UMBF · Umb Financial Corp
$144.56
+1.22 (+0.85%)
At close · Aug 27
Market Cap
$10.89B
Shares
75.95M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Net Income
$702.4M
+59.2%
FY2025
Diluted EPS
$9.29
+3.3%
FY2025
Operating Cash Flow
$1.03B
+355.7%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $3.5B | $3.35B | $2.17B | $1.84B | $1.14B | $861.52M | $808.49M | $862.89M | $731.96M | $616.91M | $523.03M | $430.68M | $363.87M | $348.34M | $339.69M | $343.65M | $346.51M | $356.22M | $387.97M | |
| $2.06B | $1.86B | $1B | $920.12M | $913.8M | $815.52M | $731.23M | $670.91M | $610.45M | $558.91M | $495.32M | $412.07M | $350.06M | $333.27M | $320.06M | $316.97M | $310.61M | $302.99M | $275.05M | |
| $851.97M | $790.05M | $628.12M | $541.85M | $554.23M | $467.18M | $560.17M | $426.77M | $401.7M | $423.56M | $402.51M | $370.66M | $498.69M | $491.83M | $458.12M | $414.33M | $360.37M | $310.18M | $312.78M | |
| $97.69M | $93.52M | $7.71M | $8.59M | $5.04M | $4.76M | $6.52M | $5.51M | $5.76M | $7.33M | $8.7M | $8.17M | $12.19M | $13.22M | $14.78M | $16.1M | $11.14M | $6.17M | $3.11M | |
| — | $141.77M | $52.77M | $58.72M | $54.02M | $55.75M | $62.8M | $56.26M | $53.12M | $54.88M | -$2.3M | -$2.73M | $46.36M | $44.22M | $40.85M | $42.93M | $39.38M | $38.11M | $37.73M | |
| $1.44B | $1.49B | $1.17B | $918.59M | $223.72M | $46M | $77.26M | $191.99M | $121.52M | $58M | $27.71M | $18.61M | $13.82M | $15.07M | $19.63M | $26.68M | $35.89M | $53.23M | $112.92M | |
| — | — | — | — | — | — | — | — | — | -$1.11M | $2.7M | -$12.19M | $3.98M | $19.05M | $422K | $3000 | — | — | — | |
| $28.2M | $30.97M | $10.72M | -$3.14M | $58.44M | $5.06M | $120.63M | $2.25M | $578K | $4.19M | $8.51M | — | — | — | — | — | — | — | — | |
| $1.19B | $874.96M | $541.27M | $421.6M | $532.01M | $429.06M | $338.89M | $285.97M | $223.59M | $236.35M | $198.59M | $128.29M | $166.06M | $184.4M | $170.22M | $146.36M | $126.85M | $120.48M | $139.83M | |
| $245.86M | $172.56M | $100.03M | $71.58M | $100.33M | $76.04M | $52.39M | $42.37M | $27.33M | $53.37M | $44.96M | $31.73M | $45.41M | $50.43M | $47.51M | $39.89M | $35.85M | $30.99M | $41.76M | |
| $942.68M | $702.4M | $441.24M | $350.02M | $431.68M | $353.02M | $286.5M | $243.6M | $195.51M | $247.11M | $158.8M | $116.07M | $120.66M | $133.97M | $122.72M | $106.47M | $91M | $89.48M | $98.08M | |
| $917.3M | $684.62M | $441.24M | $350.02M | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| $1.01B | $1.01B | $425.13M | $495.82M | -$397.37M | $160.99M | $521.66M | $422.56M | $145.26M | $259.12M | $104.98M | $101.35M | $164.3M | $15.74M | $127.21M | $162.11M | $76.01M | $88.83M | $126.93M | |
| USD/shares | $12.23 | $9.35 | $9.05 | $7.22 | $8.93 | $7.31 | $5.95 | $4.99 | $3.97 | $5.02 | $3.25 | $2.46 | $2.69 | $3.25 | $3.07 | $2.66 | $2.27 | $2.22 | $2.41 |
| USD/shares | $12.17 | $9.29 | $8.99 | $7.18 | $8.86 | $7.24 | $5.93 | $4.96 | $3.93 | $4.96 | $3.22 | $2.44 | $2.65 | $3.20 | $3.04 | $2.64 | $2.26 | $2.20 | $2.38 |
| shares | — | 73.26M | 48.75M | 48.5M | 48.34M | 48.27M | 48.14M | 48.78M | 49.33M | 49.22M | 48.83M | 47.13M | 44.84M | 41.28M | 40.03M | 40.03M | 40.07M | 40.32M | 40.74M |
| shares | — | 73.67M | 49.06M | 48.76M | 48.75M | 48.74M | 48.34M | 49.09M | 49.77M | 49.84M | 49.28M | 47.58M | 45.45M | 41.84M | 40.43M | 40.31M | 40.31M | 40.63M | — |
Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2008–FY2025: $354.09M in buybacks, $979.7M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
Peer median 6.18×
EV/EBIT
—
P/E (TTM)
—
Peer median 12.69×
Peer medians compare against the 118 similar-size Banks - Regional companies (of 291 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Institutional Banking | $405,996,000 | $353,843,000 | $313,816,000 | $286,048,000 | $236,027,000 | $213,890,000 | $202,063,000 | $189,986,000 |
| Commercial Banking | $177,678,000 | $123,006,000 | $111,126,000 | $97,378,000 | $91,264,000 | $84,107,000 | $91,501,000 | $92,185,000 |
| Personal Banking | $133,017,000 | $96,813,000 | $92,418,000 | $95,703,000 | $99,808,000 | $101,607,000 | $109,115,000 | $111,955,000 |
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Fiduciary And Trust | $343,398,000 | $290,571,000 | $257,200,000 | $237,207,000 | $224,126,000 | $194,646,000 | $176,913,000 | $172,163,000 |
| Credit Card | $165,225,000 | $127,079,000 | $113,701,000 | $106,986,000 | $97,814,000 | $89,609,000 | $66,727,000 | $68,520,000 |
| Deposit Account | $113,072,000 | $84,399,000 | $84,854,000 | $84,996,000 | $85,741,000 | $83,668,000 | $82,748,000 | $84,287,000 |
| Brokerage Fees | $79,592,000 | $61,564,000 | $54,119,000 | $43,019,000 | $12,171,000 | $24,350,000 | $31,261,000 | $25,807,000 |
| Other Financial Services | $13,799,000 | $7,661,000 | $6,179,000 | $5,264,000 | $5,145,000 | $5,207,000 | — | — |
| Insurance Fees and Commissions | $910,000 | $1,257,000 | $1,009,000 | $1,338,000 | $1,309,000 | $1,369,000 | $1,634,000 | $1,292,000 |
| Trading and Investment Banking | $695,000 | $1,131,000 | $298,000 | $319,000 | $793,000 | $755,000 | — | — |
Key facts
CIK
101382
CUSIP
902788108
13F (30d)
379 filings
372 filers
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