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$18.25 -0.23 (-1.22%)
Market Cap
$5.14B
Shares
280.43M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$18.08 Open$18.22 Day$18.00–18.32 52W$11.82–18.53 Avg vol 30d826K Short int7.9M · 2.8% float · 11.2d Short vol47% Last earningsApr 30, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 7

Up next

Next earnings call
Jul 30, 2026 Est · unconfirmed · this week
FQ4-26 quarter ends
~Sep 30, 2026 Est
filed May 7, 2026

Equibles Rating

blended score · not investment advice
Overall
Strong Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Bullish Fundamentals Strong Quant / Vol Very Low
Market backdrop VIX 18.2 · elevated Equity put/call 0.71
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +22%
above
Price vs 50-day avg +7%
above
RSI (14) 62
neutral
MACD trend Negative
52-week position 93%
near high
Momentum
relative strength
Very Strong
1-month return +3%
trailing
6-month return +31%
trailing
YTD return +38%
this year
Relative strength +25%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $17 › 200d $15 — 50d above 200d
Institutional flow Accumulating
52 of 216 funds reported for Jun 30 · net +407.6K sh shares · +9 new
Insider flow Distributing
Net -$76.1K over 90 days · 75% sells
Short interest Falling
2.80% of float · ▼ -0.8% MoM · 11.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
216 holders — near 3-yr high, broad support
Squeeze score 73
high risk · 0–100
Fundamentals
Strong
EPS growth +14%
Y/Y
Free cash flow $71.0M
Valuation P/E 55.6
rich
Balance sheet $429.4M
net cash
Quant / Vol
risk profile
Very Low
Volatility 23%
annualized · 1-yr
Max drawdown −11%
past year
ATR 1.8%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
1 · 2 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+22% Bullish
Price vs 50-day avg
+7% Bullish
RSI (14)
62 Neutral
MACD trend
Negative Bearish
52-week position
93% Bullish
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross) No cross
50d $17 › 200d $15 — 50d above 200d
Institutional flow Accumulating
52 of 216 funds reported for Jun 30 · net +407.6K sh shares · +9 new
Insider flow Distributing
Net -$76.1K over 90 days · 75% sells
Short interest Falling
2.80% of float · ▼ -0.8% MoM · 11.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
216 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $12 Now $18 · 93% 52-wk high $19
vs 200-day avg +22% vs 50-day avg +7%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
interest rate spread 1.54% the quarter ended March 31, 2026
net interest margin 1.84% the quarter ended March 31, 2026
Tier I capital ratio 10.75% Q2 FY2026
total allowance for credit losses 104.9M at March 31, 2026
total allowance for credit losses as percent of total loans receivable 0.67% at March 31, 2026
Total loan delinquencies as percent of total loans receivable 0.24% at March 31, 2026

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
TFSL
TFS Financial CORP
this stock
$5.14B +38.0% 55.6 2.8%
MFG
Mizuho Financial Group Inc
$122.92B +44.4% 0.1%
HDB
Hdfc Bank Ltd
$121.08B -35.5% +15.2% 0.4%
IBN
Icici Bank Ltd
$107.55B +0.3% 0.6%
PNC
Pnc Financial Services Group, Inc.
$101.03B +21.5% +7.2% 14.6 1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
222
% held
12.9%
Reported
52 of 216
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
170
View
Short & Settlement
Short Interest Falling
Shares short
7.9M
Days to cover
11.2d
Change
-62.6K sh
View
Short Volume
Short vol %
47%
As of
Jul 28, 2026
Short Total
View
Fails to Deliver
FTD shares
32.6K
Value
$570.2K
As of
Jun 26, 2026
View
Off-Exchange
Off-exchange %
38.4%
Week of
Jul 6, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$76.1K
Buyers / Sellers
1 / 3
Buyers Sellers
View
Financials
Financials
Net income (FY)
$91.0M
EPS diluted
$0.32
View
Buybacks
Authorized
shares 10.0M
Remaining
shares 4.9M
Spent Remaining
View
Filings
SEC Filings
Latest
8-K
Filed
Jul 7, 2026
This year
12
View
Proposed Sales
Value
$72.5K
Shares
4.3K
Filed
Jun 11, 2026
View
Earnings & Events
Earnings Calls
Last call
Apr 30, 2026
View
Investor Relations
Latest news
TFS Financial Corporation Declare…
Published
May 28, 2026
View

Performance

5D 20D 120D MTD YTD
TFSL -1.1% +3.3% +31.1% +2.0% +38.0%
SPY -0.4% +1.4% +6.3% -1.0% +8.4%
vs SPY -0.7% +1.9% +24.8% +3.1% +29.6%

Capital returns

Latest dividend
$0.283 / share · ex Jun 10, 2026
Paid (TTM)
$1.132 / share · 4 payouts
Dividend yield (TTM, derived)
6.26%
Buyback program · as of Sep 30, 2025
Authorized
shares 10.00M
Spent (derived)
shares 5.06M
Remaining
shares 4.94M
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1381668 CUSIP 87240R107 13F (30d) 74 filings 49 filers Visit website Investor relations