CINF · Cincinnati Financial Corp
$182.75
+3.37 (+1.88%)
At close · Jul 24
Market Cap
$28.28B
Shares
154.69M
Cincinnati Financial Corp Earnings Call Transcripts
Every quarterly earnings call for Cincinnati Financial Corp (CINF) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▼21.1%
$1.41B
−$418.00M
'22 Q3
22-10-21
▼6.3%
$3.11B
$1.01B
'22 Q4
23-01-30
▲84.4%
$2.24B
$225.00M
'23 Q1
23-04-27
▲217.7%
$2.60B
$534.00M
'23 Q2
23-07-27
▲28.6%
$1.81B
−$99.00M
'23 Q3
23-10-26
▲7.8%
$3.36B
$1.18B
'23 Q4
24-02-06
▲31%
$2.94B
$755.00M
'24 Q1
24-04-25
▼2.3%
$2.54B
$312.00M
'24 Q2
24-07-25
▲83.3%
$3.32B
$820.00M
'24 Q3
24-10-24
▼24.4%
$2.54B
$405.00M
'24 Q4
25-02-10
▼12.6%
$2.57B
−$90.00M
'25 Q1
25-04-28
▲27.7%
$3.25B
$685.00M
'25 Q2
25-07-28
▲12.2%
$3.73B
$1.12B
'25 Q3
25-10-27
▲21.8%
$3.09B
$676.00M
'25 Q4
26-02-09
LATEST
▲11.6%
$2.86B
$274.00M
'26 Q1
26-04-27
Earnings call
FY26 · Q2
2026-07-28
Cincinnati Financial Corporation Second-Quarter 2026 Earnings
Scheduled
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-27
Cincinnati Financial Corp Q1 FY2026 Earnings Call
Positive tone
Combined ratio and profitability
Personal lines
Commercial lines
Revenue
$2.86B
▲ 11.6% YoY Diluted EPS
$1.75
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-02-09
Cincinnati Financial Corp Q4 FY2025 Earnings Call
Confident tone
Property casualty underwriting profitability
Casualty loss cost inflation
Investment income and portfolio
Revenue
$3.09B*
▲ 21.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-27
Cincinnati Financial Corp Q3 FY2025 Earnings Call
Confident tone
Pricing adequacy and segmentation strategy
Combined ratio and underwriting profitability
Property casualty premium growth
Revenue
$3.73B
▲ 12.2% YoY Diluted EPS
$7.11
▲ 36.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-28
Cincinnati Financial Corp Q2 FY2025 Earnings Call
Confident tone
Pricing discipline and rate adequacy
Personal lines and California exposure
Strong underwriting profitability and combined ratios
Revenue
$3.25B
▲ 27.7% YoY Diluted EPS
$4.34
▲ 119.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-28
Cincinnati Financial Corp Q1 FY2025 Earnings Call
Revenue
$2.57B
▼ 12.6% YoY Diluted EPS
$-0.57
▼ 111.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-10
Cincinnati Financial Corp Q4 FY2024 Earnings Call
Positive tone
Workers' Compensation
Combined Ratio Improvement
Premium Growth
Revenue
$2.54B*
▼ 24.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-24
Cincinnati Financial Corp Q3 FY2024 Earnings Call
Confident tone
Combined ratio and underwriting profitability
Excess & Surplus lines
Commercial lines performance
Revenue
$3.32B
▲ 83.3% YoY Diluted EPS
$5.20
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-25
Cincinnati Financial Corp Q2 FY2024 Earnings Call
Confident tone
Combined ratio and underwriting profitability
Cincinnati Re and Global
Reserve adequacy and prudence
Revenue
$2.54B
▼ 2.3% YoY Diluted EPS
$1.98
▼ 41.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-25
Cincinnati Financial Corp Q1 FY2024 Earnings Call
Confident tone
Combined ratio and profitability
Reserve adequacy and IBNR
Cincinnati Re and Global diversification
Revenue
$2.94B
▲ 31% YoY Diluted EPS
$4.78
▲ 236.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-06
Cincinnati Financial Corp Q4 FY2023 Earnings Call
Confident tone
Combined Ratio Improvement
Premium Growth
Long-Term Strategy / VCR
Revenue
$3.36B*
▲ 7.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-26
Cincinnati Financial Corp Q3 FY2023 Earnings Call
Revenue
$1.81B
▲ 28.6% YoY Diluted EPS
$-0.63
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-27
Cincinnati Financial Corp Q2 FY2023 Earnings Call
Revenue
$2.60B
▲ 217.7% YoY Diluted EPS
$3.38
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-27
Cincinnati Financial Corp Q1 FY2023 Earnings Call
Revenue
$2.24B
▲ 84.4% YoY Diluted EPS
$1.42
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-30
Cincinnati Financial Corp Q4 FY2022 Earnings Call
Revenue
$3.11B*
▼ 6.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-21
Cincinnati Financial Corp Q3 FY2022 Earnings Call
Revenue
$1.41B
▼ 21.1% YoY Diluted EPS
$-2.64
▼ 380.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-27
Cincinnati Financial Corp Q2 FY2022 Earnings Call
Revenue
$820.00M
▼ 64.3% YoY Diluted EPS
$-5.06
▼ 217.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-28
Cincinnati Financial Corp Q1 FY2022 Earnings Call
Revenue
$1.22B
▼ 45.4% YoY Diluted EPS
$-1.70
▼ 144.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-15
Cincinnati Financial Corp Q4 FY2021 Earnings Call
Revenue
$3.32B*
▲ 23.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-27
Cincinnati Financial Corp Q3 FY2021 Earnings Call
Revenue
$1.78B
▼ 19.8% YoY Diluted EPS
$0.94
▼ 68.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-28
Cincinnati Financial Corp Q2 FY2021 Earnings Call
Revenue
$2.29B
▼ 15.4% YoY Diluted EPS
$4.31
▼ 23.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-28
Cincinnati Financial Corp Q1 FY2021 Earnings Call
Revenue
$2.23B
Diluted EPS
$3.82
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-10
Cincinnati Financial Corp Q4 FY2020 Earnings Call
Revenue
$2.69B
▲ 25.2% YoY Diluted EPS
$6.47
▲ 70.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-26
Cincinnati Financial Corp Q3 FY2020 Earnings Call
Revenue
$2.23B
▲ 31% YoY Diluted EPS
$2.99
▲ 100.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-27
Cincinnati Financial Corp Q2 FY2020 Earnings Call
Revenue
$2.71B
▲ 41.9% YoY Diluted EPS
$5.63
▲ 117.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-27
Cincinnati Financial Corp Q1 FY2020 Earnings Call
Revenue
$
▼ 104.6% YoY Diluted EPS
$-7.56
▼ 279.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-02-05
Cincinnati Financial Corp Q4 FY2019 Earnings Call
Revenue
$2.15B
▲ 203.1% YoY Diluted EPS
$3.79
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
20286
CUSIP
172062101
13F (30d)
261 filings
259 filers
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