UMBF · Umb Financial Corp
Price & Indicators
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Metrics snapshot
Useful current figures from the complete screener profile.
AI Brief
Q2 FY26 earnings call · Jul 29, 2026TL;DR. UMB Financial reported Q2 2026 net income of $271.8 million ($3.56 diluted EPS, up 26.2% YoY) with 12.6% annualized loan growth, strong fee income, and improved credit metrics, while raising the common dividend 16.3% to $0.50 per share.
- + EPS grew 26.2% YoY to $3.56 on $271.8M of net income, with operating ROATCE of 20.3%
- + Average loans grew 12.6% linked-quarter annualized to $40.6B, with record gross production of $2.6B led by 22% annualized C&I growth
- + Asset quality remained strong with net charge-offs of 16 bps and nonperforming loans improving to 31 bps from 38 bps
- + Core NIM expanded 4 bps sequentially to 3.09% (excluding PAA) with 19.9% linked-quarter growth in noninterest income to $245.5M
- − Reported NIM declined 6 bps linked-quarter to 3.32% on lower purchase accounting accretion and reduced free funds benefit
- − Net interest income fell 0.3% linked-quarter to $532.5M as average deposits were flat with seasonal DDA declines
- − CFO guides third-quarter NIM to be relatively flat versus 2Q's core margin, signaling limited near-term NII expansion
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
UMBF
this stock
Umb Financial Corp
|
$10.32B | +13.8% | — | 11.3 | 4.8% |
|
MFG
Mizuho Financial Group Inc
|
$133.98B | +48.8% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.26B | -38.9% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +26.7% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$100.21B | -7.9% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| UMBF | -3.6% | -8.7% | +8.7% | +0.7% | +13.8% |
| SPY | -0.2% | -0.5% | +12.2% | +0.9% | +12.9% |
| vs SPY | -3.4% | -8.3% | -3.5% | -0.2% | +1.0% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.