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CINF · Cincinnati Financial Corp · Earnings Call Transcripts & Audio

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$169.31 +0.10 (+0.06%)
S&P 500 member Russell 1000 member Rebalance outlook locked
Market Cap
$25.96B
Shares
153.48M

Cincinnati Financial Corp Earnings Call Transcripts

Quarterly earnings calls for Cincinnati Financial Corp (CINF), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.

Pull transcripts and briefs through the earnings call transcript API or MCP →

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▼21% $1.41B −$416.00M '22 Q3 22-10-21 ▼6.1% $3.12B $1.01B '22 Q4 23-01-30 ▲84% $2.24B $225.00M '23 Q1 23-04-27 ▲217.7% $2.60B $534.00M '23 Q2 23-07-27 ▲28.4% $1.81B −$99.00M '23 Q3 23-10-26 ▲7.7% $3.36B $1.18B '23 Q4 24-02-06 ▲31% $2.94B $755.00M '24 Q1 24-04-25 ▼2.3% $2.54B $312.00M '24 Q2 24-07-25 ▲83.3% $3.32B $820.00M '24 Q3 24-10-24 ▼24.4% $2.54B $405.00M '24 Q4 25-02-10 ▼12.6% $2.57B −$90.00M '25 Q1 25-04-28 ▲27.7% $3.25B $685.00M '25 Q2 25-07-28 ▲12.2% $3.73B $1.12B '25 Q3 25-10-27 ▲21.8% $3.09B $676.00M '25 Q4 26-02-09 ▲11.6% $2.86B $274.00M '26 Q1 26-04-27 LATEST ▲31.6% $4.27B $1.25B '26 Q2 26-07-27
Earnings call
FY26 · Q2
2026-07-27
Cincinnati Financial Corp (CINF) Q2 2026 Earnings Call Transcript
Positive tone Combined ratio and catastrophe losses Segment performance Premium growth and pricing discipline
Revenue
$4.27B
▲ 31.6% YoY
Diluted EPS
$8.05
▲ 85.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Annual General Meeting
Investor event
2026-05-02
Cincinnati Financial Corp (CINF) May 2026 Annual General Meeting
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY26 · Q1
2026-04-27
Cincinnati Financial Corp (CINF) Q1 2026 Earnings Call Transcript
Positive tone Combined ratio and profitability Personal lines Commercial lines
Revenue
$2.86B
▲ 11.6% YoY
Diluted EPS
$1.75
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-02-09
Cincinnati Financial Corp (CINF) Q4 2025 Earnings Call Transcript
Confident tone Property casualty underwriting profitability Casualty loss cost inflation Investment income and portfolio
Revenue
$3.09B*
▲ 21.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-27
Cincinnati Financial Corp (CINF) Q3 2025 Earnings Call Transcript
Confident tone Pricing adequacy and segmentation strategy Combined ratio and underwriting profitability Property casualty premium growth
Revenue
$3.73B
▲ 12.2% YoY
Diluted EPS
$7.11
▲ 36.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-28
Cincinnati Financial Corp (CINF) Q2 2025 Earnings Call Transcript
Confident tone Pricing discipline and rate adequacy Personal lines and California exposure Strong underwriting profitability and combined ratios
Revenue
$3.25B
▲ 27.7% YoY
Diluted EPS
$4.34
▲ 119.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-04-28
Cincinnati Financial Corp (CINF) Q1 2025 Earnings Call
Revenue
$2.57B
▼ 12.6% YoY
Diluted EPS
$-0.57
▼ 111.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-02-10
Cincinnati Financial Corp (CINF) Q4 2024 Earnings Call Transcript
Positive tone Workers' Compensation Combined Ratio Improvement Premium Growth
Revenue
$2.54B*
▼ 24.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-24
Cincinnati Financial Corp (CINF) Q3 2024 Earnings Call Transcript
Confident tone Combined ratio and underwriting profitability Excess & Surplus lines Commercial lines performance
Revenue
$3.32B
▲ 83.3% YoY
Diluted EPS
$5.20
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-25
Cincinnati Financial Corp (CINF) Q2 2024 Earnings Call Transcript
