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OMF · OneMain Holdings, Inc.

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$65.68 +0.39 (+0.60%) At close · Aug 14
Market Cap
$7.59B
Shares
115.53M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$65.68 Open$65.21 Day$64.97–65.96 52W close$49.26–71.37 Avg vol 30d1.0M Short int5.2M · 4.5% float · 5.0d Short vol42% Last earningsJul 29, 2026 DataJan 2020–Aug 2026 Filing10-Q · Jul 30

Up next

Next earnings call
Oct 30, 2026 Est · unconfirmed · in 11 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Jul 30, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Strong Buy Momentum Strong Sentiment Bullish Fundamentals Strong Quant / Vol Moderate
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Strong Buy
      50 / 200-day cross Golden cross
      Price vs 200-day avg +10%
      above
      Price vs 50-day avg +9%
      above
      RSI (14) 66
      neutral
      MACD trend Positive
      52-week position 74%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Strong
      1-month return +9%
      trailing
      6-month return +21%
      trailing
      YTD return −3%
      this year
      Relative strength +8%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) Golden cross
      50d $60 › 200d $60 — 50d above 200d
      Institutional flow Accumulating
      +5% holders QoQ · +89 funds added
      Insider flow Distributing
      Net -$327.0K over 90 days · 100% sells
      Short interest Falling
      4.54% of float · ▼ -10.8% MoM · 5.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      515 holders — near 3-yr high, broad support
      Squeeze score 62
      elevated · 0–100
      Fundamentals
      Strong
      EPS growth +55%
      Y/Y
      Valuation P/E 9.8
      below peers
      Buyback $1.0B
      authorized
      Balance sheet $21.8B
      net debt
      Quant / Vol
      risk profile
      Moderate
      Volatility 30%
      annualized · 1-yr
      Max drawdown −31%
      past year
      ATR 2.3%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Dec 31, 2025
      Quarterly claims expense · the mid- to high $50 million range $50M – $59M
      Prior guidance period ended · from the Earnings Call filed Sep 30, 2024
      Receivables · end of the year at least $24.5B

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Strong Buy
      0 · 3 · 4
      50 / 200-day cross
      Golden cross Bullish
      Price vs 200-day avg
      +10% Bullish
      Price vs 50-day avg
      +9% Bullish
      RSI (14)
      66 Neutral
      MACD trend
      Positive Bullish
      52-week position
      74% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 4 of 6
      Trend (MA cross) Golden cross
      50d $60 › 200d $60 — 50d above 200d
      Institutional flow Accumulating
      +5% holders QoQ · +89 funds added
      Insider flow Distributing
      Net -$327.0K over 90 days · 100% sells
      Short interest Falling
      4.54% of float · ▼ -10.8% MoM · 5.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      515 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $49 Now $66 · 74% Range high $71
      vs 200-day avg +10% vs 50-day avg +9% 50-day above 200-day golden cross

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      C&I adjusted earnings per diluted share non-GAAP $1.95 first quarter of 2026
      Undrawn committed capacity from an unsecured corporate revolver 1.1B first quarter of 2026
      Undrawn committed capacity under revolving conduit facilities and credit card variable funding n 6.4B first quarter of 2026
      Unencumbered receivables 11.4B first quarter of 2026
      30+ days delinquency ratio 5.85% the fourth quarter of 2025
      30-89 days delinquency ratio 3.36% the fourth quarter of 2025
      90+ days delinquency ratio 2.49% the fourth quarter of 2025
      Net charge-offs 7.56% the fourth quarter of 2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Credit Services — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      OMF
      OneMain Holdings, Inc.
      this stock
      $7.59B -2.8% 9.8 4.5%
      V
      Visa Inc.
      $641.36B +3.8% -4.9% 1.2%
      MA
      Mastercard Inc
      $498.70B -0.3% +16.4% 31.3 1.0%
      AXP
      American Express Co
      $231.28B -7.4% +13.4% 20.8 1.8%
      COF
      Capital One Financial Corp
      $141.47B -6.2% +36.6% 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      515
      % held
      95.0%
      Net QoQ
      +4.1M sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      387
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      5.2M
      Days to cover
      5.0d
      Change
      -635.5K sh
      View
      Short Volume
      Short vol %
      42%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      34
      Value
      $2.0K
      As of
      Jul 13, 2026
      View
      Off-Exchange
      Off-exchange %
      44.6%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$327.0K
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Peter Meijer
      Amount
      $1.0K–$15.0K
      Traded
      Feb 16, 2021
      View
      Financials
      Financials
      Net income (FY)
      $783.0M
      EPS diluted
      $6.56
      View
      Buybacks
      Authorized
      $1.0B
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Aug 7, 2026
      This year
      9
      View
      Proposed Sales
      Value
      $327.5K
      Shares
      5.0K
      Filed
      Aug 4, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 29, 2026
      View
      Investor Relations
      Latest news
      OneMain Financial Extends Relief…
      Published
      Aug 13, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      OMF +1.1% +8.9% +21.3% +5.0% -2.8%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY +0.7% +4.5% +7.5% +1.0% -16.6%

      Capital returns

      Latest dividend
      $1.05 / share · ex Aug 10, 2026
      Raised 1%
      Paid (TTM)
      $4.20 / share · 4 payouts
      Dividend yield (TTM, derived)
      6.39%
      Buyback program · as of Oct 23, 2025
      Authorized
      $1.00B
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1584207 CUSIP 68268W103 13F (30d) 489 filings 481 filers Visit website Investor relations