CDM FINANCIAL COUNSELING SERVICES, INC.

CIK

2107537

Location

NORWICH, CT

Portfolio Value

Micro $48,839,470

Diversification

Diversified

Filing Date

Global Rank

#6,508 / 8,232 ▲ 208

Top Industry

Software - Infrastructure 10.2%

3Y Alpha vs SPY

-9.4%

Period ended 2 months ago

Filed Apr 14, 2026 · 2mo

2 quarters · since Dec 2025

Clone Performance

Feb 2026–Jun 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+6.5%

SPY

+9.1%

Annualised alpha

-9.4%

Max drawdown

−8.5%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

48 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

25.5%

−0.9 pts

Top 5

43.3%

−2.4 pts

Top 10

58.7%

−1.8 pts

HHI

843

Diversified−62

Portfolio Trend

2 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Unclassified	29.7%	$14,522,973	3
Technology	15.1%	$7,394,138	7
Industrials	14.6%	$7,153,124	10
Financial Services	13.0%	$6,352,444	8
Consumer Cyclical	11.6%	$5,654,289	6
Consumer Defensive	7.2%	$3,534,274	7
Communication Services	3.6%	$1,734,480	2
Healthcare	3.4%	$1,672,615	3
Real Estate	1.0%	$511,007	1
Utilities	0.6%	$310,126	1

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
MSFT	Microsoft Corp	+606	9,480	$3,509,211
AMZN	Amazon Com Inc	+559	6,646	$1,384,162
NVDA	Nvidia Corp	+360	3,298	$575,171
PM	Philip Morris International Inc.	+203	7,427	$1,227,980
PLD	Prologis, Inc.	+178	3,866	$511,007
MAR	Marriott International Inc /Md/	+177	4,857	$1,588,578
V	Visa Inc.	+175	5,384	$1,627,260
META	Meta Platforms, Inc.	+160	1,181	$675,685
MA	Mastercard Inc	+158	1,617	$807,950
AAPL	Apple Inc.	+157	6,396	$1,623,240
ICE	Intercontinental Exchange, Inc.	+114	3,042	$478,445
MS	Morgan Stanley	+77	2,197	$361,560
UNP	Union Pacific Corp	+71	3,423	$830,488
JPM	Jpmorgan Chase & Co	+64	1,934	$568,905
JNJ	Johnson & Johnson	+60	2,942	$719,142
HON	Honeywell International Inc	+56	1,086	$245,468
TMO	Thermo Fisher Scientific Inc.	+54	1,036	$509,225
AXP	American Express Co	+37	1,903	$575,619
BRK-B	Berkshire Hathaway Inc	+22	3,267	$1,565,546
COST	Costco Wholesale Corp /New	+22	396	$394,586
CAT	Caterpillar Inc	+15	2,350	$1,664,881
AMD	Advanced Micro Devices Inc	+15	1,020	$207,498
LLY	ELI LILLY & Co	+11	483	$444,248
DE	Deere & Co	+5	831	$468,102
MCD	Mcdonalds Corp	+1	2,811	$873,630
No positions match the current search.

Trimmed

Positions the filer reduced

14 positions

Ticker	Company	Δ Shares	Shares	Value
KO	Coca Cola Co	−464	7,299	$555,088
WMT	Walmart Inc.	−275	3,341	$415,219
QQQ	Invesco Qqq Trust, Series 1	−268	2,335	$1,347,715
SPY	Spdr S&P 500 ETF Trust	−251	19,176	$12,470,919
SBUX	Starbucks Corp	−230	5,059	$453,235
PEP	Pepsico Inc	−155	2,176	$337,911
RTX	RTX Corp	−139	9,773	$1,885,211
PG	PROCTER & GAMBLE Co	−129	1,419	$204,960
NEE	Nextera Energy Inc	−97	3,339	$310,126
GOOGL	Alphabet Inc.	−94	3,682	$1,058,795
NSC	Norfolk Southern Corp	−49	2,002	$574,574
MDY	Spdr S&P Midcap 400 ETF Trust	−30	1,142	$704,339
HD	Home Depot, Inc.	−9	2,436	$801,176
ASML	Asml Holding NV	−3	602	$795,139
No positions match the current search.

New Positions

Positions the filer opened this quarter

1 positions

Ticker	Company	Shares	Value	Open
CW	Curtiss Wright Corp	350	$238,392
No positions match the current search.

Sold Out

Positions the filer fully exited

1 positions

Ticker	Company	Shares	Value	Open
ABT	Abbott Laboratories	1,769	$221,638
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

48 positions · $48,839,470 total · as of Mar 31, 2026

All sectors Communication Services Consumer Cyclical Consumer Defensive Financial Services Healthcare Industrials Real Estate Technology Utilities

