KB Financial Group Inc 6-K, filed Feb 5, 2026
KB Financial Group Inc. (KB)
About this 6-K
KB Financial Group Inc filed this 6-K on February 5, 2026.
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 6-K
REPORT OF FOREIGN PRIVATE ISSUER
PURSUANT TO RULE 13a-16 OR 15d-16
UNDER THE SECURITIES EXCHANGE ACT OF 1934
For the month of February 2026
Commission File Number: 000-53445
KB Financial Group Inc.
(Translation of registrant’s name into English)
26, Gukjegeumyung-ro 8-gil, Yeongdeungpo-gu, Seoul 07331, Korea
(Address of principal executive office)
Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.
Form 20-F ☒ Form 40-F ☐
Preliminary Operating Results for Fiscal Year 2025
On February 5, 2026, KB Financial Group Inc. (“KB Financial Group”) held an earnings conference and released its preliminary operating results for fiscal year 2025. The following tables reflect the key figures released during the conference. The presentation materials for the conference, which contain further details, are available at KB Financial Group’s website (http://www.kbfg.com).
The preliminary figures presented herein are based on International Financial Reporting Standards as adopted by the Republic of Korea (“K-IFRS”) and are currently being reviewed audited by KB Financial Group’s independent auditors and are therefore subject to change.
| 1. | Preliminary Operating Results of KB Financial Group (Consolidated) |
| (Won in millions, %) | 4Q 2025 | 3Q 2025 | % Change (Decrease) (Q to Q) |
4Q 2024 | % Change (Decrease) (Y to Y) |
|||||||||||||||||
|
Operating revenue |
Specified Quarter |
22,461,380 | 14,972,327 | 50.02 | 26,467,245 | (15.14 | ) | |||||||||||||||
| Cumulative | 81,378,164 | — | — | 85,214,124 | (4.50 | ) | ||||||||||||||||
|
Net operating profit |
Specified Quarter |
1,770,255 | 2,334,990 | (24.19 | ) | 1,031,562 | 71.61 | |||||||||||||||
| Cumulative | 8,531,244 | — | — | 8,045,261 | 6.04 | |||||||||||||||||
|
Profit before income tax |
Specified Quarter |
1,285,499 | 2,261,433 | (43.16 | ) | 925,929 | 38.83 | |||||||||||||||
| Cumulative | 8,196,679 | — | — | 6,985,247 | 17.34 | |||||||||||||||||
|
Profit for the period |
Specified Quarter |
748,597 | 1,655,228 | (54.77 | ) | 659,828 | 13.45 | |||||||||||||||
| Cumulative | 5,850,527 | — | — | 5,028,606 | 16.34 | |||||||||||||||||
| Profit attributable to shareholders of the parent company | Specified Quarter |
721,241 | 1,686,040 | (57.22 | ) | 684,072 | 5.43 | |||||||||||||||
| Cumulative | 5,842,974 | — | — | 5,078,221 | 15.06 | |||||||||||||||||
| Notes: 1) | “Operating revenue” represents the sum of interest income, fee and commission income, insurance income, reinsurance income, gain on financial assets/liabilities at fair value through profit or loss, other insurance finance income and other operating income. |
| 2. | Preliminary Operating Results of Kookmin Bank (Consolidated) |
|
(Won in millions, %) |
4Q 2025 | 3Q 2025 |
|
% Change Increase (Decrease) (Q to Q) |
|
4Q 2024 |
|
% Change Increase (Decrease) (Y to Y) |
| |||||||||||||
|
Operating revenue |
Specified Quarter |
11,102,884 | 6,444,666 | 72.28 | 17,400,343 | (36.19 | ) | |||||||||||||||
| Cumulative | 42,528,587 | — | — | 51,497,328 | (17.42 | ) | ||||||||||||||||
|
Net operating profit |
Specified Quarter |
1,215,123 | 1,573,852 | (22.79 | ) | 946,716 | 28.35 | |||||||||||||||
| Cumulative | 5,734,309 | — | — | 5,398,865 | 6.21 | |||||||||||||||||
|
Profit before income tax |
Specified Quarter |
838,574 | 1,578,930 | (46.89 | ) | 871,999 | (3.83 | ) | ||||||||||||||
| Cumulative | 5,328,752 | — | — | 4,445,298 | 19.87 | |||||||||||||||||
|
Profit for the period |
Specified Quarter |
489,463 | 1,175,328 | (58.36 | ) | 612,944 | (20.15 | ) | ||||||||||||||
| Cumulative | 3,834,631 | — | — | 3,151,402 | 21.68 | |||||||||||||||||
| Profit attributable to shareholders of the parent company | Specified Quarter |
497,430 | 1,176,943 | (57.74 | ) | 633,869 | (21.52 | ) | ||||||||||||||
| Cumulative | 3,861,978 | — | — | 3,251,759 | 18.77 | |||||||||||||||||
