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Press release February 5, 2026

OneMain Holdings, Inc. Reports Fourth Quarter 2025 Results

OneMain Holdings, Inc. (OMF)

4 Q 2025 Diluted EPS of $1.72 4 Q 2025 C&I adjusted diluted EPS of $1.59 4 Q 2025 Managed receivables of $26.3 billion Declared quarterly dividend of $1.05 per share OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, today reported pretax income of $249 million and net income of $204 million for the fourth quarter of 2025, compared to $164 million and $126 million, respectively, in the prior year quarter. Earnings per diluted share were $1.72 in the fourth quarter of 2025, compared to $1.05 in the prior year quarter. Net income was $783 million for the full year of 2025, compared to $509 million for the full year of 2024. Earnings per diluted share were $6.56 in the full year of 2025, compared to $4.24 in the prior year. On February 5, 2026, OneMain declared a quarterly dividend of $1.05 per share, payable on February 23, 2026, to record holders of the Company's common stock as of the close of business on
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