HDB 6-K 2025 - Equibles

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 6-K

Report of Foreign Private Issuer

Pursuant to Rule 13a-16 or 15d-16 under the

Securities Exchange Act of 1934

For the month of November, 2025

Commission File Number 001-15216

HDFC BANK LIMITED

(Translation of registrant’s name into English)

HDFC Bank House, Senapati Bapat Marg,

Lower Parel, Mumbai. 400 013, India

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒ Form 40-F ☐

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

	HDFC BANK LIMITED
	(Registrant)
Date: November 28, 2025	By:	/s/ Ajay Agarwal
	Name: Ajay Agarwal
	Title: Company Secretary Group Head –<br>Secretarial & Group Oversight

EXHIBIT INDEX

The following documents (bearing the exhibit number listed below) are furnished herewith and are made a part of this report pursuant to the General Instructions for Form 6-K.

Exhibit No. 99

Description

Disclosure

EX-99

Exhibit 99

November 28, 2025

New York Stock Exchange

11, Wall Street,

New York,

NY 10005

USA

Dear Sir,

Sub: Disclosure

We wish to inform you that, a penalty of Rs. 91,00,000 has been imposed on the Bank by the Reserve Bank of India (“RBI”) vide order dated November 18, 2025 received by the Bank via email on November 28, 2025.

The details required are as follows:

Sr. no	Particulars	Details
1	Name of the listed entity	HDFC Bank Limited
2	Name of the authority from whom communication is received	RBI
3	Type of communication received	Speaking Order issued by RBI
4	Period for which communication would be applicable, if stated	Penalty is in respect of the financial position of the Bank as on March 31, 2024
5	Nature and details of the action(s) taken or order(s) passed	RBI, in exercise of the powers conferred under Section 47A(1)(c) read with section 46(4)(i) of the Banking Regulation Act, 1949, imposed a penalty of Rs. 0.91 crore vide the above-mentioned speaking order.
6	Date of receipt of direction or order, including any ad-interim or interim orders, or any other communication from the authority.	November 28, 2025
7	Details of the violation(s)/contravention(s) committed or alleged to be committed	Contravention of the directions contained in Section 7(a)(b) & (c) of Reserve Bank of India (Interest Rate on Advances) Directions, 2016; Paragraph 2 of Annex to the Reserve Bank circular dated November 3, 2006 on<br>‘Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by banks’ read with Paragraph 8(b) of ‘Reserve Bank of India (KYC) Directions’ and Section 19(1)(a) read with Section 6(1) of<br>the Banking Regulation Act, 1949.
8	Impact on financial, operation or other activities of the listed entity, quantifiable in monetary terms to the extent possible	Rs. 0.91 crore
9	Action(s) taken by listed company with respect to the communication	The Bank has since undertaken corrective action to address the issue. Further, HDBFS has also taken corrective actions to address the issue. The Bank as well as HDBFS are in compliance with above-mentioned Directions, as on<br>date.
10	Any other relevant information	-

You are requested to take note of the above.

Yours faithfully,

For HDFC Bank Limited

Sd/-

Ajay Agarwal

Company Secretary

Group Head –Secretarial & Group Oversight