, relatively unchanged from $815 million at December 31, 2025.
2025-12-31 Total debt USD 815,000,000 10-Q filed 2026-04-27
At March 31, 2026, shareholders' equity was $15.714 billion, compared with $15.911 billion at December 31, 2025. Total debt was $816 million at March 31, 2026, relatively unchanged from $815 million at December 31, 2025.

Reported debt balances

Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.

Reported balanceAs ofAmountSource
Long-term debt, including current maturities 2026-06-30 USD 791,000,000 10-Q filed 2026-07-27
Related accounting measures — not additional borrowing

Carrying amounts can reflect issuance costs or discounts. Differences between these measures are not necessarily repayments due within a year.

Notes payable, including current maturities
USD 17,000,000
Noncurrent long-term debt and lease obligations 2026-06-30 USD 859,000,000 10-Q filed 2026-07-27
Instrument and agreement coverage is incomplete. Additional filings are awaiting review.
1 filing has incomplete source or extraction coverage. Verified observations are shown; missing observations do not establish that debt was unchanged.

Covenants

Covenant terms have not yet been verified for this profile.

The balance figures do not establish whether covenants apply or whether the company complies with them.

Loans, facilities and notes

The instrument breakdown is not yet verified. Read the debt note in the linked report for borrowing terms and maturity conditions.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
1.86×
Peer median 1.52×
EV/EBIT
—
Peer median 8.52×
P/E (TTM)
8.32×
Peer median 11.44×

Peer medians compare against the 21 similar-size Insurance - Property & Casualty companies (of 44 listed).

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Segment (USD)

Component FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018
Commercial Lines Insurance $4,868,000,000 $4,490,000,000 $4,268,000,000 $4,028,000,000 $3,678,000,000 $3,479,000,000 $3,324,000,000 $3,223,000,000
Personal Lines Insurance $3,204,000,000 $2,628,000,000 $2,048,000,000 $1,693,000,000 $1,546,000,000 $1,467,000,000 $1,408,000,000 $1,341,000,000
Investment Segment of CINF $2,607,000,000 $2,416,000,000 $2,021,000,000 -$686,000,000 $3,123,000,000 $1,535,000,000 $2,296,000,000 $217,000,000
Excess and Surplus Lines Insurance $702,000,000 $618,000,000 $545,000,000 $487,000,000 $400,000,000 $327,000,000 $280,000,000 $235,000,000
Life Insurance $336,000,000 $326,000,000 $323,000,000 $305,000,000 $299,000,000 $291,000,000 $274,000,000 $254,000,000
Key facts CIK 20286 CUSIP 172062101 13F (30d) 240 filings 231 filers Visit website Investor relations