| Note: 1) | “Operating revenue” represents the sum of interest income, fee and commission income, gain on financial assets/liabilities at fair value through profit or loss and other operating income. |
| 3. | Preliminary Operating Results of KB Securities Co., Ltd. (“KB Securities”) (Consolidated) |
|
(Won in millions, %) |
4Q 2025 | 3Q 2025 | |
% Change Increase (Q to Q) |
|
4Q 2024 | |
% Change Increase (Y to Y) |
| |||||||||||||
|
Operating revenue |
Specified Quarter |
5,196,935 | 2,746,467 | 89.22 | 2,757,448 | 88.47 | ||||||||||||||||
| Cumulative | 14,148,226 | — | — | 10,832,031 | 30.61 | |||||||||||||||||
|
Net operating profit |
Specified Quarter |
243,652 | 225,265 | 8.16 | 45,312 | 437.72 | ||||||||||||||||
| Cumulative | 911,571 | — | — | 780,786 | 16.75 | |||||||||||||||||
|
Profit before income tax |
Specified Quarter |
232,983 | 213,388 | 9.18 | 38,336 | 507.74 | ||||||||||||||||
| Cumulative | 906,891 | — | — | 748,633 | 21.14 | |||||||||||||||||
|
Profit for the period |
Specified Quarter |
179,958 | 160,067 | 12.43 | 37,745 | 376.77 | ||||||||||||||||
| Cumulative | 682,386 | — | — | 590,361 | 15.59 | |||||||||||||||||
|
Profit attributable to shareholders of the parent company |
Specified Quarter |
178,968 | 159,172 | 12.44 | 40,259 | 344.54 | ||||||||||||||||
| Cumulative | 679,737 | — | — | 591,153 | 14.98 | |||||||||||||||||
| Notes: 1) | The above figures are based on KB Securities’ consolidated financial statements, as a result of which the figures may differ from KB Securities’ earnings results to be released at KB Financial Group’s earnings conference for fiscal year of 2025, which are based on KB Financial Group’s consolidated financial statements. | |
| 2) “Operating revenue” represents operating income based on KB Securities’ financial statements. |
Report of Change in Revenue or Profit of More than 15% (KB Financial Group)
On February 5, 2026, KB Financial Group reported changes in its revenue and profit as described below.
Key Details (Consolidated)
| (Won in thousands) | FY 2025 | FY 2024 |
|
Amount Increase (Decrease) |
|
|
% Change Increase (Decrease) |
| ||||||||
| Revenue and Profit | ||||||||||||||||
| - Operating revenue | 81,378,163,985 | 85,214,123,573 | (3,835,959,588) | (4.50) | ||||||||||||
| - Net operating profit | 8,531,244,376 | 8,045,261,241 | 485,983,135 | 6.04 | ||||||||||||
|
- Profit from continuing operations before income tax |
8,196,679,379 | 6,985,247,154 | 1,211,432,225 | 17.34 | ||||||||||||
|
- Profit for the period |
5,850,527,165 | 5,028,606,050 | 821,921,115 | 16.34 | ||||||||||||
|
Primary reason for the change in revenue/profit |
|
An increase in interest income, primarily due to an increase in the average balance of loan and financial assets, as well as an increase in fee income driven by robust product sales |
| |||||||||||||
| Other Financial Data | ||||||||||||||||
| - Total assets | 797,923,033,049 | 757,845,532,244 | ||||||||||||||
| - Total liabilities | 737,083,231,927 | 698,030,350,915 | ||||||||||||||
| - Total equity | 60,839,801,122 | 59,815,181,329 | ||||||||||||||
| - Capital stock | 2,090,557,685 | 2,090,557,685 | ||||||||||||||
|
- Total equity / Capital stock ratio (%) |
2,910.2 | 2,861.2 | ||||||||||||||
| Note: 1) | The preliminary figures presented above are based on K-IFRS and are subject to change pending the results of the audit by KB Financial Group’s independent auditors. |
| 2) | “Operating revenue” represents the sum of interest income, fee and commission income, insurance income, reinsurance income, gain on financial assets/liabilities at fair value through profit or loss, other insurance finance income and other operating income. |
| 3) | “Profit for the period” comprises the total profit for the period, including profit attributable to both controlling interests and non-controlling interests. |
Report of Change in Revenue or Profit of More than 15% (Kookmin Bank)
On February 5, 2026, KB Financial Group reported changes in the revenue and profit of Kookmin Bank as described below.
