Westpac Banking Corp 6-K, filed Jun 26, 2020

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

June26, 2020

CommissionFile Number 1-10167

WESTPAC BANKING CORPORATION

(Translation of registrant’s name into English)

275 KENT STREET, SYDNEY, NEW SOUTH WALES 2000, AUSTRALIA

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports

under cover of Form 20-F or Form 40-F.

Form 20-F                 x                        Form 40-F

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):

Indexto Exhibits

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Exhibit 1

Level 18, 275 Kent Street

Sydney, NSW, 2000

Media

Release

26JUNE 2020

Westpacacknowledges responsible lending appeal ruling

Westpac acknowledges today’s judgment by the Full Federal Court dismissing ASIC’s appeal from an earlier Federal Court decision regarding Westpac’s responsible lending obligations.

ASIC brought proceedings against Westpac in 2017 in relation to the way Westpac used the Household Expenditure Measure (HEM) benchmark and assessed interest only home loans as part of its serviceability assessment between December 2011 and March 2015.

In 2019 the Federal Court found in favour of Westpac and dismissed ASIC’s proceedings with costs.

Forfurther information:

This document has been authorised for release by Tim Hartin, General Manager & Company Secretary.