RKT 8-K
Rocket Companies, Inc. (RKT)
8-K
2025-09-24
For: 2025-09-18
View Original
Added on
April 08, 2026
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 | ||||||||
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CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 | ||||||||
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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Securities registered pursuant to Section 12(b) of the Act:
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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).
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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 1.01 Entry into a Material Definitive Agreement.
UBS Master Repurchase Agreement
On September 18, 2025, Rocket Mortgage, LLC (the "Company"), a Michigan limited liability company and indirect subsidiary of Rocket Companies, Inc., as a seller, One Reverse Mortgage, LLC (the "One Reverse Seller" and collectively with the Company, the "Sellers"), a Delaware limited liability company and indirect subsidiary of Rocket Companies, Inc., and UBS AG New York Branch (the "Buyer") entered into Amendment No. 6 to the Second Amended and Restated Master Repurchase Agreement (the "MRA Amendment") and related Amendment No. 8 to Pricing Side Letter, which extended the expiration date of the existing second amended and restated master repurchase agreement, dated as of November 4, 2022, as amended, by and between the Sellers and the Buyer (the "Existing Second Amended and Restated Master Repurchase Agreement"), from November 24, 2026 to September 16, 2027 and effectuated certain other technical changes to the Existing Second Amended and Restated Master Repurchase Agreement.
The foregoing description of the MRA Amendment does not purport to be complete and is subject to and qualified in its entirety by reference to the full text of the MRA Amendment, a copy of which will be filed with the quarterly report of Rocket Companies, Inc. on Form 10-Q for the period ending September 30, 2025.
Following the execution of the MRA Amendment and the related Amendment No. 8 to Pricing Side Letter, the total funding capacity of the Company, including pursuant to all master repurchase agreements, early funding facilities, unsecured lines of credit, MSR lines of credit, and early buy out facilities was $26.4 billion. This figure compares with $26.2 billion as of June 30, 2025 and $27.5 billion as of December 31, 2024.
Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.
The information contained in Item 1.01 above is hereby incorporated in this Item 2.03 by reference.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Date: September 24, 2025
| ROCKET COMPANIES, INC. | ||||||||||||||
| By: | /s/ Noah Edwards | |||||||||||||
| Name: | Noah Edwards | |||||||||||||
| Title: | Chief Accounting Officer | |||||||||||||