EWBC · East West Bancorp Inc
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
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| Average deposits | $68.7B | second quarter of 2026 filing | — |
| Average interest-earning assets | $80.1B | second quarter of 2026 filing | — |
| Average loan yields | 6.02% | second quarter of 2026 filing | — |
| Average noninterest-bearing deposits | $17.4B | second quarter of 2026 filing | — |
| Interest rate spread | 2.53% | Three Months Ended June 30, 2026 filing | — |
| Net interest margin | 3.43% | second quarter of 2026 filing | — |
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| ROA | 1.75% | second quarter of 2026 filing | — |
| ROAE | 16.01% | second quarter of 2026 filing | — |
| ROATCE non-GAAP | 16.88% | second quarter of 2026 filing | — |
| The average cost of funds | 2.19% | second quarter of 2026 filing | — |
| The average cost of interest-bearing deposits | 2.81% | second quarter of 2026 filing | — |
| The proportion of average noninterest-bearing deposits | 25% | second quarter of 2026 filing | — |
| The yield on average interest-earning assets | 5.41% | second quarter of 2026 filing | — |
| Adjusted effective tax rate non-GAAP | 22% | Six Months Ended June 30, 2026 | — |
| Adjusted efficiency ratio (FTE) non-GAAP | 36.49% | Six Months Ended June 30, 2026 | — |
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| Adjusted net income non-GAAP | $720.77M | Six Months Ended June 30, 2026 | — |
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| Adjusted PTPP (FTE) non-GAAP | $995.39M | Six Months Ended June 30, 2026 | — |
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| Adjusted return on average assets non-GAAP | 1.77% | Six Months Ended June 30, 2026 | — |
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| Adjusted return on average common equity non-GAAP | 16.01% | Six Months Ended June 30, 2026 | — |
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| Adjusted return on average TCE non-GAAP | 16.89% | Six Months Ended June 30, 2026 | — |
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| Adjusted tangible net income non-GAAP | $363.89M | Three Months Ended June 30, 2026 | — |
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| ALLL to loans HFI | 1.43% | June 30, 2026 | — |
| Allowance for Loan Losses | $842M | 06.30.26 | — |
| Annualized quarterly net charge-offs to average loans HFI | 0.19% | Three Months Ended June 30, 2026 | — |
| Average Total Securities | $17.3B | 2Q26 | — |
| CET1 Ratio | 15.4% | 06.30.26 | — |
| Efficiency Ratio non-GAAP | 36.7% | 2Q26 | — |
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| Fee income non-GAAP | $96M | 2Q26 | — |
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| Net charge-offs | $27M | 2Q26 | — |
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| Operating Noninterest Expense / Avg. Assets non-GAAP | 1.29% | 2Q26 | — |
| Pre-tax, Pre-provision Income non-GAAP | $501M | Q2 2026 | — |
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| Pre-tax, pre-provision income (FTE) non-GAAP | $996.4M | Six Months Ended June 30, 2026 | — |
| Provision for credit losses | $33M | 2Q26 | — |
| Return on average TCE non-GAAP | 16.9% | Six Months Ended June 30, 2026 | — |
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| ROACE non-GAAP | 16% | 2Q26 | — |
| Tangible assets non-GAAP | $84.29B | June 30, 2026 | — |
GAAP → non-GAAP reconciliationGAAP Total assets 82.89B
-465.7M Goodwill
-3.98M Mortgage servicing assets
= Tangible assets 82.42B
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| Tangible book value non-GAAP | $8.78B | June 30, 2026 | — |
| Tangible Common Equity (TCE) ratio non-GAAP | 10.4% | 2Q26 | — |
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| Tangible net income non-GAAP | $363.89M | Three Months Ended June 30, 2026 | — |
GAAP → non-GAAP reconciliationGAAP Net income 363.7M
+264K Amortization of mortgage servicing assets
-74K Tax effect of amortization adjustment
= Tangible net income 363.89M
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| Adjusted diluted EPS non-GAAP | $2.57 | Three Months Ended March 31, 2026 | — |
| Adjusted efficiency ratio non-GAAP | 36.36% | Three Months Ended March 31, 2026 | — |
| Adjusted noninterest expense non-GAAP | 281.33M | Three Months Ended March 31, 2026 | — |
| Adjusted total revenue (FTE) non-GAAP | 775M | Three Months Ended March 31, 2026 | — |
| ALLL ratio | 1.44% | 1Q26 | — |
| ALLL/Loans HFI | 1.44% | 1Q26 | — |
| Allowance for Loan Losses (% of loans HFI) | 1.44% | first quarter 2026 | — |
| Average loans | 57.1B | 1Q26 | — |
| CET1 Capital Ratio | 15.13% | as of March 31, 2026 | — |
| Common stock cash dividend | $0.8 | Q2 2026 | — |
| Common stock shares repurchased | 938,000 | Q1 2026 | — |
| Efficiency ratio (FTE) | 36.17% | Three Months Ended March 31, 2026 | — |
| End of period deposits | 67.5B | 1Q26 | — |
| End of period loans | 58.1B | 1Q26 | — |
| FTE net interest income before provision for credit losses non-GAAP | 672.44M | Three Months Ended March 31, 2026 | — |
| Leverage Ratio | 10.95% | as of March 31, 2026 | — |
| Loans/deposits ratio | 84.34% | March 31, 2026 | — |
| NDFI Outstanding | 8.3B | 1Q26 | — |
| Net Charge-offs (annualized % of average loans HFI) | 0.09% | first quarter 2026 | — |
| Nonperforming Assets Ratio | 0.26% | first quarter 2026 | — |
| Pre-tax, pre-provision income (PTPP) (FTE) | 494.69M | Three Months Ended March 31, 2026 | — |
| Share repurchase authorization remaining | $117M | Q1 2026 | — |
| Share repurchases | 98M | 1Q26 | — |
| Tangible Book Value per Share non-GAAP | $62.27 | first quarter 2026 | — |
| Tier 1 Capital Ratio | 15.13% | as of March 31, 2026 | — |
| Total Capital Ratio | 16.45% | as of March 31, 2026 | — |
| Total fee income non-GAAP | $99M | 1Q26 | — |
| Total operating noninterest expense non-GAAP | $258M | 1Q26 | — |
| Total revenue (FTE) non-GAAP | 775M | Three Months Ended March 31, 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
EWBC
this stock
East West Bancorp Inc
|
$17.73B | +15.2% | +4.4% | 12.5 | 2.8% |
|
MFG
Mizuho Financial Group Inc
|
$126.71B | +42.2% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$121.39B | -36.6% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | +2.0% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$97.61B | +17.0% | +7.2% | 13.5 | 1.5% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| EWBC | -4.2% | -1.4% | +16.0% | -1.2% | +15.2% |
| SPY | -0.2% | +3.4% | +11.8% | +2.5% | +12.3% |
| vs SPY | -4.0% | -4.8% | +4.2% | -3.7% | +2.8% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.