W.H. Cornerstone Investments Inc.

Registered adviser

CIK

1940823

Location

KINGSTON, MA

Portfolio Value

Small $176,600,929

Diversification

Diversified

Filing Date

Global Rank

#6,907 / 8,821 ▼ 88

Top Industry

Consumer Electronics 10.2%

Period ended 4 months ago

Filed Aug 7, 2026 · 3mo

16 quarters · since Sep 2022

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Oct 1, 2026

Form ADV adviser

CRD 119725

Roster of Oct 1, 2026

Regulatory AUM

$200,013,404

Main clients

Individuals and high net worth (98% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Mar 2026 to Oct 2026	$200,013,404	Individuals and high net worth (98%)
Mar 2025 to Feb 2026	$180,932,611	Individuals and high net worth (97%)
Apr 2024 to Feb 2025	$160,036,005	Individuals and high net worth (97%)
May 2023 to Mar 2024	$128,044,465	Individuals and high net worth (97%)
Apr 2023	$128,044,465	Individuals and high net worth (97%)
Apr 2022 to Mar 2023	$149,478,410	Individuals and high net worth (90%)

3 earlier changes not shown.

Stated strategy

Fixed income / rates, Multi-asset, Wealth management / planning Form ADV Part 2A, Sep 30, 2026 · original

In the firm's words

Fixed income / rates: WH Cornerstone primarily allocates clients’ investment management assets among mutual funds, ETFs, individual debt and equity securities
Multi-asset: WH Cornerstone primarily allocates clients’ investment management assets among mutual funds, ETFs, individual debt and equity securities
Wealth management / planning: WH Cornerstone seeks to build a customized portfolio based on a client’s unique goals, input and risk tolerance.

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, never from the firm's own description.

Style

Diversified active

Top 10 weight 58.5%, 20.5 effective positions, active share 64.3% against every 13F filer's combined book; it meets none of the index-like, systematic-like or concentrated tests

Turnover

Low turnover

24.0% over the last four quarters (under 30%)

Horizon

Long horizon

Value-weighted holding period 12.4 quarters (12+)

Closest benchmark: every 13F filer's combined book, active share 64.3%; sector active share 47.2% against the combined 13F book's sector weights.

Over time 16 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

140 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026

Top Position

14.9%

+1.4 pts

Top 5

39.6%

−0.8 pts

Top 10

58.5%

−0.9 pts

HHI

488

Diversified+7

Portfolio Trend

16 quarters · across all stocks

Sector Breakdown

As of Jun 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	57.8%	$102,005,381	56
Technology	10.6%	$18,707,040	11
Consumer Defensive	5.8%	$10,324,095	8
Consumer Cyclical	4.9%	$8,570,471	9
Healthcare	4.4%	$7,749,867	11
Communication Services	4.2%	$7,470,514	4
Financial Services	4.2%	$7,434,426	13
Basic Materials	2.2%	$3,938,261	5
Industrials	2.2%	$3,841,308	8
Energy	2.1%	$3,716,107	9
Utilities	1.6%	$2,843,459	6

