FBIZ · First Business Financial Services, Inc.
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| Adjusted non-interest income non-GAAP | 8,775K | Q1 2026 | — |
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| Allowance for credit losses, including unfunded commitment reserves | 38,489K | Q1 2026 | — |
| Average core deposits | 2,848,601K | Q1 2026 | — |
| Average loans and leases receivable | 3,425,751K | Q1 2026 | — |
| Efficiency ratio non-GAAP | 61.14% | Q1 2026 | — |
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| Fee income ratio (non-interest income / total revenue) | 19.81% | Q1 2026 | — |
| Net interest margin | 3.56% | Q1 2026 | — |
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| Non-performing assets | 40,503K | Q1 2026 | — |
| Non-performing assets as a percent of total assets | 0.94% | Q1 2026 | — |
| Operating expense non-GAAP | 27,081K | Q1 2026 | — |
| Operating revenue non-GAAP | 44,293K | Q1 2026 | — |
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| Period-end core deposits | 2,796,059K | Q1 2026 | — |
| Period-end loans and leases receivable | 3,498,903K | Q1 2026 | — |
| Pre-tax, pre-provision adjusted earnings non-GAAP | 17,212K | Q1 2026 | — |
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| Return on average assets | 1.13% | Q1 2026 | — |
| Return on average tangible common equity | 13.55% | Q1 2026 | — |
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| Tangible book value per share non-GAAP | $42.68 | Q1 2026 | — |
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| Core deposit funding mix | 74.7% | Q4 FY2025 | — |
| Core deposits growth (from linked quarter) | $80.9M | Q4 FY2025 | — |
| Core deposits growth (year-over-year) | $276.6M | Q4 FY2025 | — |
| Efficiency ratio (full year) non-GAAP | 58.78% | FY2025 | — |
| Loan growth (from linked quarter) | $38.6M | Q4 FY2025 | — |
| Loan growth (year-over-year) | $261.4M | Q4 FY2025 | — |
| Net interest margin excluding non-accrual interest reversals non-GAAP | 3.63% | Q4 FY2025 | — |
| Pre-tax, pre-provision adjusted earnings (full year) non-GAAP | $69,410K | FY2025 | — |
| Quarterly cash dividend per share | $0.34 | Q4 FY2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
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FBIZ
this stock
First Business Financial Services, Inc.
|
$574.31M | +27.2% | +1155.6% | 11.3 | 1.8% |
|
HDB
Hdfc Bank Ltd
|
$121.08B | -35.5% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
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$119.51B | +37.8% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
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$106.74B | +1.5% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
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$101.03B | +21.5% | +7.2% | 14.6 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FBIZ | +4.5% | +7.6% | +17.4% | +8.7% | +27.2% |
| SPY | -1.0% | 0.0% | +7.4% | -0.8% | +8.6% |
| vs SPY | +5.5% | +7.7% | +10.0% | +9.5% | +18.6% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.