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PEBK · Peoples Bancorp Of North Carolina Inc

$43.22 -0.21 (-0.48%) At close · Jul 29
Market Cap
$237.19M
Shares
5.46M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$43.43 Open$43.50 Day$42.79–43.69 52W$26.21–45.78 Avg vol 30d36K Short int72K · 1.3% float · 3.6d Short vol51% Last earningsMay 7, 2020 DataJan 2020–Jul 2026 Filing10-Q · May 7

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 7, 2026

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Strong Buy Momentum Very Strong Sentiment Bearish Fundamentals Excellent Quant / Vol Low
Market backdrop VIX 18.2 · elevated Equity put/call 0.71
Technical
price trend
Strong Buy
50 / 200-day cross No cross
Price vs 200-day avg +15%
above
Price vs 50-day avg +2%
above
RSI (14) 56
neutral
MACD trend Positive
52-week position 88%
near high
Momentum
relative strength
Very Strong
1-month return +1%
trailing
6-month return +19%
trailing
YTD return +21%
this year
Relative strength +11%
vs S&P · 6-mo
Sentiment
smart money
Bearish
Trend (MA cross) No cross
50d $42 › 200d $38 — 50d above 200d
Institutional flow Distributing
12 of 81 funds reported for Jun 30 · net -95 sh shares · +2 new
Insider flow Distributing
Net -$260.8K over 90 days · 100% sells
Short interest Rising
1.31% of float · ▲ +3.5% MoM · 3.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
81 holders — near 3-yr high, broad support
Squeeze score 65
elevated · 0–100
Fundamentals
Excellent
EPS growth +21%
Y/Y
Free cash flow $20.0M
Valuation P/E 12
below peers
Buyback $3.0M
authorized
Balance sheet $58.1M
net cash
Quant / Vol
risk profile
Low
Volatility 28%
annualized · 1-yr
Max drawdown −13%
past year
ATR 2.8%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Strong Buy
0 · 2 · 4
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+15% Bullish
Price vs 50-day avg
+2% Bullish
RSI (14)
56 Neutral
MACD trend
Positive Bullish
52-week position
88% Bullish
Market signals — smart money & positioning
Bearish · 3 of 6
Trend (MA cross) No cross
50d $42 › 200d $38 — 50d above 200d
Institutional flow Distributing
12 of 81 funds reported for Jun 30 · net -95 sh shares · +2 new
Insider flow Distributing
Net -$260.8K over 90 days · 100% sells
Short interest Rising
1.31% of float · ▲ +3.5% MoM · 3.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
81 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $26 Now $43 · 88% 52-wk high $46
vs 200-day avg +15% vs 50-day avg +2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Core deposits as a percentage of total deposits non-GAAP 91.63% June 30, 2026
Non-performing assets 5.2M June 30, 2026
Non-performing assets as a percentage of total assets 0.29% June 30, 2026
Banking offices 15 December 31, 2025

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
PEBK
Peoples Bancorp Of North Carolina Inc
this stock
$237.19M +21.2% 12.0 1.3%
HDB
Hdfc Bank Ltd
$121.08B -35.5% +15.2% 0.4%
MFG
Mizuho Financial Group Inc
$119.51B +37.8% 0.1%
IBN
Icici Bank Ltd
$106.74B +1.5% 0.6%
PNC
Pnc Financial Services Group, Inc.
$101.03B +21.5% +7.2% 14.6 1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
82
% held
43.4%
Reported
12 of 81
Top holder
WELLINGTON MANAGEMENT GRO…
Held Float
View
Held by Funds
Fund positions
119
View
Short & Settlement
Short Interest Rising
Shares short
71.7K
Days to cover
3.6d
Change
+2.4K sh
View
Short Volume
Short vol %
51%
As of
Jul 29, 2026
Short Total
View
Fails to Deliver
FTD shares
3
Value
$120
As of
May 13, 2026
View
Off-Exchange
Off-exchange %
37.1%
Week of
May 4, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$260.8K
Buyers / Sellers
0 / 2
Buyers Sellers
View
Financials
Financials
Net income (FY)
$19.8M
EPS diluted
$3.62
View
Buybacks
Authorized
$3.0M
View
Filings
SEC Filings
Latest
8-K
Filed
Jul 21, 2026
This year
8
View
Proposed Sales
Value
$21.3K
Shares
500
Filed
Jul 29, 2026
View
Earnings & Events
Earnings Calls
Last call
May 7, 2020
View
Investor Relations
Latest news
Peoples Bancorp Announces Second…
Published
Jul 20, 2026
View

Performance

5D 20D 120D MTD YTD
PEBK +1.6% +1.0% +18.6% +0.8% +21.2%
SPY -1.0% 0.0% +7.4% -0.8% +8.6%
vs SPY +2.6% +1.0% +11.2% +1.6% +12.6%

Capital returns

Latest dividend
$0.21 / share · ex Jun 3, 2026
Raised 23.5%
Paid (TTM)
$0.99 / share · 5 payouts
Dividend yield (TTM, derived)
2.28%
Buyback program · as of Mar 1, 2025
Authorized
$3.00M
Spent (derived)
Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1093672 CUSIP 710577107 13F (30d) 11 filings 11 filers Visit website