CDM FINANCIAL COUNSELING SERVICES, INC.
Regulatory profile
From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.
Portfolio style
Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.
Closest benchmark: every 13F filer's combined book, active share 76.7%; sector active share 57.8% against the combined 13F book's sector weights.
Over time 3 measured quarters
How the bands are measured
Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.
Clone Performance
Build a hypothetical price-return history from this filer's public 13F holdings.
View clone backtestPortfolio Concentration
77 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026Portfolio Trend
Sector Breakdown
As of Sep 30, 2026| Sector | % Portfolio | Value |
|---|---|---|
| Unclassified | 65.1% | $71,307,668 |
| Technology | 8.2% | $9,025,105 |
| Financial Services | 6.9% | $7,566,147 |
| Industrials | 6.2% | $6,845,744 |
| Consumer Cyclical | 4.9% | $5,362,071 |
| Communication Services | 3.3% | $3,651,916 |
| Consumer Defensive | 2.9% | $3,129,613 |
| Healthcare | 1.7% | $1,916,280 |
| Real Estate | 0.5% | $526,111 |
| Utilities | 0.2% | $264,181 |
Last Quarter's Activity
Export CSVAdded To
Positions the filer increased| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| MNST | Monster Beverage Corp | +5,500 | 9,000 | $374,580 | |
| SCHD | Schwab U.S. Dividend Equity ETF | +3,110 | 27,195 | $884,653 | |
| VTI | VANGUARD TOTAL STOCK MARKET INDEX FUND | +1,245 | 20,978 | $7,850,806 | |
| XLC | State Street(R) Communication Services Select Sector SPDR(R) ETF | +720 | 34,379 | $3,815,037 | |
| XLU | State Street(R) Utilities Select Sector SPDR(R) ETF | +665 | 34,368 | $1,355,473 | |
| XLY | State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF | +609 | 20,674 | $2,250,158 | |
| VIG | Vanguard Specialized Funds | +577 | 26,503 | $6,183,414 | |
| MAR | Marriott International Inc /Md/ | +566 | 4,755 | $1,691,210 | |
| MGK | VANGUARD MEGA CAP GROWTH INDEX FUND | +501 | 47,615 | $4,411,529 | |
| RSP | Victory Portfolios II | +317 | 4,122 | $0 | |
| FDVV | Fidelity High Dividend ETF | +306 | 13,916 | $845,118 | |
| AMZN | Amazon Com Inc | +200 | 6,559 | $1,634,174 | |
| QQQM | Invesco Ltd. | +171 | 4,203 | $0 | |
| PM | Philip Morris International Inc. | +159 | 7,606 | $1,451,376 | |
| RTX | RTX Corp | +141 | 9,918 | $1,841,276 | |
| NEE | Nextera Energy Inc | +135 | 3,488 | $264,181 | |
| SOXX | iShares Semiconductor ETF | +105 | 5,315 | $0 | |
| XLK | State Street(R) Technology Select Sector SPDR(R) ETF | +103 | 64,201 | $12,567,345 | |
| SMH | VanEck Semiconductor ETF | +102 | 2,792 | $1,700,328 | |
| GOOGL | Alphabet Inc. | +98 | 3,500 | $1,204,280 | |
| GOOG | Alphabet Inc. | +85 | 5,187 | $1,767,418 | |
| SBUX | Starbucks Corp | +77 | 5,253 | $493,571 | |
| CSX | Csx Corp | +73 | 11,076 | $515,144 | |
| AXP | American Express Co | +73 | 1,676 | $509,671 | |
| PLD | Prologis, Inc. | +68 | 4,052 | $526,111 | |
| No positions match the current search. | |||||
Trimmed
Positions the filer reduced| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| YUM | Yum Brands Inc | −299 | 2,977 | $405,884 | |
| VYM | VANGUARD HIGH DIVIDEND YIELD INDEX FUND | −238 | 23,530 | $3,651,856 | |
