UNION SAVINGS BANK

Bank

CIK

1985855

Location

LITCHFIELD, CT

Portfolio Value

Small $112,625,244

Diversification

Diversified

Filing Date

Global Rank

#5,089 / 8,232 ▲ 220

Top Industry

Software - Infrastructure 8.1%

3Y Alpha vs SPY

-6.1%

Period ended 3 months ago

Filed Apr 17, 2026 · 59d

11 quarters · since Jun 2023

Clone Performance

Aug 2023–Jun 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+48.0%

SPY

+71.4%

Annualised alpha

-6.1%

Max drawdown

−16.0%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

242 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

11.0%

−0.1 pts

Top 5

29.3%

−0.8 pts

Top 10

42.4%

−0.6 pts

HHI

287

Diversified−12

Portfolio Trend

11 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Technology	20.1%	$22,599,301	42
Unclassified	17.5%	$19,712,703	8
Healthcare	11.0%	$12,441,414	30
Financial Services	10.4%	$11,675,382	39
Industrials	8.8%	$9,883,523	34
Consumer Cyclical	8.2%	$9,209,973	24
Energy	7.6%	$8,533,961	11
Consumer Defensive	6.5%	$7,363,044	19
Communication Services	5.8%	$6,587,130	9
Utilities	2.8%	$3,109,243	14
Basic Materials	0.7%	$819,368	7
Real Estate	0.6%	$690,202	5

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

21 positions

Ticker	Company	Δ Shares	Shares	Value
MCHP	Microchip Technology Inc	+2,722	4,761	$307,608
TSCO	Tractor Supply Co /De/	+974	6,365	$288,334
PANW	Palo Alto Networks Inc	+731	2,875	$460,920
ISRG	Intuitive Surgical Inc	+561	680	$313,473
AMZN	Amazon Com Inc	+409	10,882	$2,266,394
ORCL	Oracle Corp	+397	6,597	$970,484
BX	Blackstone Inc.	+296	8,785	$1,010,186
EOG	Eog Resources Inc	+277	3,377	$488,212
MA	Mastercard Inc	+160	3,444	$1,720,829
UNH	Unitedhealth Group Inc	+158	607	$164,248
QQQ	Invesco Qqq Trust, Series 1	+125	3,898	$2,249,847
AVGO	Broadcom Inc.	+112	4,298	$1,330,273
CBRE	Cbre Group, Inc.	+104	1,183	$160,249
WAT	Waters Corp /De/	+51	61	$18,165
KO	Coca Cola Co	+32	7,610	$578,740
GEV	GE Vernova Inc.	+27	854	$745,456
CASY	Caseys General Stores Inc	+25	1,020	$742,416
BLK	BlackRock, Inc.	+25	452	$434,692
TMO	Thermo Fisher Scientific Inc.	+8	1,486	$730,413
GE	General Electric Co	+7	2,897	$822,081
MSFT	Microsoft Corp	+4	16,320	$6,041,173
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
NVO	Novo Nordisk A S	−4,885	1,252	$46,010
T	At&T Inc.	−1,754	12,784	$370,608
AWK	American Water Works Company, Inc.	−1,297	1,781	$242,376
ENB	Enbridge Inc	−1,183	20,061	$1,086,101
ACN	Accenture plc	−1,137	2,492	$494,138
NOW	ServiceNow, Inc.	−1,125	35	$3,659
NBTB	Nbt Bancorp Inc	−1,086	6,282	$267,487
CSCO	Cisco Systems, Inc.	−708	8,211	$637,091
SO	Southern Co	−701	6,104	$589,157
TFC	Truist Financial Corp	−588	2,309	$106,143
XOM	Exxon Mobil Corp	−512	30,132	$5,112,194
GSK	GSK plc	−495	2,368	$130,689
BAC	Bank Of America Corp /De/	−493	9,832	$479,310
MDLZ	Mondelez International, Inc.	−411	9,659	$556,744
MRK	Merck & Co., Inc.	−405	4,833	$581,360
GOOGL	Alphabet Inc.	−380	14,553	$4,184,860
ADP	Automatic Data Processing Inc	−366	5,507	$1,118,911
MCD	Mcdonalds Corp	−347	3,907	$1,214,256
AAPL	Apple Inc.	−332	20,981	$5,324,767
RTX	RTX Corp	−319	6,053	$1,167,623
PG	PROCTER & GAMBLE Co	−305	10,359	$1,496,253
DUK	Duke Energy CORP	−290	2,803	$367,023
D	Dominion Energy, Inc	−266	1,679	$103,795
SHEL	Shell plc	−245	1,004	$93,372
Q	Qnity Electronics, Inc.	−245	10	$1,153
No positions match the current search.

New Positions

Positions the filer opened this quarter

8 positions

Ticker	Company	Shares	Value
CEG	Constellation Energy Corp	212	$59,201
COF	Capital One Financial Corp	136	$24,810
PLTR	Palantir Technologies Inc.	100	$14,628
CNP	Centerpoint Energy Inc	147	$6,344
ULTA	Ulta Beauty, Inc.	10	$5,227
AZN	Astrazeneca PLC	15	$2,958
BA	Boeing Co	10	$1,990
VSNT	Versant Media Group, Inc.	51	$1,887
No positions match the current search.

