Skip to main content
FRAF logo

FRAF · Franklin Financial Services Corp /Pa/

Track FRAF — free
$63.16 +0.86 (+1.38%) At close · Oct 2
Market Cap
$281.90M
Shares
4.50M
Volume · Oct 2 28.99K Avg daily vol (3M) 37.73K

Price & Indicators

Drag to pan · scroll to zoom
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$63.16 Open$62.86 Day$61.88–63.65 52W close$43.72–64.26 Avg vol 30d38K Short int216K · 4.8% float · 5.2d Short vol70% DataJan 2020–Oct 2026 Filing10-Q · Aug 10

Up next

filed Aug 10, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$94.69M
Trailing 12 months
Net income (TTM)
$24.64M
Trailing 12 months
Revenue growth YoY
+9.6%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
11.5
Trailing earnings · reciprocal yield 8.7%
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+0.7%
Year over year · more shares
Price change (1Y)
+40.3%
Trailing year
Short interest
4.8%
Latest settlement · 5.2 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
Market backdrop VIX 15.3 · calm Equity put/call 0.58
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +11%
above
Price vs 50-day avg +0%
above
RSI (14) 53
neutral
MACD trend Negative
52-week position 95%
near high
Momentum
relative strength
Strong
1-month return 0%
trailing
6-month return +10%
trailing
YTD return +26%
this year
Relative strength −2%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $63 › 200d $57 — 50d above 200d
Institutional flow Distributing
1 of 98 funds reported for Sep 30 · net -1 sh shares
Insider flow Accumulating
Net +$2.0K over 90 days · 0% sells
Short interest Rising
4.79% of float · ▲ +20.3% MoM · 5.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
98 holders — near 3-yr high, broad support
Squeeze score 62
elevated · 0–100
Fundamentals
Excellent
EPS growth +89%
Y/Y
Free cash flow $24.9M
Valuation P/E 11.4
below peers
Quant / Vol
risk profile
Moderate
Volatility 29%
annualized · 1-yr
Max drawdown −16%
past year
ATR 2.6%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
1 · 2 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+11% Bullish
Price vs 50-day avg
+0% Bullish
RSI (14)
53 Neutral
MACD trend
Negative Bearish
52-week position
95% Bullish
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $63 › 200d $57 — 50d above 200d
Institutional flow Distributing
1 of 98 funds reported for Sep 30 · net -1 sh shares
Insider flow Accumulating
Net +$2.0K over 90 days · 0% sells
Short interest Rising
4.79% of float · ▲ +20.3% MoM · 5.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
98 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $44 Now $63 · 95% Range high $64
vs 200-day avg +11% vs 50-day avg +0%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Cost of Deposits 1.5% the three months ended June 30, 2026 filing —
Cost of Funds 1.8% the three months ended June 30, 2026 filing —
Net Interest Margin (NIM) 3.5% second quarter of 2026 filing —
Net Interest Spread 3.08% the three months ended June 30, 2026 filing —
Return on Average Assets (ROA) 1.14% second quarter of 2026 filing —
Return on Average Equity (ROE) 14.8% second quarter of 2026 filing —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
FRAF
Franklin Financial Services Corp /Pa/
this stock
$281.90M +25.8% — 11.4 4.8%
MFG
Mizuho Financial Group Inc
$133.98B +48.8% — — 0.1%
HDB
Hdfc Bank Ltd
$118.26B -38.9% -3.2% — 0.7%
CIXPF
CaixaBank/ADR
$103.83B +26.7% — — 0.1%
IBN
Icici Bank Ltd
$100.21B -7.9% — — 0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
98
% held
37.5%
Reported
1 of 98
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
118
View
Short & Settlement
Short Interest Rising
Shares short
215.6K
Days to cover
5.2d
Change
+36.4K sh
View
Short Volume
Short vol %
70%
As of
Oct 2, 2026
Short Total
View
Fails to Deliver
FTD shares
1
Value
$62
As of
Aug 24, 2026
View
Off-Exchange
Off-exchange %
30.1%
Week of
Aug 24, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net buying
Net (90d)
+$2.0K
Buyers / Sellers
1 / 0
Buyers Sellers
View
Financials
Financials
Net income (FY)
$21.2M
EPS diluted
$4.74
View
Buybacks
Authorized
shares 150.0K
View
Filings
SEC Filings
Latest
8-K
Filed
Aug 18, 2026
This year
18
View
Proposed Sales
Value
$78.1K
Shares
1.4K
Filed
May 14, 2026
View
Exempt Offerings
Offering
$20.0M
Filed
Aug 5, 2020
View
Earnings & Events
Investor Relations
Latest news
Franklin Financial Reports Second…
Published
Jul 24, 2026
View

Performance

5D 20D 120D MTD YTD
FRAF +0.8% -0.1% +10.2% +2.2% +25.8%
SPY -0.2% -0.5% +12.2% +0.9% +12.9%
vs SPY +1.0% +0.4% -2.0% +1.3% +13.0%

Capital returns

Buyback program · as of Dec 31, 2025
Authorized
shares 150,000
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 723646 CUSIP 353525108 13F (30d) 3 filings 3 filers Visit website