OMF
OneMain Holdings, Inc.Price & Indicators
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| 30+ days delinquency ratio | 5.37% | first quarter of 2026 | — |
| 30-89 days delinquency ratio | 2.84% | first quarter of 2026 | — |
| 90+ days delinquency ratio | 2.53% | first quarter of 2026 | — |
| C&I adjusted earnings per diluted share non-GAAP | $1.95 | first quarter of 2026 | — |
|
|
|||
| C&I adjusted net income non-GAAP | $229M | first quarter of 2026 | — |
|
|
|||
| C&I adjusted pretax income non-GAAP | $305M | first quarter of 2026 | — |
|
|
|||
| Capital generation non-GAAP | $194M | first quarter of 2026 | — |
|
|
|||
| Net charge-offs | 8.02% | first quarter of 2026 | — |
| Shares repurchased | 1.9M | first quarter of 2026 | — |
| auto finance receivables | $2.8B | Q1 2026 call | — |
| C&I adjusted net income per diluted share non-GAAP | $1.95 | Q1 2026 call | — |
| C&I net charge-offs | 8.4% | Q1 2026 call | — |
| consumer loan net charge-offs | 8% | Q1 2026 call | — |
| consumer loan yield | 22.5% | Q1 2026 call | — |
| credit card total revenue yield | 33.9% | Q1 2026 call | — |
| managed receivables | $26.1B | Q1 2026 call | — |
|
|
|||
| originations | $3.1B | Q1 2026 call | — |
| Adjusted earnings per diluted share non-GAAP | $6.66 | Full year 2025 | — |
| Consumer loan originations | 3.6B | Q4 2025 | — |
| Quarterly dividend declared per share | $1.05 | Q4 2025 | — |
| Undrawn committed capacity from an unsecured corporate revolver | 1.1B | Q4 2025 | — |
| Undrawn committed capacity under revolving conduit facilities and credit card variable funding n | 6.4B | Q4 2025 | — |
| Unencumbered receivables | 11.8B | Q4 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
OMF
this stock
OneMain Holdings, Inc.
|
$6.85B | -10.6% | — | 8.8 | 5.0% |
|
V
Visa Inc.
|
$625.97B | -0.3% | +12.3% | — | 1.2% |
|
MA
Mastercard Inc
|
$465.42B | -7.6% | +16.4% | 30.5 | 0.9% |
|
AXP
American Express Co
|
$239.21B | -5.0% | +13.4% | 21.9 | 1.6% |
|
COF
Capital One Financial Corp
|
$125.40B | -16.5% | +36.6% | 51.4 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| OMF | -0.4% | +8.7% | -7.2% | -2.8% | -10.6% |
| SPY | +1.4% | +4.1% | +9.1% | +1.1% | +10.7% |
| vs SPY | -1.8% | +4.6% | -16.3% | -3.9% | -21.4% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.