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CLST · Catalyst Bancorp, Inc.

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$17.27 +0.01 (+0.06%) At close · Aug 13
Market Cap
$69.66M
Shares
4.03M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$17.27 Open$17.27 Day$17.16–17.27 52W close$12.55–17.35 Avg vol 30d3K Short int7K · 0.2% float · 3.4d Short vol90% DataOct 2021–Aug 2026 Filing10-Q · Aug 14

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 14, 2026

Equibles Rating

blended score · not investment advice
Overall
Strong Buy
SellHoldBuy
Technical Strong Buy Momentum Strong Sentiment Bullish Fundamentals Strong Quant / Vol Very Low
Market backdrop VIX 14.3 · calm Equity put/call 0.52
Technical
price trend
Strong Buy
50 / 200-day cross No cross
Price vs 200-day avg +9%
above
Price vs 50-day avg +4%
above
RSI (14) 58
neutral
MACD trend Positive
52-week position 98%
near high
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Strong
1-month return +3%
trailing
6-month return +8%
trailing
YTD return +10%
this year
Relative strength −5%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $17 › 200d $16 — 50d above 200d
Institutional flow Flat
0% holders QoQ · +1 funds added
Insider flow Accumulating
Net +$3.7K over 90 days · 50% sells
Short interest Falling
0.18% of float · ▼ -8.1% MoM · 3.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
23 holders — mid 3-yr range
Squeeze score 33
low risk · 0–100
Fundamentals
Strong
EPS growth +172%
Y/Y
Free cash flow $3.1M
Valuation P/E 31.4
rich
Balance sheet $10.5M
net cash
Quant / Vol
risk profile
Very Low
Volatility 17%
annualized · 1-yr
Max drawdown −7%
past year
ATR 2.0%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Strong Buy
0 · 3 · 4
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+9% Bullish
Price vs 50-day avg
+4% Bullish
RSI (14)
58 Neutral
MACD trend
Positive Bullish
52-week position
98% Bullish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $17 › 200d $16 — 50d above 200d
Institutional flow Flat
0% holders QoQ · +1 funds added
Insider flow Accumulating
Net +$3.7K over 90 days · 50% sells
Short interest Falling
0.18% of float · ▼ -8.1% MoM · 3.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
23 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $13 Now $17 · 98% Range high $17
vs 200-day avg +9% vs 50-day avg +4%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Efficiency ratio non-GAAP 80.64% three months ended June 30, 2026 filing
Return on average assets 0.72% three months ended June 30, 2026 filing
Return on average equity 2.55% three months ended June 30, 2026 filing
Allowance for credit losses on loans 2.2M Q2 2026
Allowance for credit losses on loans to total loans 1.34% Q2 2026
Common shares outstanding 4,034,091 Q2 2026
Investment securities to total assets 23% Q2 2026
Net interest margin 3.86% Q2 2026
Non-performing assets 2.3M Q2 2026
Non-performing loans to total loans 1.43% Q2 2026
Shares available for repurchase under the November 2025 Repurchase Plan 148,091 Q2 2026
Total investment securities 67.1M Q2 2026
Total loans 162.8M Q2 2026
Ratio of NPAs to total assets 0.94% 3/31/2026
Ratio of total loans to total deposits 84% 3/31/2026
Shareholders' equity to total assets 28.5% 3/31/2026
Total deposits (average) $198.2M first quarter of 2026
Total public fund deposits $29.8M 3/31/2026

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
CLST
Catalyst Bancorp, Inc.
this stock
$69.66M +9.7% 31.4 0.2%
MFG
Mizuho Financial Group Inc
$132.42B +48.5% 0.1%
HDB
Hdfc Bank Ltd
$120.05B -36.0% +15.2% 0.5%
IBN
Icici Bank Ltd
$108.39B -0.2% 0.5%
PNC
Pnc Financial Services Group, Inc.
$102.52B +23.1% +7.2% 14.1 1.8%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
23
% held
30.4%
Net QoQ
+222.6K sh
Top holder
STILWELL VALUE LLC
Held Float
View
Held by Funds
Fund positions
9
View
Short & Settlement
Short Interest Falling
Shares short
7.2K
Days to cover
3.4d
Change
-635 sh
View
Short Volume
Short vol %
90%
As of
Aug 14, 2026
Short Total
View
Fails to Deliver
FTD shares
4
Value
$64
As of
Jun 10, 2026
View
Off-Exchange
Off-exchange %
17.6%
Week of
Jul 6, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net buying
Net (90d)
+$3.7K
Buyers / Sellers
1 / 1
Buyers Sellers
View
Financials
Financials
Net income (FY)
$2.1M
EPS diluted
$0.56
View
Buybacks
Authorized
shares 205.0K
Remaining
shares 188.9K
Spent Remaining
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 14, 2026
This year
11
View
Proposed Sales
Value
$96.1K
Shares
6.0K
Filed
Jun 10, 2026
View

Performance

5D 20D 120D MTD YTD
CLST +1.9% +3.1% +7.9% +1.2% +9.7%
SPY +1.2% +3.6% +12.8% +4.1% +14.1%
vs SPY +0.7% -0.5% -4.9% -2.9% -4.4%

Capital returns

Buyback program · as of Dec 31, 2025
Authorized
shares 205,000
Spent (derived)
shares 16,089
Remaining
shares 188,911
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1849867 CUSIP 14888L101 13F (30d) 22 filings 22 filers Visit website Investor relations