Last Quarter's Activity

Export CSV

Jun 30, 2026 vs Mar 31, 2026

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
VEA	Vanguard FTSE Developed Markets ETF	+10,800	136,299	$9,711,303
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	+4,067	70,334	$26,026,393
AVDV	Avantis International Small Cap Value ETF	+2,889	7,956	$819,865
AVUV	Avantis U.S. Small Cap Value ETF	+2,546	10,647	$1,328,319
KLAC	Kla Corp	+2,529	2,822	$851,425
AOS	Smith A O Corp	+2,409	5,980	$375,065
SYY	Sysco Corp	+2,280	17,092	$1,428,549
TJX	Tjx Companies Inc	+2,012	5,184	$785,376
ES	Eversource Energy	+1,916	6,044	$436,799
IEMG	iShares Trust	+1,869	5,633	$466,637
ABBV	AbbVie Inc.	+1,788	3,505	$881,998
JPM	Jpmorgan Chase & Co	+1,610	3,474	$1,137,144
EMXC	iShares MSCI Emerging Markets ex China ETF	+1,565	4,400	$450,120
MUNI	PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund	+1,500	28,288	$1,487,948
GPC	Genuine Parts Co	+1,427	3,602	$424,963
CVX	Chevron Corp	+1,336	4,305	$713,596
ED	Consolidated Edison Inc	+1,316	4,004	$442,962
IWM	iShares Russell 2000 ETF	+1,274	3,531	$1,060,888
MSFT	Microsoft Corp	+1,201	13,693	$5,107,762
DUK	Duke Energy CORP	+1,143	4,167	$527,458
EUSB	iShares ESG Advanced Universal USD Bond ETF	+1,122	7,209	$313,231
AWK	American Water Works Company, Inc.	+1,000	4,562	$600,267
PEP	Pepsico Inc	+936	4,150	$561,910
ALB	Albemarle Corp	+845	2,349	$317,185
MUB	iShares National Muni Bond ETF	+704	11,405	$1,227,406
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
SCHR	Schwab Intermediate-Term U.S. Treasury ETF	−30,806	173,179	$4,270,594
SCHO	Schwab Short-Term U.S. Treasury ETF	−21,911	111,555	$2,692,937
DFGX	Dimensional International Core Fixed Income ETF	−17,640	29,480	$1,579,980
DFSV	Dimensional US Small Cap Value ETF	−11,615	77,473	$3,005,177
DFEM	Dimensional Emerging Markets Core Equity 2 ETF	−10,607	69,073	$2,807,126
VCSH	VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND	−8,959	76,942	$6,080,726
VCIT	VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND	−6,843	65,936	$5,449,610
MDT	Medtronic plc	−4,765	7,072	$553,242
DISV	Dimensional International Small Cap Value ETF	−4,167	35,225	$1,413,579
AEP	American Electric Power Co Inc	−2,467	3,271	$447,505
DFGR	Dimensional Global Real Estate ETF	−2,066	49,531	$1,434,913
ATO	Atmos Energy Corp	−1,706	2,255	$388,468
PG	PROCTER & GAMBLE Co	−1,474	10,630	$1,558,783
AMZN	Amazon Com Inc	−1,328	20,599	$4,909,565
PPG	Ppg Industries Inc	−1,271	4,059	$492,316
NVDA	Nvidia Corp	−718	7,220	$1,444,649
TMO	Thermo Fisher Scientific Inc.	−605	1,846	$925,510
XOM	ExxonMobil Holdings Corp	−599	10,122	$1,383,879
AAPL	Apple Inc.	−540	26,318	$7,615,376
GS	Goldman Sachs Group Inc	−457	518	$523,889
ALLE	Allegion plc	−456	3,194	$448,725
V	Visa Inc.	−370	4,417	$1,515,428
BDX	Becton Dickinson & Co	−343	2,789	$422,059
GOOGL	Alphabet Inc.	−339	17,100	$6,111,027
JNJ	Johnson & Johnson	−302	7,419	$1,884,203
No positions match the current search.

New Positions

Positions the filer opened this quarter

24 positions

Ticker	Company	Shares	Value
AGGY	WisdomTree Trust	31,017	$1,348,619
MTGP	WisdomTree Mortgage Plus Bond Fund	24,500	$1,082,018
TLH	iShares 10-20 Year Treasury Bond ETF	4,616	$463,215
USFR	WisdomTree Floating Rate Treasury Fund	8,183	$412,014
QSIG	WisdomTree U.S. Short-Term Corporate Bond Fund	8,340	$403,038
MRK	Merck & Co., Inc.	2,732	$351,062
INTC	Intel Corp	2,005	$279,958
QHY	WisdomTree U.S. High Yield Corporate Bond Fund	5,861	$268,492
PAGP	Plains Gp Holdings LP	10,583	$256,849
VIG	Vanguard Specialized Funds	1,077	$254,839
PAA	Plains All American Pipeline LP	11,199	$249,289
BX	Blackstone Inc.	2,110	$248,283
WES	Western Midstream Partners, LP	5,453	$238,623
EPD	Enterprise Products Partners L.P.	6,416	$235,852
BIV	Vanguard Bond Index Funds	2,919	$223,887
ELD	WisdomTree Emerging Markets Local Debt Fund	7,793	$223,659
ET	Energy Transfer LP	11,392	$217,815
IWD	iShares Russell 1000 Value ETF	891	$216,005
VNQ	VANGUARD REAL ESTATE INDEX FUND	2,186	$210,795
USXF	iShares ESG Advanced MSCI USA ETF	3,033	$210,641
GOOG	Alphabet Inc.	592	$209,171
MPLX	Mplx LP	3,713	$209,153
MATX	Matson, Inc.	1,046	$201,072
NMT	Nuveen Massachusetts Quality Municipal Income Fund	12,173	$158,127
No positions match the current search.