Key Details (Consolidated)
| (Won in thousands) | FY 2025 | FY 2024 | |
Amount Increase |
|
|
% Change Increase (Decrease) |
| ||||||||
| Revenue and Profit | ||||||||||||||||
| - Operating revenue | 42,528,587,100 | 51,497,328,149 | (8,968,741,049) | (17.4) | ||||||||||||
| - Net operating profit | 5,734,309,009 | 5,398,864,988 | 335,444,021 | 6.2 | ||||||||||||
|
- Profit from continuing operations before income tax |
5,328,752,450 | 4,445,298,292 | 883,454,158 | 19.9 | ||||||||||||
|
- Profit for the period |
3,834,630,577 | 3,151,401,505 | 683,229,072 | 21.7 | ||||||||||||
|
Primary reason for the change in revenue/profit |
|
Increases in interest and non-interest income, as a result of asset growth and funding portfolio management. |
| |||||||||||||
| Other Financial Data | ||||||||||||||||
| - Total assets | 584,934,967,347 | 562,887,179,524 | ||||||||||||||
| - Total liabilities | 545,969,514,375 | 524,859,859,741 | ||||||||||||||
| - Total equity | 38,965,452,972 | 38,027,319,783 | ||||||||||||||
| - Capital stock | 2,021,895,580 | 2,021,895,580 | ||||||||||||||
|
- Total equity / Capital stock ratio (%) |
1,927.2 | 1,880.8 | ||||||||||||||
| Note: 1) | The preliminary figures presented above are based on K-IFRS and are subject to change pending the results of the audit by Kookmin Bank’s independent auditors. |
| 2) | “Operating revenue” represents the sum of interest income, fee and commission income, gain on financial assets/liabilities at fair value through profit or loss and other operating income. |
| 3) | “Profit for the period” comprises the total profit for the period, including profit attributable to both controlling interests and non-controlling interests. |
Report of Change in Revenue or Profit of More than 15% (KB Securities)
On February 5, 2026, KB Financial Group reported changes in the revenue and profit of KB Securities as described below.
Key Details (Consolidated)
| (Won in thousands) | FY 2025 | FY 2024 | |
Amount Increase |
|
|
% Change Increase |
| ||||||||
| Revenue and Profit | ||||||||||||||||
| - Operating revenue | 14,148,225,546 | 10,832,030,725 | 3,316,194,821 | 30.61 | ||||||||||||
| - Net operating profit | 911,571,002 | 780,786,477 | 130,784,525 | 16.75 | ||||||||||||
|
- Profit from continuing operations before income tax |
906,891,711 | 748,633,013 | 158,258,698 | 21.14 | ||||||||||||
|
- Profit for the period |
682,385,418 | 590,360,820 | 92,024,598 | 15.59 | ||||||||||||
|
Primary reason for the change in revenue/profit |
|
An overall increase in key business sector performances, including brokerage fees. |
| |||||||||||||
| Other Financial Data | ||||||||||||||||
| - Total assets | 76,474,890,336 | 63,390,535,353 | ||||||||||||||
| - Total liabilities | 69,578,155,095 | 56,502,205,677 | ||||||||||||||
| - Total equity | 6,896,735,241 | 6,888,329,676 | ||||||||||||||
| - Capital stock | 1,493,102,120 | 1,493,102,120 | ||||||||||||||
|
- Total equity / Capital stock ratio (%) |
461.9 | 461.3 | ||||||||||||||
| Note: 1) | The preliminary figures presented above are based on K-IFRS and are subject to change pending the results of the audit by KB Securities’ independent auditors or the approval at KB Securities’ general meeting of shareholders. |
| 2) | “Operating revenue” represents operating income based on KB Securities’ financial statements. |
| 3) | “Profit for the period” comprises the total profit for the period, including profit attributable to both controlling interests and non-controlling interests. |
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
| KB Financial Group Inc. | ||||||
| (Registrant) | ||||||
| Date: February 5, 2026 | By: | /s/ Sang Rok Na | ||||
| (Signature) | ||||||
| Name: Sang Rok Na | ||||||
| Title: Senior Managing Director and Chief Financial Officer | ||||||