UMBF · Umb Financial Corp

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$145.60 +0.47 (+0.32%) At close · Aug 7

Market Cap

$11.06B

75.95M

Options Chain

15-min delayed Underlying $145.60 · at close Aug 7, 2026 Options Calculator

Positioning

Aug 21, 2026 · 13 days to expiry · 48 contracts

Put / call OI

0.01

Call-heavy positioning

Open interest

107

contracts outstanding

Volume

traded today

Max pain

$145.00

$0.60 below spot

ATM implied vol

23.2%

market's expected move

Open interest by strike

Calls Puts

100

105

110

115

120

125

130

135

140

145

150

155

160

165

170

175

180

185

190

195

Chain

Click any strike for greeks, breakeven and the calculator

Expiry

Aug 21 13d Sep 18 41d Dec 18 132d Mar 19 223d

Calls						Puts
OI	Vol	IV	Δ	Last	Strike	Last	Δ	IV	Vol	OI
0	—	118.1%	0.997	—		—	—	—	—	0
Call · $80 In the money Last — Breakeven — Implied vol 118.1% Delta 0.997 ≈100% ITM Gamma 0 Theta -0.011 Vega 0.002 Open interest 0 Model this call Put · $80 Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
0	—	—	—	—		—	—	—	—	0
Call · $85 In the money Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this call Put · $85 Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
0	—	89.4%	0.998	—		—	—	—	—	0
Call · $90 In the money Last — Breakeven — Implied vol 89.4% Delta 0.998 ≈100% ITM Gamma 0 Theta -0.007 Vega 0.002 Open interest 0 Model this call Put · $90 Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
0	—	116.8%	0.98	—		—	—	—	—	0
Call · $95 In the money Last — Breakeven — Implied vol 116.8% Delta 0.98 ≈98% ITM Gamma 0.001 Theta -0.062 Vega 0.011 Open interest 0 Model this call Put · $95 Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
0	—	95.6%	0.985	—		—	-0.031	114%	—	0
Call · $100 In the money Last — Breakeven — Implied vol 95.6% Delta 0.985 ≈99% ITM Gamma 0.001 Theta -0.041 Vega 0.012 Open interest 0 Model this call Put · $100 Last — Breakeven — Implied vol 114% Delta -0.031 ≈3% ITM Gamma 0.002 Theta -0.084 Vega 0.023 Open interest 0 Model this put
0	—	95.5%	0.973	—		—	-0.035	101.2%	—	0
Call · $105 In the money Last — Breakeven — Implied vol 95.5% Delta 0.973 ≈97% ITM Gamma 0.002 Theta -0.067 Vega 0.024 Open interest 0 Model this call Put · $105 Last — Breakeven — Implied vol 101.2% Delta -0.035 ≈3% ITM Gamma 0.003 Theta -0.082 Vega 0.024 Open interest 0 Model this put
0	—	83.1%	0.97	—		—	-0.043	91%	—	0
Call · $110 In the money Last — Breakeven — Implied vol 83.1% Delta 0.97 ≈97% ITM Gamma 0.003 Theta -0.064 Vega 0.024 Open interest 0 Model this call Put · $110 Last — Breakeven — Implied vol 91% Delta -0.043 ≈4% ITM Gamma 0.004 Theta -0.086 Vega 0.024 Open interest 0 Model this put
0	—	71.3%	0.966	—		—	-0.048	79.2%	—	0
Call · $115 In the money Last — Breakeven — Implied vol 71.3% Delta 0.966 ≈97% ITM Gamma 0.004 Theta -0.061 Vega 0.025 Open interest 0 Model this call Put · $115 Last — Breakeven — Implied vol 79.2% Delta -0.048 ≈5% ITM Gamma 0.005 Theta -0.084 Vega 0.025 Open interest 0 Model this put
0	—	60%	0.961	—		—	-0.06	69.9%	—	1
Call · $120 In the money Last — Breakeven — Implied vol 60% Delta 0.961 ≈96% ITM Gamma 0.005 Theta -0.058 Vega 0.025 Open interest 0 Model this call Put · $120 Last — Breakeven — Implied vol 69.9% Delta -0.06 ≈6% ITM Gamma 0.006 Theta -0.088 Vega 0.044 Open interest 1 Model this put
0	—	53%	0.944	—		—	-0.061	55.2%	—	0
Call · $125 In the money Last — Breakeven — Implied vol 53% Delta 0.944 ≈94% ITM Gamma 0.008 Theta -0.069 Vega 0.026 Open interest 0 Model this call Put · $125 Last — Breakeven — Implied vol 55.2% Delta -0.061 ≈6% ITM Gamma 0.008 Theta -0.071 Vega 0.045 Open interest 0 Model this put
0	—	41.9%	0.932	—		—	-0.075	43.3%	—	0
Call · $130 In the money Last — Breakeven — Implied vol 41.9% Delta 0.932 ≈93% ITM Gamma 0.011 Theta -0.064 Vega 0.045 Open interest 0 Model this call Put · $130 Last — Breakeven — Implied vol 43.3% Delta -0.075 ≈8% ITM Gamma 0.012 Theta -0.064 Vega 0.045 Open interest 0 Model this put
