Clear Perspectives Financial Planning, LLC

CIK

1841174

Location

CINCINNATI, OH

Portfolio Value

Small $177,763,347

Diversification

Diversified

Filing Date

Global Rank

#4,696 / 7,012 ▼ 190 · as of Mar 2023

Top Industry

Household & Personal Products 83.5%

Period ended 3 years ago

Filed May 11, 2023 · 3y

10 quarters · since Dec 2020

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Unknown

Portfolio style

Measured from the filed 13F common-share book for Mar 31, 2023, never from the firm's own description.

Style

Concentrated

The top 10 positions are 87.7% of the book (60%+)

Turnover

Medium turnover

62.2% over the last four quarters (30% to under 100%)

Horizon

Medium horizon

Value-weighted holding period 7.9 quarters (4 to under 12)

Closest benchmark: every 13F filer's combined book, active share 89.7%; sector active share 80.1% against the combined 13F book's sector weights.

Over time 10 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

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Portfolio Concentration

187 tracked positions · as of Mar 31, 2023 · Δ vs Dec 31, 2022

Top Position

17.5%

−1.7 pts

Top 5

62.4%

−1.9 pts

Top 10

87.7%

+2.6 pts

HHI

1,007

Diversified+6

Portfolio Trend

10 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2023

Sector	% Portfolio	Value	Positions
Unclassified	88.0%	$156,421,189	88
Consumer Defensive	10.2%	$18,090,454	6
Healthcare	0.5%	$976,574	17
Industrials	0.3%	$495,013	9
Financial Services	0.3%	$472,225	15
Technology	0.2%	$440,899	12
Consumer Cyclical	0.2%	$352,275	14
Communication Services	0.1%	$201,774	11
Energy	0.1%	$186,797	8
Utilities	0.1%	$105,161	5
Basic Materials	0.0%	$15,269	1
Real Estate	0.0%	$5,717	1

Last Quarter's Activity

Export CSV

Mar 31, 2023 vs Dec 31, 2022

Added To

Positions the filer increased

16 positions

Ticker	Company	Δ Shares	Shares	Value
VEA	Vanguard FTSE Developed Markets ETF	+165,411	165,572	$7,478,887
VOOV	VANGUARD S&P 500 VALUE INDEX FUND	+59,476	63,978	$9,385,572
VIG	Vanguard Specialized Funds	+57,843	68,074	$10,484,076
IOO	iShares Global 100 ETF	+38,196	43,702	$3,061,762
VOO	VANGUARD 500 INDEX FUND	+17,225	29,738	$11,183,569
MGK	VANGUARD MEGA CAP GROWTH INDEX FUND	+16,099	25,381	$5,190,668
PG	PROCTER & GAMBLE Co	+11,422	119,795	$17,812,318
ACWI	iShares MSCI ACWI ETF	+1,153	2,288	$208,574
VWO	VANGUARD EMERGING MARKETS STOCK INDEX FUND	+631	800	$32,320
FITB	Fifth Third Bancorp	+462	1,577	$42,011
VUG	VANGUARD GROWTH INDEX FUND	+379	4,237	$1,056,876
MNST	Monster Beverage Corp	+270	540	$29,165
SPY	Spdr S&P 500 ETF Trust	+250	6,235	$2,552,546
DSI	iShares ESG MSCI KLD 400 ETF	+80	7,626	$594,751
TAN	Invesco Ltd.	+60	310	$24,065
VB	Vanguard Index Funds	+43	1,280	$242,636
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
PEY	Victory Portfolios II	−194,320	1,570	$31,274
FDL	First Trust Morningstar Dividend Leaders Index Fund	−156,572	390	$13,845
SPHD	Invesco Ltd.	−57,818	100	$4,221
—		−50,560	5,352	$108,816
VYM	VANGUARD HIGH DIVIDEND YIELD INDEX FUND	−43,381	167,160	$17,635,380
SGOV	iShares 0-3 Month Treasury Bond ETF	−42,312	104,680	$10,528,714
—		−35,750	27,633	$2,537,262
DVY	iShares Select Dividend ETF	−31,894	55,540	$6,508,177
MGV	VANGUARD MORNINGSTAR MEGA CAP VALUE INDEX FUND	−9,717	44,535	$4,498,925
XLE	State Street(R) Energy Select Sector SPDR(R) ETF	−7,525	1,420	$117,618
VTV	VANGUARD VALUE INDEX FUND	−6,447	104,162	$14,385,813
USMV	iShares MSCI USA Min Vol Factor ETF	−4,975	9,195	$668,844
SPLV	Invesco S&P 500 Low Volatility ETF	−2,031	26,675	$1,664,520
PFE	Pfizer Inc	−1,835	315	$12,852
SDY	State Street(R) SPDR(R) S&P(R) Dividend ETF	−1,491	59,084	$7,309,281
CIVB	Civista Bancshares, Inc.	−1,000	318	$5,367
RSP	Victory Portfolios II	−930	101,050	$14,613,851
VV	VANGUARD LARGE-CAP INDEX FUND	−930	9,072	$1,694,740
SPYM	State Street(R) SPDR(R) Portfolio S&P 500(R) ETF	−800	675	$32,501
IWD	iShares Russell 1000 Value ETF	−690	1,128	$171,749
FHLC	Fidelity MSCI Health Care Index ETF	−600	600	$36,882
XLRE	State Street(R) Real Estate Select Sector SPDR(R) ETF	−405	100	$3,738
CNC	Centene Corp	−300	3,818	$241,335
IWB	iShares Russell 1000 ETF	−285	13,376	$3,012,676
VOE	VANGUARD MID-CAP VALUE INDEX FUND	−188	560	$75,079
No positions match the current search.

