Retirement Investment Advisors, Inc.
PensionClone Performance
Aug 2023–Aug 2026 · vs SPYHypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.
Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. Returns use comparable raw closes and exclude dividends; a captured split can shorten the simulated window. It tracks 100% of reported value on average across 12 quarters. Past performance does not predict future results.
Portfolio Concentration
29 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026Portfolio Trend
Sector Breakdown
As of Jun 30, 2026| Sector | % Portfolio | Value |
|---|---|---|
| Unclassified | 29.0% | $6,605,990 |
| Technology | 21.0% | $4,791,005 |
| Energy | 18.2% | $4,155,711 |
| Financial Services | 9.4% | $2,140,304 |
| Consumer Cyclical | 9.0% | $2,057,577 |
| Healthcare | 4.4% | $1,006,897 |
| Consumer Defensive | 4.3% | $976,414 |
| Utilities | 2.4% | $536,914 |
| Industrials | 1.2% | $275,487 |
| Communication Services | 1.1% | $251,588 |
Last Quarter's Activity
Export CSVAdded To
Positions the filer increased| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| WMT | Walmart Inc. | +660 | 8,621 | $976,414 | |
| MSFT | Microsoft Corp | +255 | 1,012 | $377,496 | |
| ET | Energy Transfer LP | +254 | 28,467 | $544,289 | |
| AAPL | Apple Inc. | +232 | 6,698 | $1,938,133 | |
| OKE | Oneok Inc /New/ | +130 | 13,356 | $1,161,170 | |
| EPD | Enterprise Products Partners L.P. | +129 | 6,900 | $253,644 | |
| JNJ | Johnson & Johnson | +50 | 1,661 | $421,844 | |
| AMZN | Amazon Com Inc | +25 | 985 | $234,764 | |
| MCD | Mcdonalds Corp | +5 | 1,008 | $272,472 | |
| No positions match the current search. | |||||
Trimmed
Positions the filer reduced| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| OGE | Oge Energy Corp. | −2,497 | 11,034 | $536,914 | |
| WMB | Williams Companies, Inc. | −2,072 | 2,892 | $214,991 | |
| PSX | Phillips 66 | −915 | 5,772 | $975,756 | |
| GOOGL | Alphabet Inc. | −784 | 704 | $251,588 | |
| QQQ | Invesco Qqq Trust, Series 1 | −245 | 6,547 | $4,821,210 | |
| NVDA | Nvidia Corp | −243 | 7,101 | $1,420,839 | |
| BRK-B | Berkshire Hathaway Inc | −95 | 3,183 | $1,592,741 | |
| SPY | Spdr S&P 500 ETF Trust | −87 | 2,390 | $1,784,780 | |
| TSLA | Tesla, Inc. | −27 | 2,422 | $1,018,693 | |
| No positions match the current search. | |||||
Sold Out
Positions the filer fully exited| Ticker | Company | Shares | Value | Open |
|---|---|---|---|---|
| BIV | Vanguard Intermediate-Term Bond ETF | 1,716,738 | $132,497,838 | |
| BNDX | Vanguard Total International Bond ETF | 995,929 | $47,854,388 | |
| XOM | ExxonMobil Holdings Corp | 36,842 | $6,250,613 | |
| VEA | Vanguard FTSE Developed Markets ETF | 42,489 | $2,722,695 | |
| VXUS | Vanguard Total International Stock ETF | 26,243 | $2,023,597 | |
| TXN | Texas Instruments Inc | 3,317 | $643,962 | |
| COHR | Coherent Corp. | 1,121 | $267,033 | |
| ROK | Rockwell Automation, Inc | 548 | $196,666 | |
| TRI | Thomson Reuters Corp /Can/ | 1,573 | $141,538 | |
| No positions match the current search. | ||||
| Ticker | Company | Type | Shares | Value (USD) | % of Portfolio | History |
|---|---|---|---|---|---|---|
| QQQ |
Invesco Qqq Trust, Series 1
|
Reduced | 6,547 | $4,821,210 | 21.15% | |
| AAPL |
Apple Inc.
Technology
|
Added | 6,698 | $1,938,133 | 8.50% | |
| SPY |
Spdr S&P 500 ETF Trust
|
Reduced | 2,390 | $1,784,780 | 7.83% | |
| BRK-B |
Berkshire Hathaway Inc
Financial Services
|
Reduced | 3,183 | $1,592,741 | 6.99% | |
| NVDA |
Nvidia Corp
Technology
|
Reduced | 7,101 | $1,420,839 | 6.23% | |
| OKE |
Oneok Inc /New/
Energy
|
Added | 13,356 | $1,161,170 | 5.09% | |
| IBM |
International Business Machines Corp
Technology
|
Held | 3,750 | $1,054,537 | 4.63% | |
| TSLA |
Tesla, Inc.
Consumer Cyclical
|
Reduced | 2,422 | $1,018,693 | 4.47% | |
| WMT |
Walmart Inc.
Consumer Defensive
|
Added | 8,621 | $976,414 | 4.28% | |
| PSX |
Phillips 66
Energy
|
Reduced | 5,772 | $975,756 | 4.28% | |
| COP |
Conocophillips
Energy
|
Held | 5,459 | $567,517 | 2.49% | |
| ET |
Energy Transfer LP
Energy
|
Added | 28,467 | $544,289 | 2.39% | |
| OGE |
Oge Energy Corp.
Utilities
|
Reduced | 11,034 | $536,914 | 2.36% | |
| JNJ |
Johnson & Johnson
Healthcare
|
Added | 1,661 | $421,844 | 1.85% | |
| MSFT |
Microsoft Corp
Technology
|
Added | 1,012 | $377,496 | 1.66% | |
| SFNC |
Simmons First National Corp
Financial Services
|
Held | 15,000 | $339,750 | 1.49% | |
| UTHR |
UNITED THERAPEUTICS Corp
Healthcare
|
Held | 600 | $325,098 | 1.43% | |
| F |
Ford Motor Co
Consumer Cyclical
|
Held | 19,973 | $277,624 | 1.22% | |
| RTX |
RTX Corp
Industrials
|
Held | 1,452 | $275,487 | 1.21% | |
| MCD |
Mcdonalds Corp
Consumer Cyclical
|
Added | 1,008 | $272,472 | 1.20% | |
| MRK |
Merck & Co., Inc.
Healthcare
|
Held | 2,023 | $259,955 | 1.14% | |
| RCL |
Royal Caribbean Cruises Ltd
Consumer Cyclical
|
Held | 800 | $254,024 | 1.11% | |
| EPD |
Enterprise Products Partners L.P.
Energy
|
Added | 6,900 | $253,644 | 1.11% | |
| GOOGL |
Alphabet Inc.
Communication Services
|
Reduced | 704 | $251,588 | 1.10% | |
| SHEL |
Shell plc
Energy
|
Held | 3,130 | $242,700 | 1.06% | |
| AMZN |
Amazon Com Inc
Consumer Cyclical
|
Added | 985 | $234,764 | 1.03% | |
| WMB |
Williams Companies, Inc.
Energy
|
Reduced | 2,892 | $214,991 | 0.94% | |
| BANF |
Bancfirst Corp /Ok/
Financial Services
|
NEW | 1,870 | $207,813 | 0.91% | |
| TTE |
TotalEnergies SE
Energy
|
NEW | 2,516 | $195,644 | 0.86% |
Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.