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
SPY	Spdr S&P 500 ETF Trust	Reduced	19,176	-251	$12,470,919	−5.9%	25.53%
MSFT	Microsoft Corp Technology	Added	9,480	+606	$3,509,211	−18.2%	7.19%
RTX	RTX Corp Industrials	Reduced	9,773	-139	$1,885,211	+3.7%	3.86%
CAT	Caterpillar Inc Industrials	Added	2,350	+15	$1,664,881	+24.5%	3.41%
V	Visa Inc. Financial Services	Added	5,384	+175	$1,627,260	−10.9%	3.33%
AAPL	Apple Inc. Technology	Added	6,396	+157	$1,623,240	−4.3%	3.32%
MAR	Marriott International Inc /Md/ Consumer Cyclical	Added	4,857	+177	$1,588,578	+9.4%	3.25%
BRK-B	Berkshire Hathaway Inc Financial Services	Added	3,267	+22	$1,565,546	−4.0%	3.21%
AMZN	Amazon Com Inc Consumer Cyclical	Added	6,646	+559	$1,384,162	−1.5%	2.83%
QQQ	Invesco Qqq Trust, Series 1	Reduced	2,335	-268	$1,347,715	−15.7%	2.76%
PM	Philip Morris International Inc. Consumer Defensive	Added	7,427	+203	$1,227,980	+6.0%	2.51%
GOOGL	Alphabet Inc. Communication Services	Reduced	3,682	-94	$1,058,795	−10.4%	2.17%
MCD	Mcdonalds Corp Consumer Cyclical	Added	2,811	+1	$873,630	+1.7%	1.79%
UNP	Union Pacific Corp Industrials	Added	3,423	+71	$830,488	+7.1%	1.70%
MA	Mastercard Inc Financial Services	Added	1,617	+158	$807,950	−3.0%	1.65%
HD	Home Depot, Inc. Consumer Cyclical	Reduced	2,436	-9	$801,176	−4.8%	1.64%
ASML	Asml Holding NV Technology	Reduced	602	-3	$795,139	+22.8%	1.63%
JNJ	Johnson & Johnson Healthcare	Added	2,942	+60	$719,142	+20.6%	1.47%
MDY	Spdr S&P Midcap 400 ETF Trust	Reduced	1,142	-30	$704,339	−0.4%	1.44%
META	Meta Platforms, Inc. Communication Services	Added	1,181	+160	$675,685	+0.3%	1.38%
CSX	Csx Corp Industrials	Held	15,503	0	$636,398	+13.2%	1.30%
AXP	American Express Co Financial Services	Added	1,903	+37	$575,619	−16.6%	1.18%
NVDA	Nvidia Corp Technology	Added	3,298	+360	$575,171	+5.0%	1.18%
NSC	Norfolk Southern Corp Industrials	Reduced	2,002	-49	$574,574	−3.0%	1.18%
JPM	Jpmorgan Chase & Co Financial Services	Added	1,934	+64	$568,905	−5.6%	1.16%
KO	Coca Cola Co Consumer Defensive	Reduced	7,299	-464	$555,088	+2.3%	1.14%
YUM	Yum Brands Inc Consumer Cyclical	Held	3,560	0	$553,508	+2.8%	1.13%
PLD	Prologis, Inc. Real Estate	Added	3,866	+178	$511,007	+8.5%	1.05%
TMO	Thermo Fisher Scientific Inc. Healthcare	Added	1,036	+54	$509,225	−10.5%	1.04%
ICE	Intercontinental Exchange, Inc. Financial Services	Added	3,042	+114	$478,445	+0.9%	0.98%
GRMN	Garmin Ltd Technology	Held	2,050	0	$475,620	+14.4%	0.97%
DE	Deere & Co Industrials	Added	831	+5	$468,102	+21.7%	0.96%
SBUX	Starbucks Corp Consumer Cyclical	Reduced	5,059	-230	$453,235	+1.8%	0.93%
LLY	ELI LILLY & Co Healthcare	Added	483	+11	$444,248	−12.4%	0.91%
WMT	Walmart Inc. Consumer Defensive	Reduced	3,341	-275	$415,219	+3.1%	0.85%
MNST	Monster Beverage Corp Consumer Defensive	Held	5,500	0	$398,530	−5.5%	0.82%
COST	Costco Wholesale Corp /New Consumer Defensive	Added	396	+22	$394,586	+22.3%	0.81%
GS	Goldman Sachs Group Inc Financial Services	Held	434	0	$367,159	−3.8%	0.75%
MS	Morgan Stanley Financial Services	Added	2,197	+77	$361,560	−3.9%	0.74%
LMT	Lockheed Martin Corp Industrials	Held	585	0	$353,568	+25.0%	0.72%
PEP	Pepsico Inc Consumer Defensive	Reduced	2,176	-155	$337,911	+1.0%	0.69%
NEE	Nextera Energy Inc Utilities	Reduced	3,339	-97	$310,126	+12.4%	0.63%
GD	General Dynamics Corp Industrials	Held	746	0	$256,042	+1.9%	0.52%
HON	Honeywell International Inc Industrials	Added	1,086	+56	$245,468	+22.2%	0.50%
CW	Curtiss Wright Corp Industrials	NEW	350	NEW	$238,392	NEW	0.49%
ADP	Automatic Data Processing Inc Technology	Held	1,025	0	$208,259	−21.0%	0.43%
AMD	Advanced Micro Devices Inc Technology	Added	1,020	+15	$207,498	−3.6%	0.42%
PG	PROCTER & GAMBLE Co Consumer Defensive	Reduced	1,419	-129	$204,960	−7.6%	0.42%