0	—	31.4%	0.905	—		—	-0.111	34.1%	—	0
Call · $135 In the money Last — Breakeven — Implied vol 31.4% Delta 0.905 ≈90% ITM Gamma 0.019 Theta -0.062 Vega 0.046 Open interest 0 Model this call Put · $135 Last — Breakeven — Implied vol 34.1% Delta -0.111 ≈11% ITM Gamma 0.02 Theta -0.068 Vega 0.046 Open interest 0 Model this put
0	—	26.2%	0.797	—		—	-0.206	26.6%	—	0
Call · $140 In the money Last — Breakeven — Implied vol 26.2% Delta 0.797 ≈80% ITM Gamma 0.04 Theta -0.085 Vega 0.071 Open interest 0 Model this call Put · $140 Last — Breakeven — Implied vol 26.6% Delta -0.206 ≈21% ITM Gamma 0.039 Theta -0.079 Vega 0.071 Open interest 0 Model this put
1	1	20.1%	0.558	$4.28		$3.84	-0.452	26.2%	3	0
Call · $145 In the money Last $4.28 Breakeven $149.28 Implied vol 20.1% Delta 0.558 ≈56% ITM Gamma 0.072 Theta -0.089 Vega 0.109 Open interest 1 Model this call Put · $145 Last $3.84 Breakeven $141.16 Implied vol 26.2% Delta -0.452 ≈45% ITM Gamma 0.056 Theta -0.107 Vega 0.109 Open interest 0 Model this put
Underlying $145.60
4	3	16.8%	0.186	$2.00		$10.65	—	—	1	0
Call · $150 Last $2.00 Breakeven $152.00 Implied vol 16.8% Delta 0.186 ≈19% ITM Gamma 0.058 Theta -0.049 Vega 0.076 Open interest 4 Model this call Put · $150 In the money Last $10.65 Breakeven $139.35 Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
0	—	35.2%	0.186	—		—	—	—	—	0
Call · $155 Last — Breakeven — Implied vol 35.2% Delta 0.186 ≈19% ITM Gamma 0.028 Theta -0.101 Vega 0.076 Open interest 0 Model this call Put · $155 In the money Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
101	1	33.9%	0.073	$0.20		—	—	—	—	0
Call · $160 Last $0.20 Breakeven $160.20 Implied vol 33.9% Delta 0.073 ≈7% ITM Gamma 0.015 Theta -0.051 Vega 0.03 Open interest 101 Model this call Put · $160 In the money Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
0	—	77.2%	0.219	—		—	—	—	—	0
Call · $165 Last — Breakeven — Implied vol 77.2% Delta 0.219 ≈22% ITM Gamma 0.014 Theta -0.243 Vega 0.078 Open interest 0 Model this call Put · $165 In the money Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
0	—	—	—	—		—	—	—	—	0
Call · $170 Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this call Put · $170 In the money Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
0	—	—	—	—		—	—	—	—	0
Call · $175 Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this call Put · $175 In the money Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
0	—	—	—	—		—	—	—	—	0
Call · $180 Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this call Put · $180 In the money Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
0	—	—	—	—		—	—	—	—	0
Call · $185 Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this call Put · $185 In the money Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
0	—	—	—	—		—	—	—	—	0
Call · $190 Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this call Put · $190 In the money Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put
0	—	—	—	—		—	—	—	—	0
Call · $195 Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this call Put · $195 In the money Last — Breakeven — Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put

About this data

Greeks, implied volatility, open interest and the last price come from the latest daily snapshot and are 15-minute delayed. Bid and ask are not included on this plan.

In-the-money strikes are tinted, deepening toward the money, and the bar beside each open-interest figure scales to the heaviest strike shown. Max pain is the listed strike where the most open interest would expire worthless — a positioning reference, not a forecast.

Key facts CIK 101382 CUSIP 902788108 13F (30d) 226 filings 223 filers Visit website Investor relations