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6-K

KB Financial Group Inc. (KB)

6-K 2026-02-05 For: 2026-02-05
View Original
Added on July 04, 2026

UNITED STATES

SECURITIESAND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of February 2026

Commission File Number: 000-53445

KB Financial Group Inc.

(Translation of registrant’s name into English)

26, Gukjegeumyung-ro 8-gil,Yeongdeungpo-gu, Seoul 07331, Korea

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F  ☒    Form 40-F ☐

Preliminary Operating Results for Fiscal Year 2025

On February 5, 2026, KB Financial Group Inc. (“KB Financial Group”) held an earnings conference and released its preliminary operating results for fiscal year 2025. The following tables reflect the key figures released during the conference. The presentation materials for the conference, which contain further details, are available at KB Financial Group’s website (http://www.kbfg.com).

The preliminary figures presented herein are based on International Financial Reporting Standards as adopted by the Republic of Korea (“K-IFRS”) and are currently being reviewed audited by KB Financial Group’s independent auditors and are therefore subject to change.

1. Preliminary Operating Results of KB Financial Group (Consolidated)
(Won in millions, %) 4Q 2025 3Q 2025 % ChangeIncrease<br><br><br>(Decrease)<br> <br>(Q toQ) 4Q 2024 % ChangeIncrease<br><br><br>(Decrease)<br> <br>(Y toY)
--- --- --- --- --- --- --- --- --- --- --- --- --- --- --- --- --- --- --- --- ---
Operating revenue Specified<br>Quarter 22,461,380 14,972,327 50.02 26,467,245 (15.14 )
Cumulative 81,378,164 85,214,124 (4.50 )
Net operating profit Specified<br>Quarter 1,770,255 2,334,990 (24.19 ) 1,031,562 71.61
Cumulative 8,531,244 8,045,261 6.04
Profit before income tax Specified<br>Quarter 1,285,499 2,261,433 (43.16 ) 925,929 38.83
Cumulative 8,196,679 6,985,247 17.34
Profit for the period Specified<br>Quarter 748,597 1,655,228 (54.77 ) 659,828 13.45
Cumulative 5,850,527 5,028,606 16.34
Profit attributable to shareholders of the parent company Specified<br>Quarter 721,241 1,686,040 (57.22 ) 684,072 5.43
Cumulative 5,842,974 5,078,221 15.06
Notes: 1) “Operating revenue” represents the sum of interest income, fee and commission income, insurance income, reinsurance income, gain on financial assets/liabilities at fair value through profit or loss, other insurance<br>finance income and other operating income.
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2. Preliminary Operating Results of Kookmin Bank (Consolidated)
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(Won in millions, %) **** 4Q 2025 **** **** 3Q 2025 **** **** % ChangeIncrease<br><br><br>(Decrease)<br> <br>(Q toQ) **** <br><br><br><br> <br> **** 4Q 2024 **** **** % ChangeIncrease<br><br><br>(Decrease)<br> <br>(Y toY) **** <br><br><br><br> <br>
--- --- --- --- --- --- --- --- --- --- --- --- --- --- --- --- --- --- ---
Operating revenue Specified<br>Quarter 11,102,884 6,444,666 72.28 17,400,343 (36.19 )
Cumulative 42,528,587 51,497,328 (17.42 )
Net operating profit Specified<br>Quarter 1,215,123 1,573,852 (22.79 ) 946,716 28.35
Cumulative 5,734,309 5,398,865 6.21
Profit before income tax Specified<br>Quarter 838,574 1,578,930 (46.89 ) 871,999 (3.83 )
Cumulative 5,328,752 4,445,298 19.87
Profit for the period Specified<br>Quarter 489,463 1,175,328 (58.36 ) 612,944 (20.15 )
Cumulative 3,834,631 3,151,402 21.68
Profit attributable to shareholders of the parent company Specified<br>Quarter 497,430 1,176,943 (57.74 ) 633,869 (21.52 )
Cumulative 3,861,978 3,251,759 18.77
Note: 1) “Operating revenue” represents the sum of interest income, fee and commission income, gain on financial assets/liabilities at fair value through profit or loss and other operating income.
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3. Preliminary Operating Results of KB Securities Co., Ltd. (“KB Securities”) (Consolidated)
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(Won in millions, %) **** 4Q 2025 **** **** 3Q 2025 **** **** % ChangeIncrease<br><br><br>(Q to Q) **** <br><br><br>**** **** 4Q 2024 **** **** % ChangeIncrease<br><br><br>(Y to Y) **** <br><br><br>****
--- --- --- --- --- --- --- --- --- --- --- --- --- --- --- --- --- --- ---
Operating revenue Specified<br>Quarter 5,196,935 2,746,467 89.22 2,757,448 88.47
Cumulative 14,148,226 10,832,031 30.61
Net operating profit Specified<br>Quarter 243,652 225,265 8.16 45,312 437.72
Cumulative 911,571 780,786 16.75
Profit before income tax Specified<br>Quarter 232,983 213,388 9.18 38,336 507.74
Cumulative 906,891 748,633 21.14
Profit for the period Specified<br>Quarter 179,958 160,067 12.43 37,745 376.77
Cumulative 682,386 590,361 15.59
Profit attributable to shareholders of the parent company Specified<br>Quarter 178,968 159,172 12.44 40,259 344.54
Cumulative 679,737 591,153 14.98
Notes: 1) The above figures are based on KB Securities’ consolidated financial statements, as a result of which the figures may differ from KB Securities’ earnings results to be released at KB Financial Group’s earnings<br>conference for fiscal year of 2025, which are based on KB Financial Group’s consolidated financial statements.
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2) “Operating revenue” represents operating income based on KB Securities’ financial statements.