New Positions

Positions the filer opened this quarter

6 positions

Ticker	Company	Shares	Value
VXUS	Vanguard Total International Stock ETF	138,081	$7,623,452
AVDE	Avantis International Equity ETF	3,800	$216,714
DFAS	Dimensional U.S. Small Cap ETF	350	$18,445
DFAT	Dimensional U.S. Targeted Value ETF	400	$17,800
FFBC	First Financial Bancorp	750	$16,327
FSK	FS KKR Capital Corp	28	$518
No positions match the current search.

Sold Out

Positions the filer fully exited

25 positions

Ticker	Company	Shares	Value
PDBC	Invesco Optimum Yield Diversified Commodity Strategy No K-1 ETF	489,803	$7,239,288
FTGC	First Trust Global Tactical Commodity Strategy Fund	204,585	$5,010,286
RPV	Invesco S&P 500 Pure Value ETF	56,294	$4,389,806
—		99,909	$3,954,398
VTEB	VANGUARD TAX-EXEMPT BOND INDEX FUND	1,035	$51,222
HGTY	Hagerty, Inc.	6,000	$50,460
T	At&T Inc.	2,000	$36,820
AGG	iShares Core U.S. Aggregate Bond ETF	292	$28,321
CVS	CVS HEALTH Corp	211	$19,663
SHY	iShares 1-3 Year Treasury Bond ETF	225	$18,263
AVGO	Broadcom Inc.	31	$17,333
VTIP	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES INDEX FUND	348	$16,255
LQD	iShares iBoxx $ Investment Grade Corporate Bond ETF	154	$16,236
—		320	$14,598
IGIB	iShares 5-10 Year Investment Grade Corporate Bond ETF	256	$12,674
HYG	iShares iBoxx $ High Yield Corporate Bond ETF	98	$7,215
PDN	Invesco RAFI Developed Markets ex-U.S. Small-Mid ETF	179	$5,301
IEI	iShares 3-7 Year Treasury Bond ETF	36	$4,136
QUAL	iShares MSCI USA Quality Factor ETF	25	$2,849
FNDX	Schwab Fundamental U.S. Large Company ETF	38	$2,030
OGN	Organon & Co.	55	$1,536
BSV	VANGUARD SHORT-TERM BOND INDEX FUND	19	$1,430
SHYG	iShares 0-5 Year High Yield Corporate Bond ETF	34	$1,390
IAU	Ishares Gold Trust	40	$1,383
TIP	iShares TIPS Bond ETF	9	$957
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

187 tracked positions · $177,763,347 total · filing declares 197 positions · $178,367,061 · as of Mar 31, 2023

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 187 positions by value · page 1 of 4