Sold Out

Positions the filer fully exited

6 positions

Ticker	Company	Shares	Value
BR	Broadridge Financial Solutions, Inc.	620	$138,365
PAYC	Paycom Software, Inc.	505	$80,476
IBIT	iShares Bitcoin Trust ETF	903	$44,833
SOLS	Solstice Advanced Materials Inc.	807	$39,204
AON	Aon plc	64	$22,584
J	Jacobs Solutions Inc.	35	$4,636
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

242 positions · $112,625,244 total · as of Mar 31, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 242 positions by value · page 1 of 5

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AMTM	Amentum Holdings, Inc. Industrials	Held	2	0	$52	−10.3%	0.00%
MICC	Magnum Ice Cream Co N.V. Consumer Defensive	Held	25	0	$373	−5.8%	0.00%
Q	Qnity Electronics, Inc. Technology	Reduced	10	-245	$1,153	−94.5%	0.00%
SOLV	Solventum Corp Healthcare	Held	25	0	$1,632	−17.6%	0.00%
CFR	Cullen/Frost Bankers, Inc. Financial Services	Held	12	0	$1,644	+8.2%	0.00%
KNSL	Kinsale Capital Group, Inc. Financial Services	Held	5	0	$1,708	−12.6%	0.00%
VSNT	Versant Media Group, Inc. Communication Services	NEW	51	NEW	$1,887	NEW	0.00%
BA	Boeing Co Industrials	NEW	10	NEW	$1,990	NEW	0.00%
KHC	Kraft Heinz Co Consumer Defensive	Held	98	0	$2,204	−7.2%	0.00%
MC	Moelis & Co Financial Services	Held	39	0	$2,223	−17.1%	0.00%
LAD	Lithia Motors Inc Consumer Cyclical	Held	9	0	$2,247	−24.8%	0.00%
ABG	Asbury Automotive Group Inc Consumer Cyclical	Held	12	0	$2,344	−16.0%	0.00%
ABNB	Airbnb, Inc. Consumer Cyclical	Held	19	0	$2,399	−6.9%	0.00%
SLB	Slb Limited/Nv Energy	Held	47	0	$2,415	+33.9%	0.00%
CTSH	Cognizant Technology Solutions Corp Technology	Held	40	0	$2,454	−26.1%	0.00%
EXPD	Expeditors International Of Washington Inc Industrials	Held	18	0	$2,578	−3.9%	0.00%
BAM	Brookfield Asset Management Ltd. Financial Services	Held	62	0	$2,755	−15.2%	0.00%
THO	Thor Industries Inc Consumer Cyclical	Held	36	0	$2,876	−22.2%	0.00%
AZN	Astrazeneca PLC Healthcare	NEW	15	NEW	$2,958	NEW	0.00%
VFC	V F Corp Consumer Cyclical	Held	175	0	$2,973	−6.0%	0.00%
ALC	Alcon Inc Healthcare	Held	40	0	$3,014	−4.4%	0.00%
DPZ	Dominos Pizza Inc Consumer Cyclical	Held	9	0	$3,229	−13.9%	0.00%
CPRT	Copart Inc Industrials	Held	104	0	$3,452	−15.2%	0.00%
CDNS	Cadence Design Systems Inc Technology	Held	13	0	$3,612	−11.1%	0.00%
NOW	ServiceNow, Inc. Technology	Reduced	35	-1,125	$3,659	−97.9%	0.00%
O	Realty Income Corp Real Estate	Held	61	0	$3,731	+8.5%	0.00%
VLTO	Veralto Corp Industrials	Held	43	0	$3,802	−11.4%	0.00%
CDW	CDW Corp Technology	Held	32	0	$3,872	−11.2%	0.00%
KEYS	Keysight Technologies, Inc. Technology	Held	14	0	$3,953	+39.0%	0.00%
WRB	Berkley W R Corp Financial Services	Held	60	0	$3,976	−5.5%	0.00%
TEL	TE Connectivity plc Technology	Held	20	0	$4,180	−8.1%	0.00%
TDY	Teledyne Technologies Inc Technology	Held	7	0	$4,235	+18.5%	0.00%
WHR	Whirlpool Corp /De/ Consumer Cyclical	Held	80	0	$4,313	−25.3%	0.00%
BRO	Brown & Brown, Inc. Financial Services	Held	68	0	$4,434	−18.2%	0.00%
ANET	Arista Networks, Inc. Technology	Held	37	0	$4,542	−6.3%	0.00%
HEI	Heico Corp Industrials	Held	17	0	$4,661	−15.3%	0.00%
BKR	Baker Hughes Co Energy	Held	78	0	$4,761	+34.0%	0.00%
LH	Labcorp Holdings Inc. Healthcare	Held	18	0	$4,802	+6.4%	0.00%
VRTX	Vertex Pharmaceuticals Inc / Ma Healthcare	Held	11	0	$4,911	−1.5%	0.00%
XYL	Xylem Inc. Industrials	Held	42	0	$5,019	−12.2%	0.00%
ULTA	Ulta Beauty, Inc. Consumer Cyclical	NEW	10	NEW	$5,227	NEW	0.00%
CSL	Carlisle Companies Inc Industrials	Held	16	0	$5,337	+4.3%	0.00%
CCI	Crown Castle Inc. Real Estate	Held	72	0	$5,854	−8.5%	0.01%
PCAR	Paccar Inc Industrials	Held	52	0	$6,006	+5.5%	0.01%
SYY	Sysco Corp Consumer Defensive	Held	85	0	$6,063	−3.2%	0.01%
INTC	Intel Corp Technology	Held	139	0	$6,134	+19.6%	0.01%
UL	Unilever PLC Consumer Defensive	Held	111	0	$6,323	−12.9%	0.01%
CNP	Centerpoint Energy Inc Utilities	NEW	147	NEW	$6,344	NEW	0.01%
PYPL	PayPal Holdings, Inc. Financial Services	Held	160	0	$7,236	−22.5%	0.01%
ASML	Asml Holding NV Technology	Held	6	0	$7,924	+23.4%	0.01%