Confident tone Combined ratio and underwriting profitability Cincinnati Re and Global Reserve adequacy and prudence
Revenue
$2.54B
▼ 2.3% YoY
Diluted EPS
$1.98
▼ 41.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-25
Cincinnati Financial Corp (CINF) Q1 2024 Earnings Call Transcript
Confident tone Combined ratio and profitability Reserve adequacy and IBNR Cincinnati Re and Global diversification
Revenue
$2.94B
▲ 31% YoY
Diluted EPS
$4.78
▲ 236.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-02-06
Cincinnati Financial Corp (CINF) Q4 2023 Earnings Call Transcript
Confident tone Combined Ratio Improvement Premium Growth Long-Term Strategy / VCR
Revenue
$3.36B*
▲ 7.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-26
Cincinnati Financial Corp (CINF) Q3 2023 Earnings Call Transcript
Revenue
$1.81B
▲ 28.4% YoY
Diluted EPS
$-0.63
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-07-27
Cincinnati Financial Corp (CINF) Q2 2023 Earnings Call Transcript
Revenue
$2.60B
▲ 217.7% YoY
Diluted EPS
$3.38
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-04-27
Cincinnati Financial Corp (CINF) Q1 2023 Earnings Call Transcript
Revenue
$2.24B
▲ 84% YoY
Diluted EPS
$1.42
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-30
Cincinnati Financial Corp (CINF) Q4 2022 Earnings Call Transcript
Revenue
$3.12B*
▼ 6.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-10-21
Cincinnati Financial Corp (CINF) Q3 2022 Earnings Call Transcript
Revenue
$1.41B
▼ 21% YoY
Diluted EPS
$-2.63
▼ 379.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-07-27
Cincinnati Financial Corp (CINF) Q2 2022 Earnings Call Transcript
Revenue
$820.00M
▼ 64.3% YoY
Diluted EPS
$-5.12
▼ 218.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-04-28
Cincinnati Financial Corp (CINF) Q1 2022 Earnings Call Transcript
Revenue
$1.22B
▼ 45.3% YoY
Diluted EPS
$-1.66
▼ 143.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-02-15
Cincinnati Financial Corp (CINF) Q4 2021 Earnings Call Transcript
Revenue
$3.32B*
▲ 23.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-10-27
Cincinnati Financial Corp (CINF) Q3 2021 Earnings Call Transcript
Revenue
$1.78B
▼ 19.8% YoY
Diluted EPS
$0.94
▼ 68.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-07-28
Cincinnati Financial Corp (CINF) Q2 2021 Earnings Call Transcript
Revenue
$2.29B
▼ 15.4% YoY
Diluted EPS
$4.31
▼ 23.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-04-28
Cincinnati Financial Corp (CINF) Q1 2021 Earnings Call Transcript
Revenue
$2.23B
Diluted EPS
$3.82
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-02-10
Cincinnati Financial Corp (CINF) Q4 2020 Earnings Call Transcript
Revenue
$2.69B
▲ 25.2% YoY
Diluted EPS
$6.47
▲ 70.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-10-26
Cincinnati Financial Corp (CINF) Q3 2020 Earnings Call Transcript
Revenue
$2.23B
▲ 31% YoY
Diluted EPS
$2.99
▲ 100.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-07-27
Cincinnati Financial Corp (CINF) Q2 2020 Earnings Call Transcript
Revenue
$2.71B
▲ 41.9% YoY
Diluted EPS
$5.63
▲ 117.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-04-27
Cincinnati Financial Corp (CINF) Q1 2020 Earnings Call Transcript
Revenue
$
▼ 104.6% YoY
Diluted EPS
$-7.56
▼ 279.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY19 · Q4
2020-02-05
Cincinnati Financial Corp (CINF) Q4 2019 Earnings Call
Revenue
$2.15B
▲ 203.1% YoY
Diluted EPS
$3.79
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Showing 1–28 of 28 earnings calls
Key facts CIK 20286 CUSIP 172062101 13F (30d) 370 filings 367 filers Visit website Investor relations