OMF · OneMain Holdings, Inc.

The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan established by the reporting person on August 8, 2025.

The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan established by the reporting person on November 18, 2025.

The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan established by the reporting person on November 18, 2025.

The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan established by the reporting person on November 18, 2025.

Consists of restricted stock units granted under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan. The units become 100% vested on January 4, 2027, subject to the grantee remaining in continuous service as a director as of the vesting date. The reporting person will receive one share of common stock for each vested restricted stock unit.

Consists of employee restricted stock units (RSUs) granted under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan. The RSUs vest in three installments as follows: one-third of the RSUs vest on each of February 19, 2027, February 18, 2028, and February 20, 2029, subject to the reporting person's continued employment through the specified vesting date. The reporting person will receive one share of common stock for each vested restricted stock unit.

Consists of employee restricted stock units (RSUs) granted under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan. The RSUs vest in three installments as follows: one-third of the RSUs vest on each of February 20, 2026, February 19, 2027, and February 18, 2028, subject to the reporting person's continued employment through the specified vesting date. The reporting person will receive one share of common stock for each vested restricted stock unit.

Consists of restricted stock units granted under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan. The units become 100% vested on January 4, 2027, subject to the grantee remaining in continuous service as a director as of the vesting date. The reporting person will receive one share of common stock for each vested restricted stock unit.

Consists of restricted stock units granted under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan. The units become 100% vested on January 4, 2027, subject to the grantee remaining in continuous service as a director as of the vesting date. The reporting person will receive one share of common stock for each vested restricted stock unit.

Consists of restricted stock units granted under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan. The units become 100% vested on January 4, 2027, subject to the grantee remaining in continuous service as a director as of the vesting date. The reporting person will receive one share of common stock for each vested restricted stock unit.

Consists of restricted stock units granted under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan. The units become 100% vested on January 4, 2027, subject to the grantee remaining in continuous service as a director as of the vesting date. The reporting person will receive one share of common stock for each vested restricted stock unit.

Consists of employee restricted stock units (RSUs) granted under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan. The RSUs vest in three installments as follows: one-third of the RSUs vest on each of February 19, 2027, February 18, 2028, and February 20, 2029, subject to the reporting person's continued employment through the specified vesting date. The reporting person will receive one share of common stock for each vested restricted stock unit.

Consists of restricted stock units granted under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan. The units become 100% vested on January 4, 2027, subject to the grantee remaining in continuous service as a director as of the vesting date. The reporting person will receive one share of common stock for each vested restricted stock unit.

Consists of employee restricted stock units (RSUs) granted under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan. The RSUs vest in three installments as follows: one-third of the RSUs vest on each of February 19, 2027, February 18, 2028, and February 20, 2029, subject to the reporting person's continued employment through the specified vesting date. The reporting person will receive one share of common stock for each vested restricted stock unit.

Consists of restricted stock units granted under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan. The units become 100% vested on January 4, 2027, subject to the grantee remaining in continuous service as a director as of the vesting date. The reporting person will receive one share of common stock for each vested restricted stock unit.

Reflects the settlement of performance-based restricted stock units ("PSUs") granted under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan on January 20, 2023, and February 6, 2023 as a result of the satisfaction of the performance criteria underlying the PSUs.

Reflects the settlement of performance-based restricted stock units ("PSUs") granted under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan on February 6, 2023 as a result of the satisfaction of the performance criteria underlying the PSUs.

Reflects the settlement of performance-based restricted stock units ("PSUs") granted under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan on January 20, 2023, and February 6, 2023 as a result of the satisfaction of the performance criteria underlying the PSUs.

The sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan established by the reporting person on July 29, 2025.

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $67.2911 to $69.1100, inclusive. The reporting person undertakes to provide to OneMain Holdings, Inc., any security holder of OneMain Holdings, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate prices within the ranges set forth in footnote (3) to this Form 4.

The sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan established by the reporting person on July 29, 2025.

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $67.2838 to $69.1000, inclusive. The reporting person undertakes to provide to OneMain Holdings, Inc., any security holder of OneMain Holdings, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate prices within the ranges set forth in footnote (2) to this Form 4.

The sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan established by the reporting person on July 29, 2025.

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $67.2800 to $69.0700, inclusive. The reporting person undertakes to provide to OneMain Holdings, Inc., any security holder of OneMain Holdings, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate prices within the ranges set forth in footnote (4) to this Form 4.

The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan established by the reporting person on August 8, 2025.

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $58.99 to $59.35, inclusive. The reporting person undertakes to provide to OneMain Holdings, Inc., any security holder of OneMain Holdings, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate prices within the ranges set forth in footnote (1) to this Form 4.

The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan established by the reporting person on July 29, 2025.

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $59.19 to $60.00, inclusive. The reporting person undertakes to provide to OneMain Holdings, Inc., any security holder of OneMain Holdings, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate prices within the ranges set forth in footnote (2) to this Form 4.

The transaction reported on this Form 4 reflects a charitable donation.

In addition to the reported transaction, Mr. Shulman also adopted a trading plan ending on May 29, 2026, intended to comply with Rule 10b5-1(c) under the Securities Exchange Act of 1934 for financial planning and estate planning purposes. Even if all shares are sold under the trading plan, Mr. Shulman will own in excess of the amount required by the Company's Stock Ownership Policy.

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $59.380 to $59.732, inclusive. The reporting person undertakes to provide to OneMain Holdings, Inc., any security holder of OneMain Holdings, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate prices within the ranges set forth in footnote (2) to this Form 4.

The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan established by the reporting person on December 13, 2024.

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $60.00 to $60.02, inclusive. The reporting person undertakes to provide to OneMain Holdings, Inc., any security holder of OneMain Holdings, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (2) to this Form 4.

The sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan established by the reporting person on December 13, 2024.

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $58.00 to $58.12, inclusive. The reporting person undertakes to provide to OneMain Holdings, Inc., any security holder of OneMain Holdings, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (3) to this Form 4.

The sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan established by the reporting person on December 13, 2024.

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $56.67 to $57.00, inclusive, and were credited to the reporting person's account at a price of $57.00 per share due to an administrative oversight by the broker. The reporting person undertakes to provide to OneMain Holdings, Inc., any security holder of OneMain Holdings, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (2) to this Form 4.

The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan established by the reporting person on November 14, 2024.