ITUB 6-K
Itau Unibanco Holding S.A. (ITUB)
| UNITED STATES | ||
|---|---|---|
| SECURITIES AND EXCHANGE COMMISSION | ||
| Washington, D.C. 20549 | ||
| FORM 6-K | ||
| Report of Foreign Issuer<br>Pursuant to Rule 13a-16 or 15d-16<br>of the Securities Exchange Act of 1934 | ||
| For the month of August, 2026 | ||
| Comission File Number: 001-15276 | ||
| Itaú Unibanco Holding S.A. | ||
| (Exact name of registrant as specified in its charter) | ||
| Itaú Unibanco Holding S.A. | ||
| (Translation of Registrant’s Name into English) | ||
| Praça Alfredo Egydio de Souza Aranha, 100 - Torre Conceição | ||
| CEP 04344-902 São Paulo, SP, Brazil<br>(Address of principal executive office) | ||
| Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F. | ||
| Form 20-F ☒ | Form 40-F ☐ | |
| Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): | ||
| Yes ☐ | No ☒ | |
| Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): | ||
| Yes ☐ | No ☒ | |
| Indicate by check mark whether by furnishing the information contained in this Form, the registrant is also thereby furnishing information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934. | ||
| Yes ☐ | No ☒ | |
| If “Yes” is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b): | ||
| 82– __________________ |
EXHIBIT INDEX
| 99.1 | ITAÚ UNIBANCO - Material Fact: Guidance |
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| Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. |
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| Date: August 4, 2026. |
| Itaú Unibanco Holding S.A.<br><br>By: /s/ Gustavo Lopes Rodrigues<br><br>Name: Gustavo Lopes Rodrigues<br><br>Title: Investor Relations Officer. |
materialfact_2026guidanc
Material Fact 2026 Guidance Itaú Unibanco Holding S.A. (“Company”), in compliance with Article 157, paragraph 4, of Law No. 6,404/76 and Resolution No. 44/21 of the Brazilian Securities and Exchange Commission (CVM), informs its stockholders and the market in general that, as of this date, it has released its revised guidance for 2026, in accordance with item 3 (“Guidance”) of the Reference Form. (1) Includes financial guarantees provided and private securities; (2) Composed of expected loss expenses, discounts granted and recovery of loans written off as losses; (3) Commissions and fees (+) income from insurance, pension plan and premium bonds operations (+) expenses for claims. It is important to mention that, as of August 2026, the Company has been considering a cost of capital of around 14.75% p.a. for managing its businesses. Information on outlooks for the business, projections, and operational and financial goals are solely forecasts, based on management’s current outlook in relation to the future of Itaú Unibanco. These expectations are highly dependent on market conditions, the general economic performance of the country, of the sector and the international markets. Therefore, our effective results and performance may differ from those forecasted in this prospective information. São Paulo ‐ SP, August 04, 2026. Gustavo Lopes Rodrigues Investor Relations Officer