CLST · Catalyst Bancorp, Inc.
$17.36
-0.17 (-0.97%)
At close · Aug 19
Market Cap
$72.32M
Shares
4.03M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$17.36
Open$17.71
Day$17.36–17.93
52W close$12.60–17.61
Avg vol 30d3K
Short int7K · 0.2% float · 3.4d
Short vol89%
DataOct 2021–Aug 2026
Filing10-Q · Aug 14
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 14, 2026
Equibles Rating
blended score · not investment adviceOverall
Strong Buy
SellHoldBuy
Technical
Strong Buy
Momentum
Strong
Sentiment
Bullish
Fundamentals
Strong
Quant / Vol
Very Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+9%
above
Price vs 50-day avg
+4%
above
RSI (14)
57
neutral
MACD trend
Positive
52-week position
95%
near high
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+3%
trailing
6-month return
+7%
trailing
YTD return
+10%
this year
Relative strength
−5%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $17 › 200d $16 — 50d above 200d
Institutional flow
Flat
0% holders QoQ · +1 funds added
Insider flow
Accumulating
Net +$3.7K over 90 days · 50% sells
Short interest
Falling
0.18% of float · ▼ -8.1% MoM · 3.4 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
23 holders — mid 3-yr range
Squeeze score
33
low risk · 0–100
Fundamentals
EPS growth
+172%
Y/Y
Free cash flow
$3.1M
Valuation
P/E 32.6
rich
Balance sheet
$10.5M
net cash
Quant / Vol
risk profile
Volatility
17%
annualized · 1-yr
Max drawdown
−7%
past year
ATR
3.1%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Strong Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+9%
Bullish
Price vs 50-day avg
+4%
Bullish
RSI (14)
57
Neutral
MACD trend
Positive
Bullish
52-week position
95%
Bullish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $17 › 200d $16 — 50d above 200d
Institutional flow
Flat
0% holders QoQ · +1 funds added
Insider flow
Accumulating
Net +$3.7K over 90 days · 50% sells
Short interest
Falling
0.18% of float · ▼ -8.1% MoM · 3.4 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
23 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $13
Now $17 · 95%
Range high $18
vs 200-day avg +9%
vs 50-day avg +4%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Net interest margin | 3.86% | three months ended June 30, 2026 filing | — |
| Return on average assets | 0.72% | three months ended June 30, 2026 filing | — |
| Return on average equity | 2.55% | three months ended June 30, 2026 filing | — |
| Allowance for credit losses on loans | $2.2M | Q2 FY2026 | — |
| Average equity to average assets | 28.17% | Three Months Ended 6/30/2026 | — |
| Common equity Tier 1 capital ratio^(1) | 43.37% | 6/30/2026 | — |
| Common shares outstanding | 4,034,091 | Q2 FY2026 | — |
| Effective tax rate | 22.5% | second quarter of 2026 | — |
| Efficiency ratio | 80.64% | Three Months Ended 6/30/2026 | — |
| Net interest margin^(TE) | 3.86% | Three Months Ended 6/30/2026 | — |
| Non-performing assets | $2.3M | Q2 FY2026 | — |
| Non-performing loans to total loans | 1.43% | Q2 FY2026 | — |
| Ratio of NPAs to total assets | 0.8% | Q2 FY2026 | — |
| Ratio of total loans to total deposits | 83% | Q2 FY2026 | — |
| Shareholders' equity to total assets | 28.5% | Q2 FY2026 | — |
| Tier 1 leverage capital ratio^(1) | 26.55% | 6/30/2026 | — |
| Total deposits (average) | $198.8M | Q2 FY2026 | — |
|
|
|||
| Total employees (full-time equivalent) | 49 | 6/30/2026 | — |
| Total risk-based capital ratio^(1) | 44.62% | 6/30/2026 | — |
| Total public fund deposits | $29.8M | 3/31/2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CLST
this stock
Catalyst Bancorp, Inc.
|
$72.32M | +10.2% | — | 32.6 | 0.2% |
|
MFG
Mizuho Financial Group Inc
|
$123.19B | +38.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$121.52B | -36.1% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +18.7% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CLST | +1.2% | +2.6% | +6.5% | +1.8% | +10.2% |
| SPY | -0.4% | +2.9% | +11.6% | +3.0% | +12.8% |
| vs SPY | +1.7% | -0.3% | -5.1% | -1.2% | -2.6% |
Capital returns
Buyback program
· as of Dec 31, 2025
Authorized
shares 205,000
Spent (derived)
shares 16,089
Remaining
shares 188,911
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1849867
CUSIP
14888L101
13F (30d)
22 filings
22 filers
Visit website
Investor relations