UNTY · Unity Bancorp Inc
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Price & Indicators
Latest documents
Unity Bancorp reported net income of $17.4 million, or $1.70 per diluted share, for the quarter ended September 30, 2026, compared with $14.5 million and $1.42 for the quarter ended June 30, 2026.
Unity Bancorp, Inc. announced James A. Hughes will retire as CEO on March 31, 2027 and remain a director; George Boyan will become CEO on April 1, 2027.
Metrics snapshot
Useful current figures from the complete screener profile.
Equibles Rating
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Technicals
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Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted net income non-GAAP | $15.46M | Sept. 30, 2026 | — |
GAAP → non-GAAP reconciliationGAAP Net income (GAAP) $17.38M
+$0K Less: Release of credit losses, securities
+$0K Less: Net securities gains, unrealized
-$2.5M Less: Federal investment tax credit benefit
+$769K Add: One-time SERP expense
-$188K Adjusted (provision for) release of income taxes
= Adjusted net income $15.46M
|
|||
| Adjusted net income per common share - Basic non-GAAP | $1.54 | Sept. 30, 2026 | — |
| Adjusted net income per common share - Diluted non-GAAP | $1.51 | Sept. 30, 2026 | — |
| Adjusted return on average assets non-GAAP | 2.04% | Sept. 30, 2026 | — |
| Adjusted return on average equity non-GAAP | 16.11% | Sept. 30, 2026 | — |
| Allowance for credit losses to total loans | 1.28% | as of Sept. 30, 2026 | — |
| Common Equity Tier 1 Capital Ratio | 14.46% | as of Sept. 30, 2026 | — |
| Cost of funds | 2.39% | quarter ended Sept. 30, 2026 | — |
| Efficiency ratio non-GAAP | 41.53% | Nine months ended Sept. 30 | — |
| Employee Full-Time Equivalent | 239 | Sept. 30, 2026 | — |
| Leverage ratio | 13.22% | as of Sept. 30, 2026 | — |
| Net interest margin | 4.59% | nine months ended Sept. 30, 2026 | — |
| Nonaccrual assets to total assets | 0.74% | as of Sept. 30, 2026 | — |
| Nonaccrual loans to total loans | 0.81% | as of Sept. 30, 2026 | — |
| Number of banking offices | 22 | Sept. 30, 2026 | — |
| Return on average assets | 2.29% | quarter ended Sept. 30, 2026 | — |
| Return on average equity | 18.11% | quarter ended Sept. 30, 2026 | — |
| Risk-based Tier 1 Capital Ratio | 14.84% | as of Sept. 30, 2026 | — |
| Risk-based Total Capital Ratio | 16.09% | as of Sept. 30, 2026 | — |
| Total equity to total assets | 11.95% | as of Sept. 30, 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
UNTY
this stock
Unity Bancorp Inc
|
$580.16M | +11.7% | — | 9.6 | 2.0% |
|
HDB
Hdfc Bank Ltd
|
$127.06B | -32.4% | -3.2% | — | 0.8% |
|
IBN
Icici Bank Ltd
|
$116.80B | +9.2% | — | — | 0.6% |
|
MFG
Mizuho Financial Group Inc
|
$113.36B | +28.3% | — | — | 0.0% |
|
CIXPF
CaixaBank
|
$96.49B | +14.0% | — | — | 0.0% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| UNTY | -0.6% | +4.6% | +10.2% | +0.8% | +11.7% |
| SPY | -4.7% | -5.3% | -0.8% | -3.0% | +7.5% |
| vs SPY | +4.2% | +9.9% | +11.0% | +3.8% | +4.2% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.