OMF · OneMain Holdings, Inc.

2Q 2026 Diluted EPS of $1.32 2Q 2026 C&I adjusted diluted EPS of $1.31 2Q 2026 Managed receivables of $26.9 billion Declared quarterly dividend of $1.05 per share OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, today reported pretax income of $196 million and net income of $152 million for the second quarter of 2026, compared to $214 million and $167 million, respectively, in the prior year quarter. Earnings per diluted share were $1.32 in the second quarter of 2026, compared to $1.40 in the prior year quarter. On July 29, 2026, OneMain declared a quarterly dividend of $1.05 per share, payable on August 14, 2026, to record holders of the Company's common stock as of the close of business on August 10, 2026. During the quarter, the Company repurchased approximately 576 thousand shares of common stock for $32 million. "We delivered another strong quarter with disciplined underwriting, continued

1Q 2026 Diluted EPS of $1.93 1Q 2026 C&I adjusted diluted EPS of $1.95 1Q 2026 Managed receivables of $26.1 billion Declared quarterly dividend of $1.05 per share OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, today reported pretax income of $296 million and net income of $226 million for the first quarter of 2026, compared to $275 million and $213 million, respectively, in the prior year quarter. Earnings per diluted share were $1.93 in the first quarter of 2026, compared to $1.78 in the prior year quarter. On May 1, 2026, OneMain declared a quarterly dividend of $1.05 per share, payable on May 15, 2026, to record holders of the Company's common stock as of the close of business on May 11, 2026. During the quarter, the Company repurchased approximately 1.9 million shares of common stock for $105 million. "We delivered a very good start to 2026, executing on our growth initiatives while maintaining

4 Q 2025 Diluted EPS of $1.72 4 Q 2025 C&I adjusted diluted EPS of $1.59 4 Q 2025 Managed receivables of $26.3 billion Declared quarterly dividend of $1.05 per share OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, today reported pretax income of $249 million and net income of $204 million for the fourth quarter of 2025, compared to $164 million and $126 million, respectively, in the prior year quarter. Earnings per diluted share were $1.72 in the fourth quarter of 2025, compared to $1.05 in the prior year quarter. Net income was $783 million for the full year of 2025, compared to $509 million for the full year of 2024. Earnings per diluted share were $6.56 in the full year of 2025, compared to $4.24 in the prior year. On February 5, 2026, OneMain declared a quarterly dividend of $1.05 per share, payable on February 23, 2026, to record holders of the Company's common stock as of the close of business on

OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, announced today that Doug Shulman, Chairman and CEO, will present at the Bank of America 2026 Financial Services Conference at 11:20 a.m. Eastern on Wednesday, February 11. Webcast Information The general public is invited to listen to the live audio webcast through the Investor Relations section of OneMain's website at http://investor.onemainfinancial.com . About OneMain Holdings, Inc. OneMain Financial (NYSE: OMF) is the leader in offering nonprime consumers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. We empower our customers to solve today's problems and reach a better financial future through personalized solutions across 47 states, available online and in 1,300 locations. OneMain is committed to making a positive impact on the people and the communities we serve. For additional information, please visit

OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, plans to report its fourth quarter 2025 results before the market opens on Thursday, February 5, 2026. The earnings release will be available on OneMain's investor relations website at http://investor.onemainfinancial.com . A conference call to discuss the company's results, outlook and related matters will be held that morning at 9:00 a.m. Eastern. The general public is invited to listen to the call by dialing 800-451-7724 (U.S. domestic) or 785-424-1116 (international), and using conference ID 85126, or via a live audio webcast through our investor relations website. For those unable to listen to the live broadcast, a replay will be available on our website after the event. About OneMain Holdings, Inc. OneMain Financial (NYSE: OMF) is the leader in offering nonprime consumers responsible access to credit and is dedicated to improving the financial well-being of