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	Held (qtrs)	Est. cost/share	% of Portfolio
PG	PROCTER & GAMBLE Co Consumer Defensive	Added	119,795	+11,422	$17,812,318	+8.4%	10	before history	10.02%
VYM	VANGUARD HIGH DIVIDEND YIELD INDEX FUND	Reduced	167,160	-43,381	$17,635,380	−22.6%	10	before history	9.92%
RSP	Victory Portfolios II	Reduced	101,050	-930	$14,613,851	+1.5%	10	before history	8.22%
VTV	VANGUARD VALUE INDEX FUND	Reduced	104,162	-6,447	$14,385,813	−7.3%	9	unpriced	8.09%
VOO	VANGUARD 500 INDEX FUND	Added	29,738	+17,225	$11,183,569	+154.4%	10	before history	6.29%
SGOV	iShares 0-3 Month Treasury Bond ETF	Reduced	104,680	-42,312	$10,528,714	−28.5%	4	unpriced	5.92%
VIG	Vanguard Specialized Funds	Added	68,074	+57,843	$10,484,076	+574.8%	10	before history	5.90%
VOOV	VANGUARD S&P 500 VALUE INDEX FUND	Added	63,978	+59,476	$9,385,572	+1388.5%	2	unpriced	5.28%
VXUS	Vanguard Total International Stock ETF	NEW	138,081	NEW	$7,623,452	NEW	1	$54.64	4.29%
VEA	Vanguard FTSE Developed Markets ETF	Added	165,572	+165,411	$7,478,887	+110583.5%	2	$44.54	4.21%
SDY	State Street(R) SPDR(R) S&P(R) Dividend ETF	Reduced	59,084	-1,491	$7,309,281	−3.6%	10	before history	4.11%
DVY	iShares Select Dividend ETF	Reduced	55,540	-31,894	$6,508,177	−38.3%	4	unpriced	3.66%
MGK	VANGUARD MEGA CAP GROWTH INDEX FUND	Added	25,381	+16,099	$5,190,668	+225.0%	10	before history	2.92%
MGV	VANGUARD MORNINGSTAR MEGA CAP VALUE INDEX FUND	Reduced	44,535	-9,717	$4,498,925	−19.4%	5	unpriced	2.53%
IOO	iShares Global 100 ETF	Added	43,702	+38,196	$3,061,762	+768.2%	10	before history	1.72%
IWB	iShares Russell 1000 ETF	Reduced	13,376	-285	$3,012,676	+4.8%	10	before history	1.69%
SPY	Spdr S&P 500 ETF Trust	Added	6,235	+250	$2,552,546	+11.5%	10	before history	1.44%
		Reduced	27,633	-35,750	$2,537,262	−56.2%	5	$91.42	1.43%
IVV	iShares Core S&P 500 ETF	Reduced	5,779	-3	$2,375,631	+6.9%	10	before history	1.34%
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	Reduced	10,017	-100	$2,044,469	+5.7%	10	before history	1.15%
VV	VANGUARD LARGE-CAP INDEX FUND	Reduced	9,072	-930	$1,694,740	−2.7%	10	before history	0.95%
SPLV	Invesco S&P 500 Low Volatility ETF	Reduced	26,675	-2,031	$1,664,520	−9.3%	10	before history	0.94%
QQQ	Invesco Qqq Trust, Series 1	Reduced	5,077	-25	$1,629,361	+19.9%	10	before history	0.92%
OEF	iShares S&P 100 ETF	Reduced	5,712	-143	$1,068,372	+7.0%	10	before history	0.60%
VUG	VANGUARD GROWTH INDEX FUND	Added	4,237	+379	$1,056,876	+28.5%	10	before history	0.59%
IWF	iShares Russell 1000 Growth ETF	Reduced	4,184	-2	$1,022,276	+14.0%	10	before history	0.58%
USMV	iShares MSCI USA Min Vol Factor ETF	Reduced	9,195	-4,975	$668,844	−34.5%	10	before history	0.38%
DSI	iShares ESG MSCI KLD 400 ETF	Added	7,626	+80	$594,751	+9.8%	10	before history	0.33%
DFUV	Dimensional U.S. Marketwide Value ETF	Reduced	15,754	-31	$527,443	−0.2%	4	$33.28	0.30%
		Held	4,978	0	$436,919	+6.6%	10	before history	0.25%
IWV	iShares Russell 3000 ETF	Held	1,403	0	$330,280	+6.7%	10	before history	0.19%
VOT	VANGUARD MID-CAP GROWTH INDEX FUND	Held	1,420	0	$276,743	+8.4%	10	before history	0.16%
RTX	RTX Corp Industrials	Held	2,483	0	$243,160	−3.0%	10	before history	0.14%
VB	Vanguard Index Funds	Added	1,280	+43	$242,636	+6.9%	10	before history	0.14%
CNC	Centene Corp Healthcare	Reduced	3,818	-300	$241,335	−28.5%	10	before history	0.14%
VHT	VANGUARD HEALTH CARE INDEX FUND	Reduced	987	-37	$235,360	−7.3%	10	before history	0.13%
AVDE	Avantis International Equity ETF	NEW	3,800	NEW	$216,714	NEW	1	$56.35	0.12%
ACWI	iShares MSCI ACWI ETF	Added	2,288	+1,153	$208,574	+116.5%	10	before history	0.12%
VT	VANGUARD TOTAL WORLD STOCK INDEX FUND	Held	2,263	0	$208,399	+6.8%	10	before history	0.12%
		Reduced	1,391	-10	$195,018	+4.8%	10	before history	0.11%
MSFT	Microsoft Corp Technology	Held	614	0	$177,016	+20.2%	10	before history	0.10%
BMY	Bristol Myers Squibb Co Healthcare	Held	2,546	0	$176,463	−3.7%	3	$72.54	0.10%
IWD	iShares Russell 1000 Value ETF	Reduced	1,128	-690	$171,749	−37.7%	10	before history	0.10%
RGEN	Repligen Corp Healthcare	Held	975	0	$164,151	−0.6%	10	before history	0.09%
AAPL	Apple Inc. Technology	Held	837	0	$138,021	+26.9%	10	before history	0.08%
V	Visa Inc. Financial Services	Held	610	0	$137,530	+8.5%	10	before history	0.08%
PEP	Pepsico Inc Consumer Defensive	Held	738	0	$134,537	+0.9%	10	before history	0.08%
VO	VANGUARD MID-CAP INDEX FUND	Reduced	631	-30	$133,090	−1.2%	10	before history	0.07%
JNJ	Johnson & Johnson Healthcare	Held	850	0	$131,750	−12.3%	10	before history	0.07%
XLE	State Street(R) Energy Select Sector SPDR(R) ETF	Reduced	1,420	-7,525	$117,618	−85.0%	4	unpriced	0.07%

Showing the top 50 of 187 positions. Create a free account to see every position, past quarters, search, filters and CSV export.

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.