Sold Out

Positions the filer fully exited

13 positions

Ticker	Company	Shares	Value
EOG	Eog Resources Inc	3,618	$523,054
EQIX	Equinix Inc	447	$438,167
APD	Air Products & Chemicals, Inc.	1,500	$435,735
AZO	Autozone Inc	120	$405,333
PSA	Public Storage	1,173	$317,742
INGR	Ingredion Inc	2,701	$304,294
INTU	Intuit Inc.	571	$246,888
ACN	Accenture plc	1,225	$242,905
SPGI	S&P Global Inc.	554	$235,638
BRO	Brown & Brown, Inc.	3,578	$233,321
LMT	Lockheed Martin Corp	374	$226,041
WTRG	Essential Utilities, Inc.	5,571	$224,344
FDX	Fedex Corp	566	$201,597
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

140 tracked positions · $176,600,929 total · filing declares 141 positions · $176,824,917 · as of Jun 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Technology Utilities

Showing 1–50 of 140 positions by value · page 1 of 3

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	Held (qtrs)	Est. cost/share	% of Portfolio
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	Added	70,334	+4,067	$26,026,393	+22.4%	16	before history	14.74%
VEA	Vanguard FTSE Developed Markets ETF	Added	136,299	+10,800	$9,711,303	+20.8%	15	$52.59	5.50%
AAPL	Apple Inc. Technology	Reduced	26,318	-540	$7,615,376	+11.7%	16	before history	4.31%
GOOGL	Alphabet Inc. Communication Services	Reduced	17,100	-339	$6,111,027	+21.9%	16	before history	3.46%
VCSH	VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND	Reduced	76,942	-8,959	$6,080,726	−10.7%	12	$76.79	3.44%
BNDX	Vanguard Total International Bond ETF	Reduced	123,327	-88	$5,972,726	+0.7%	12	$48.72	3.38%
VCIT	VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND	Reduced	65,936	-6,843	$5,449,610	−9.5%	12	$79.58	3.09%
MSFT	Microsoft Corp Technology	Added	13,693	+1,201	$5,107,762	+10.5%	16	before history	2.89%
AMZN	Amazon Com Inc Consumer Cyclical	Reduced	20,599	-1,328	$4,909,565	+7.5%	16	before history	2.78%
SCHR	Schwab Intermediate-Term U.S. Treasury ETF	Reduced	173,179	-30,806	$4,270,594	−16.0%	11	unpriced	2.42%
COST	Costco Wholesale Corp Consumer Defensive	Added	4,258	+7	$3,983,231	−6.0%	16	before history	2.26%
DFSV	Dimensional US Small Cap Value ETF	Reduced	77,473	-11,615	$3,005,177	−3.7%	11	$28.82	1.70%
IVV	iShares Core S&P 500 ETF	Added	3,930	+9	$2,943,137	+14.9%	16	before history	1.67%
DFEM	Dimensional Emerging Markets Core Equity 2 ETF	Reduced	69,073	-10,607	$2,807,126	+2.0%	11	$26.39	1.59%
SCHO	Schwab Short-Term U.S. Treasury ETF	Reduced	111,555	-21,911	$2,692,937	−16.9%	5	$24.32	1.52%
DIA	Spdr Dow Jones Industrial Average ETF Trust	Added	3,735	+11	$1,951,126	+13.1%	16	before history	1.10%
JNJ	Johnson & Johnson Healthcare	Reduced	7,419	-302	$1,884,203	−0.2%	16	before history	1.07%
WMT	Walmart Inc. Consumer Defensive	Reduced	15,537	-279	$1,759,720	−10.5%	16	before history	1.00%
SPY	Spdr S&P 500 ETF Trust	Reduced	2,193	-266	$1,637,666	+2.4%	16	before history	0.93%
DFGX	Dimensional International Core Fixed Income ETF	Reduced	29,480	-17,640	$1,579,980	−36.1%	5	$53.02	0.89%