Report of Change in Revenue or Profit of More than 15% (KB Financial Group)

On February 5, 2026, KB Financial Group reported changes in its revenue and profit as described below.

Key Details (Consolidated)

(Won in thousands) **** FY 2025 **** **** FY 2024 **** **** Amount<br> <br>Increase<br><br><br>(Decrease) **** <br> <br><br><br><br> **** % Change<br> <br>Increase<br><br><br>(Decrease) **** <br><br><br><br> <br>
Revenue and Profit
- Operating revenue 81,378,163,985 85,214,123,573 (3,835,959,588) (4.50)
- Net operating profit 8,531,244,376 8,045,261,241 485,983,135 6.04
- Profit from continuing operations before income tax 8,196,679,379 6,985,247,154 1,211,432,225 17.34
- Profit for the period 5,850,527,165 5,028,606,050 821,921,115 16.34
Primary reason for the change in revenue/profit An increase in interest income, primarily due to an increase in the average<br>balance of loan and financial assets, as well as an increase in fee<br>income<br>driven by robust product sales
Other Financial Data
- Total assets 797,923,033,049 757,845,532,244
- Total liabilities 737,083,231,927 698,030,350,915
- Total equity 60,839,801,122 59,815,181,329
- Capital stock 2,090,557,685 2,090,557,685
- Total equity / Capital stock ratio (%) 2,910.2 2,861.2
Note: 1) The preliminary figures presented above are based on K-IFRS and are<br>subject to change pending the results of the audit by KB Financial Group’s independent auditors.
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2) “Operating revenue” represents the sum of interest income, fee and commission income, insurance<br>income, reinsurance income, gain on financial assets/liabilities at fair value through profit or loss, other insurance finance income and other operating income.
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3) “Profit for the period” comprises the total profit for the period, including profit attributable to<br>both controlling interests and non-controlling interests.
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Report of Change in Revenue or Profit of More than 15% (Kookmin Bank)

On February 5, 2026, KB Financial Group reported changes in the revenue and profit of Kookmin Bank as described below.

Key Details (Consolidated)

(Won in thousands) **** FY 2025 **** **** FY 2024 **** **** Amount<br><br><br>Increase(Decrease) **** <br><br><br>**** **** % ChangeIncrease(Decrease) ****
Revenue and Profit
- Operating revenue 42,528,587,100 51,497,328,149 (8,968,741,049) (17.4)
- Net operating profit 5,734,309,009 5,398,864,988 335,444,021 6.2
- Profit from continuing operations before income tax 5,328,752,450 4,445,298,292 883,454,158 19.9
- Profit for the period 3,834,630,577 3,151,401,505 683,229,072 21.7
Primary reason for the change in revenue/profit Increases in interest and non-interest income, as a result of asset growth and<br>funding portfolio<br>management.
Other Financial Data
- Total assets 584,934,967,347 562,887,179,524
- Total liabilities 545,969,514,375 524,859,859,741
- Total equity 38,965,452,972 38,027,319,783
- Capital stock 2,021,895,580 2,021,895,580
- Total equity / Capital stock ratio (%) 1,927.2 1,880.8
Note: 1) The preliminary figures presented above are based on K-IFRS and are<br>subject to change pending the results of the audit by Kookmin Bank’s independent auditors.
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2) “Operating revenue” represents the sum of interest income, fee and commission income, gain on<br>financial assets/liabilities at fair value through profit or loss and other operating income.
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3) “Profit for the period” comprises the total profit for the period, including profit attributable to<br>both controlling interests and non-controlling interests.
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Report of Change in Revenue or Profit of More than 15% (KB Securities)

On February 5, 2026, KB Financial Group reported changes in the revenue and profit of KB Securities as described below.

Key Details (Consolidated)

(Won in thousands) **** FY 2025 **** **** FY 2024 **** **** AmountIncrease **** **** %ChangeIncrease ****
Revenue and Profit
- Operating revenue 14,148,225,546 10,832,030,725 3,316,194,821 30.61
- Net operating profit 911,571,002 780,786,477 130,784,525 16.75
- Profit from continuing operations before income tax 906,891,711 748,633,013 158,258,698 21.14
- Profit for the period 682,385,418 590,360,820 92,024,598 15.59
Primary reason for the change in revenue/profit An overall increase in key business sector performances, including<br>brokerage fees.
Other Financial Data
- Total assets 76,474,890,336 63,390,535,353
- Total liabilities 69,578,155,095 56,502,205,677
- Total equity 6,896,735,241 6,888,329,676
- Capital stock 1,493,102,120 1,493,102,120
- Total equity / Capital stock ratio (%) 461.9 461.3
Note: 1) The preliminary figures presented above are based on K-IFRS and are<br>subject to change pending the results of the audit by KB Securities’ independent auditors or the approval at KB Securities’ general meeting of shareholders.
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2) “Operating revenue” represents operating income based on KB Securities’ financial statements.<br>
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3) “Profit for the period” comprises the total profit for the period, including profit attributable to<br>both controlling interests and non-controlling interests.
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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

KB Financial Group Inc.
(Registrant)
Date: February 5, 2026 By: /s/ Sang Rok Na
(Signature)
Name: Sang Rok Na
Title:  Senior Managing Director and Chief Financial Officer