UNTY · Unity Bancorp Inc /Nj/
Price & Indicators
Up next
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Strong BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for credit losses as a percentage of gross loans | 1.29% | As of June 30, 2026 | — |
| Book value per common share | $37.02 | As of June 30, 2026 | — |
| Common Equity Tier 1 Capital Ratio | 14.19% | At June 30, 2026 | — |
| Leverage Ratio | 13.17% | At June 30, 2026 | — |
| Net interest margin ("NIM") | 4.56% | the quarter ended June 30, 2026 | — |
|
|
|||
| Ratio of nonaccrual assets to total assets | 1.08% | As of June 30, 2026 | — |
| Ratio of nonaccrual loans to total loans | 1.23% | As of June 30, 2026 | — |
| Return on average assets | 2.01% | the quarter ended June 30, 2026 | — |
| Return on average equity | 15.86% | the quarter ended June 30, 2026 | — |
| Tier 1 Capital Ratio | 14.57% | At June 30, 2026 | — |
| Total available funding plus cash on hand as a percentage of uninsured or uncollateralized depos | 125.4% | At June 30, 2026 | — |
| Total Capital Ratio | 15.82% | At June 30, 2026 | — |
| Uninsured or uncollateralized deposits as a percentage of total deposits | 21.8% | As of June 30, 2026 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
UNTY
this stock
Unity Bancorp Inc /Nj/
|
$602.25M | +16.8% | — | 10.1 | 1.1% |
|
MFG
Mizuho Financial Group Inc
|
$130.35B | +41.3% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$122.47B | -34.7% | +15.2% | — | 0.4% |
|
IBN
Icici Bank Ltd
|
$109.20B | +2.6% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.08B | +24.6% | +7.2% | 14.6 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| UNTY | +1.7% | +6.1% | +9.3% | +1.9% | +16.8% |
| SPY | +4.1% | +3.2% | +11.4% | +3.3% | +13.1% |
| vs SPY | -2.4% | +3.0% | -2.2% | -1.3% | +3.7% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.