PG	PROCTER & GAMBLE Co Consumer Defensive	Reduced	10,630	-1,474	$1,558,783	−10.8%	16	before history	0.88%
V	Visa Inc. Financial Services	Reduced	4,417	-370	$1,515,428	+4.7%	16	before history	0.86%
MUNI	PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund	Added	28,288	+1,500	$1,487,948	+6.4%	16	before history	0.84%
SPYM	State Street(R) SPDR(R) Portfolio S&P 500(R) ETF	Added	16,504	+35	$1,450,371	+15.1%	16	before history	0.82%
NVDA	Nvidia Corp Technology	Reduced	7,220	-718	$1,444,649	+4.4%	9	unpriced	0.82%
IWB	iShares Russell 1000 ETF	Reduced	3,527	-34	$1,444,306	+13.8%	15	unpriced	0.82%
DFGR	Dimensional Global Real Estate ETF	Reduced	49,531	-2,066	$1,434,913	+4.6%	11	$25.21	0.81%
SYY	Sysco Corp Consumer Defensive	Added	17,092	+2,280	$1,428,549	+35.2%	16	before history	0.81%
SCHB	Schwab U.S. Broad Market ETF	Added	48,987	+639	$1,418,663	+16.9%	11	unpriced	0.80%
DISV	Dimensional International Small Cap Value ETF	Reduced	35,225	-4,167	$1,413,579	−9.0%	11	$26.45	0.80%
ECL	Ecolab Inc. Basic Materials	Added	5,004	+280	$1,394,164	+10.9%	16	before history	0.79%
XOM	ExxonMobil Holdings Corp Energy	Reduced	10,122	-599	$1,383,879	−23.9%	16	before history	0.78%
AGGY	WisdomTree Trust	NEW	31,017	NEW	$1,348,619	NEW	1	$43.55	0.76%
AVUV	Avantis U.S. Small Cap Value ETF	Added	10,647	+2,546	$1,328,319	+48.4%	3	$109.36	0.75%
MUB	iShares National Muni Bond ETF	Added	11,405	+704	$1,227,406	+8.1%	16	before history	0.70%
AFL	Aflac Inc Financial Services	Added	10,296	+55	$1,207,206	+7.4%	16	before history	0.68%
JPM	Jpmorgan Chase & Co Financial Services	Added	3,474	+1,610	$1,137,144	+107.4%	12	$234.00	0.64%
MTGP	WisdomTree Mortgage Plus Bond Fund	NEW	24,500	NEW	$1,082,018	NEW	1	unpriced	0.61%
IWM	iShares Russell 2000 ETF	Added	3,531	+1,274	$1,060,888	+89.5%	2	unpriced	0.60%
XLE	State Street(R) Energy Select Sector SPDR(R) ETF	Added	19,280	+135	$1,023,960	−12.7%	16	before history	0.58%
ETN	Eaton Corp plc Industrials	Reduced	2,352	-147	$1,002,234	+12.1%	10	$334.31	0.57%
CSCO	Cisco Systems, Inc. Technology	Added	8,159	+149	$958,356	+54.2%	16	before history	0.54%
TMO	Thermo Fisher Scientific Inc. Healthcare	Reduced	1,846	-605	$925,510	−23.2%	16	before history	0.52%
ABBV	AbbVie Inc. Healthcare	Added	3,505	+1,788	$881,998	+136.2%	2	$218.42	0.50%
SHW	Sherwin Williams Co Basic Materials	Reduced	2,560	-46	$881,459	+5.5%	16	before history	0.50%
BLK	BlackRock, Inc. Financial Services	Added	906	+142	$871,173	+18.6%	7	$1,023.12	0.49%
LIN	Linde PLC Basic Materials	Added	1,644	+294	$853,137	+27.5%	14	$433.77	0.48%
KLAC	Kla Corp Technology	Added	2,822	+2,529	$851,425	+97.4%	5	$75.44	0.48%
VTEB	VANGUARD TAX-EXEMPT BOND INDEX FUND	Reduced	16,698	-112	$844,584	+0.7%	16	before history	0.48%
AVDV	Avantis International Small Cap Value ETF	Added	7,956	+2,889	$819,865	+62.0%	2	$103.63	0.46%

Showing the top 50 of 140 positions. Create a free account to see every position, past quarters, search, filters and CSV export.

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.