UMBF · Umb Financial Corp
$146.21
+1.08 (+0.74%)
At close · Aug 7
Market Cap
$11.02B
Shares
75.95M
Umb Financial Corp Earnings Call Transcripts
Every quarterly earnings call for Umb Financial Corp (UMBF) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Earnings call
FY26 · Q2
2026-07-29
UMB Financial 2nd Quarter 2026 Financial Results Conference Call
Confident tone
Fee income and institutional banking
Loan growth and production
Deposits and funding
Diluted EPS
$3.56
▲ 26.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-29
Umb Financial Corp Q1 FY2026 Earnings Call
Confident tone
Private credit/NDFI exposure
Loan growth and credit quality
Net interest margin and deposits
Diluted EPS
$3.35
▲ 176.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-28
Umb Financial Corp Q4 FY2025 Earnings Call
Confident tone
Heartland Financial acquisition and integration
M&A strategy and capital priorities
Loan growth and outperformance vs peers
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-28
Umb Financial Corp Q3 FY2025 Earnings Call
Confident tone
Heartland Financial acquisition integration
Capital and dividends
Fee income and institutional businesses
Diluted EPS
$2.36
▲ 5.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-29
Umb Financial Corp Q2 FY2025 Earnings Call
Confident tone
Loan Growth and Production
Heartland/HTLF Acquisition Integration
Deposits and Funding
Diluted EPS
$2.82
▲ 36.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-29
Umb Financial Corp Q1 FY2025 Earnings Call
Confident tone
Heartland Acquisition and Integration
Fee Income and Institutional Banking
Asset Quality and Credit
Diluted EPS
$1.21
▼ 46.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-28
Umb Financial Corp Q4 FY2024 Earnings Call
Confident tone
Heartland/HTLF acquisition and integration
Loan growth and production
Net interest margin and rate positioning
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-29
Umb Financial Corp Q3 FY2024 Earnings Call
Confident tone
Net interest margin and deposit costs
Loan growth outperforming peers
Deposit seasonality and funding
Diluted EPS
$2.23
▲ 12.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-30
Umb Financial Corp Q2 FY2024 Earnings Call
Confident tone
Loan growth and balance sheet expansion
Net interest margin
Deposit growth and funding
Diluted EPS
$2.07
▲ 11.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-29
Umb Financial Corp Q1 FY2024 Earnings Call
Confident tone
Deposit franchise and DDAs
Net interest margin and NII
Geographic expansion
Diluted EPS
$2.25
▲ 18.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-30
Umb Financial Corp Q4 FY2023 Earnings Call
Confident tone
Loan growth
Asset quality / credit
Net interest margin
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-24
Umb Financial Corp Q3 FY2023 Earnings Call
Diluted EPS
$1.98
▲ 9.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-25
Umb Financial Corp Q2 FY2023 Earnings Call
Diluted EPS
$1.85
▼ 34.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-03
Umb Financial Corp Q1 FY2023 Earnings Call
Diluted EPS
$1.90
▼ 12.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-03-27
Umb Financial Corp Q4 FY2022 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-25
Umb Financial Corp Q3 FY2022 Earnings Call
Diluted EPS
$1.81
▼ 6.7% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-26
Umb Financial Corp Q2 FY2022 Earnings Call
Diluted EPS
$2.83
▲ 58.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-26
Umb Financial Corp Q1 FY2022 Earnings Call
Diluted EPS
$2.17
▲ 13.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-25
Umb Financial Corp Q4 FY2021 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-26
Umb Financial Corp Q3 FY2021 Earnings Call
Diluted EPS
$1.94
▲ 27.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-27
Umb Financial Corp Q2 FY2021 Earnings Call
Diluted EPS
$1.79
▲ 42.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-27
Umb Financial Corp Q1 FY2021 Earnings Call
Diluted EPS
$1.91
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-26
Umb Financial Corp Q4 FY2020 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-27
Umb Financial Corp Q3 FY2020 Earnings Call
Diluted EPS
$1.52
▲ 19.7% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-28
Umb Financial Corp Q2 FY2020 Earnings Call
Diluted EPS
$1.26
▲ 8.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-28
Umb Financial Corp Q1 FY2020 Earnings Call
Diluted EPS
$-0.07
▼ 105.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-28
Umb Financial Corp Q4 FY2019 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
101382
CUSIP
902788108
13F (30d)
205 filings
202 filers
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