WBS · Webster Financial Corp

$77.57 -0.40 (-0.51%) At close · Aug 19

Market Cap

$12.57B

162.03M

Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.

Revenue

$2.9B +11.9%

FY2025

Net Income

$1B +30.5%

FY2025

Operating Margin

50.71% +2.9pp

FY2025

Diluted EPS

$5.90 +35%

FY2025

Operating Cash Flow

$1.06B -24.7%

FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Income Statement Balance Sheet Cash Flow Adjusted All Metrics

Annual Quarterly

Line Item	3Y	5Y	10Y	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013	FY2012	FY2011	FY2010	FY2009	FY2008
Revenue	+5.4%	+70.9%	—	$2.95B	$2.9B	$2.59B	$2.65B	$2.48B	$212.41M	$198.74M	$208.29M	$200.67M	$185.95M	$173.38M	—	—	—	—	—	—	—	—
Interest & Dividend Income	+20.7%	+32.0%	+18.1%	$4.06B	$4.02B	$3.93B	$3.63B	$2.28B	$942.84M	$1B	$1.15B	$1.06B	$913.61M	$821.91M	$760.04M	$718.94M	$687.64M	$693.5M	$699.72M	$708.65M	$746.09M	$869.27M
Net Interest Income	+7.1%	+22.9%	+14.2%	$2.53B	$2.5B	$2.34B	$2.34B	$2.03B	$901.09M	$891.39M	$955.13M	$906.68M	$796.29M	$718.51M	$664.63M	$628.44M	$596.73M	$578.91M	$563.77M	$537.27M	$495.39M	$505.79M
Noninterest Income	-3.1%	+7.1%	+5.4%	$422.97M	$401.52M	$251.9M	$314.34M	$440.78M	$323.37M	$285.28M	$285.32M	$282.57M	$259.48M	$264.48M	$237.78M	$202.11M	$191.05M	$192.76M	$177.04M	$201.23M	$184.4M	-$28.05M
Amortization of Intangibles	+4.4%	+54.2%	+19.1%	$36.17M	$36.3M	$36.08M	$36.21M	$31.94M	$4.51M	$4.16M	$3.85M	$3.85M	$4.06M	$5.65M	$6.34M	$2.69M	$4.92M	$5.42M	$5.59M	$5.59M	$5.74M	$5.94M
Depreciation & Amortization	-3.6%	+14.9%	+7.8%	—	$73.35M	$71.53M	$76.49M	$81.8M	$35.91M	$36.62M	$37.51M	$38.75M	$37.17M	$36.45M	$34.68M	$30.59M	$36.02M	$39.5M	$83.15M	$92.64M	$67.84M	$56.95M
Restructuring Charges	+3.8%	—	—	—	—	—	$32.07M	$70.24M	$10.91M	$28.65M	—	—	—	—	—	—	—	—	—	—	—	—
Impairment of Real Estate	—	—	—	—	—	—	—	$1.8M	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Operating Income	+10.9%	+28.6%	—	$1.45B	$1.47B	$1.24B	$1.24B	$1.08B	$479.36M	$417.72M	$524.49M	$483.63M	$394.69M	—	—	—	—	—	—	—	—	—
Operating Margin	—	—	—	—	50.71%	47.83%	46.59%	43.58%	225.68%	210.19%	251.8%	241.01%	212.26%	—	—	—	—	—	—	—	—	—
EBITDA	+10.0%	+27.7%	—	—	$1.54B	$1.31B	$1.31B	$1.16B	$515.27M	$454.34M	$562M	$522.38M	$431.86M	—	—	—	—	—	—	—	—	—
Interest Expense	+82.6%	+69.0%	+31.9%	$1.52B	$1.52B	$1.59B	$1.29B	$250.45M	$41.76M	$110.66M	$199.46M	$148.49M	$117.32M	$103.4M	$95.42M	$90.5M	$90.91M	$114.59M	$135.96M	$171.38M	$250.7M	$363.48M
Investment Income (Loss)	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	-$389K	-$720K	$1.61M	—	—	—
Pretax Income	+16.5%	+35.1%	+15.5%	$1.28B	$1.26B	$1.02B	$1.08B	$797.98M	$533.86M	$279.97M	$486.69M	$441.63M	$353.79M	$303.45M	$297.76M	$291.7M	$256.57M	$248.36M	$207.33M	$84.52M	-$130.61M	-$383.73M
Income Tax	+18.7%	+34.1%	+10.7%	$259.1M	$257.35M	$248.3M	$216.66M	$153.69M	$125M	$59.35M	$103.97M	$81.22M	$98.35M	$96.32M	$93.03M	$91.97M	$77.11M	$74.67M	$57.95M	$12.36M	-$53.42M	-$65.84M
Net Income	+15.9%	+35.4%	+17.2%	$1.02B	$1B	$768.71M	$867.84M	$644.28M	$408.86M	$220.62M	$382.72M	$360.42M	$255.44M	$207.13M	$204.73M	$199.73M	$179.46M	$173.7M	$151.38M	$72.26M	-$76.91M	-$320.97M
Net Margin	—	—	—	—	34.59%	29.68%	32.73%	26.03%	192.49%	111.01%	183.74%	179.6%	137.37%	119.47%	—	—	—	—	—	—	—	—
Net Income Attributable to Noncontrolling Interests	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	$0	$0	-$1000	$3000	$22K	$4000
Net Income Available to Common Stockholders	+15.8%	+35.7%	+17.4%	$991.52M	$974.86M	$744.08M	$843.27M	$628.36M	$398.69M	$211.47M	$372.99M	$351.7M	$246.83M	$198.42M	$195.36M	$188.5M	$168.65M	$171.24M	$148.09M	$47.34M	-$86.53M	-$333.92M
Comprehensive Income	—	+32.2%	+20.8%	$1.01B	$1.21B	$762.9M	$1B	-$18.1M	$344.03M	$298.95M	$477.3M	$321.3M	$256.55M	$208.24M	$182.88M	$192.01M	$163.17M	$201.64M	$104.88M	$86.94M	$12.07M	-$410.98M
EPS (Basic) USD/shares	+16.7%	+20.3%	+10.6%	$6.15	$5.91	$4.38	$4.91	$3.72	$4.43	$2.35	$4.07	$3.83	$2.68	$2.17	$2.15	$2.10	$1.90	$1.96	$1.69	$0.60	-$1.42	-$6.43
EPS (Diluted) USD/shares	+16.6%	+20.2%	+10.7%	$6.14	$5.90	$4.37	$4.91	$3.72	$4.42	$2.35	$4.06	$3.81	$2.67	$2.16	$2.13	$2.08	$1.86	$1.86	$1.61	$0.57	-$2.16	-$6.43
Shares Outstanding (Basic Avg) shares	-0.5%	+12.9%	+6.1%	—	164.84M	169.82M	171.78M	167.45M	89.98M	89.97M	91.56M	91.93M	91.97M	91.37M	90.97M	89.9M	88.71M	87.21M	87.01M	78.18M	60.94K	—
Shares Outstanding (Diluted Avg) shares	-0.5%	+12.9%	+6.1%	—	165.21M	170.19M	171.88M	167.55M	90.21M	90.15M	91.88M	92.23M	92.36M	91.86M	91.53M	90.62M	90.26M	91.65M	91.69M	82.17M	63.92K	—

Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2008–FY2025: $1.29B in buybacks, $2.11B in dividends.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue

3.61×

Peer median 5.96×

EV/EBIT

7.35×

P/E (TTM)

12.63×

Peer median 12.69×

Peer medians compare against the 116 similar-size Banks - Regional companies (of 294 listed).

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Segment (USD)

Component	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Commercial Banking	$1,426,273,000	$1,491,450,000	$1,561,881,000	$1,416,350,000	$29,085,000	$25,384,000	$49,812,000	$22,920,000
Community Banking	$939,626,000	$926,381,000	$1,013,749,000	$941,951,000	$80,172,000	$72,456,000	$61,257,000	$88,387,000
HSA Bank	$505,300,000	$477,134,000	$390,969,000	$322,735,000	$102,814,000	$100,826,000	$97,041,000	$89,323,000

By Product & Service (USD)

Component	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Deposit Service Fees	$157,891,000	$161,144,000	$169,318,000	$198,472,000	$162,710,000	$156,032,000	$168,022,000	$162,183,000
Other Non Interest Income	$39,405,000	$37,151,000	$17,454,000	$8,425,000	$10,110,000	$9,789,000	$7,339,000	$5,647,000
Investment Advisory Management And Administrative Service	$30,983,000	$33,234,000	$28,999,000	$40,277,000	$39,586,000	$32,916,000	$32,932,000	$32,843,000
Loans and Lease Related Fees	$9,688,000	$14,170,000	$17,633,000	$21,498,000	—	—	—	—

Segment Operating Income

Annual operating income by business segment, as tagged in the company's own XBRL filings. Segments need not sum to the consolidated figure — corporate costs and eliminations are typically unallocated.

By Segment (USD)

Component	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Commercial Banking	$992,573,000	$1,072,983,000	$1,166,939,000	$1,053,507,000	$475,858,000	$398,340,000	$315,478,000	$271,809,000
Community Banking	$439,763,000	$454,979,000	$544,120,000	$480,561,000	$173,988,000	$97,927,000	$107,032,000	$147,129,000
HSA Bank	$280,723,000	$263,045,000	$222,809,000	$171,406,000	$137,151,000	$129,270,000	$134,140,000	$112,649,000

Operating Margin by Segment (%)

Component	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Commercial Banking	69.6%	71.9%	74.7%	74.4%	1636.1%	1569.3%	633.3%	1185.9%
Community Banking	46.8%	49.1%	53.7%	51%	217%	135.2%	174.7%	166.5%
HSA Bank	55.6%	55.1%	57%	53.1%	133.4%	128.2%	138.2%	126.1%

Key facts CIK 801337 CUSIP 947890109 13F (30d) 419 filings 408 filers Visit website Investor relations