| HD | Home Depot, Inc. | −225 | 2,132 | $606,532 | |
| ICE | Intercontinental Exchange, Inc. | −99 | 2,082 | $316,526 | |
| MCD | Mcdonalds Corp | −87 | 2,298 | $530,700 | |
| AAPL | Apple Inc. | −73 | 5,623 | $1,872,571 | |
| SPY | Spdr S&P 500 ETF Trust | −58 | 18,534 | $14,134,584 | |
| QQQ | Invesco Qqq Trust, Series 1 | −40 | 2,260 | $1,671,880 | |
| CAT | Caterpillar Inc | −15 | 2,130 | $1,726,982 | |
| MDY | Spdr S&P Midcap 400 ETF Trust | −10 | 1,131 | $742,739 | |
| No positions match the current search. | |||||
New Positions
Positions the filer opened this quarterSold Out
Positions the filer fully exited| Ticker | Company | Type | Shares | Value (USD) | % of Portfolio | History |
|---|---|---|---|---|---|---|
| SPY |
Spdr S&P 500 ETF Trust
|
Reduced | 18,534 | $14,134,584 | 12.90% | |
| XLK |
State Street(R) Technology Select Sector SPDR(R) ETF
|
Added | 64,201 | $12,567,345 | 11.47% | |
| VTI |
VANGUARD TOTAL STOCK MARKET INDEX FUND
|
Added | 20,978 | $7,850,806 | 7.16% | |
| VIG |
Vanguard Specialized Funds
|
Added | 26,503 | $6,183,414 | 5.64% | |
| MSFT |
Microsoft Corp
Technology
|
Added | 9,153 | $4,694,573 | 4.28% | |
| MGK |
VANGUARD MEGA CAP GROWTH INDEX FUND
|
Added | 47,615 | $4,411,529 | 4.03% | |
| XLC |
State Street(R) Communication Services Select Sector SPDR(R) ETF
|
Added | 34,379 | $3,815,037 | 3.48% | |
| VYM |
VANGUARD HIGH DIVIDEND YIELD INDEX FUND
|
Reduced | 23,530 | $3,651,856 | 3.33% | |
| VUG |
VANGUARD GROWTH INDEX FUND
|
Added | 31,881 | $2,872,796 | 2.62% | |
| VOO |
VANGUARD 500 INDEX FUND
|
Added | 3,785 | $2,652,755 | 2.42% | |
| XLY |
State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF
|
Added | 20,674 | $2,250,158 | 2.05% | |
| V |
Visa Inc.
Financial Services
|
Added | 5,348 | $1,921,696 | 1.75% | |
| AAPL |
Apple Inc.
Technology
|
Reduced | 5,623 | $1,872,571 | 1.71% | |
| RTX |
RTX Corp
Industrials
|
Added | 9,918 | $1,841,276 | 1.68% | |
| BRK-B |
Berkshire Hathaway Inc
Financial Services
|
Added | 3,616 | $1,800,587 | 1.64% | |
| GOOG |
Alphabet Inc.
Communication Services
|
Added | 5,187 | $1,767,418 | 1.61% | |
| CAT |
Caterpillar Inc
Industrials
|
Reduced | 2,130 | $1,726,982 | 1.58% | |
| SMH |
VanEck Semiconductor ETF
|
Added | 2,792 | $1,700,328 | 1.55% | |
| MAR |
Marriott International Inc /Md/
Consumer Cyclical
|
Added | 4,755 | $1,691,210 | 1.54% | |
| QQQ |
Invesco Qqq Trust, Series 1
|
Reduced | 2,260 | $1,671,880 | 1.53% | |
| AMZN |
Amazon Com Inc
Consumer Cyclical
|
Added | 6,559 | $1,634,174 | 1.49% | |
| PM |
Philip Morris International Inc.
Consumer Defensive
|
Added | 7,606 | $1,451,376 | 1.32% | |
| XLU |
State Street(R) Utilities Select Sector SPDR(R) ETF
|
Added | 34,368 | $1,355,473 | 1.24% | |
| GOOGL |
Alphabet Inc.
Communication Services
|
Added | 3,500 | $1,204,280 | 1.10% | |
| UNP |
Union Pacific Corp
Industrials
|
Added | 3,528 | $960,074 | 0.88% | |
| SCHD |
Schwab U.S. Dividend Equity ETF
|
Added | 27,195 | $884,653 | 0.81% | |
| FDVV |
Fidelity High Dividend ETF
|
Added | 13,916 | $845,118 | 0.77% | |
| MA |
Mastercard Inc
Financial Services
|
Added | 1,470 | $810,660 | 0.74% | |
| BRK-A |
Berkshire Hathaway Inc
Financial Services
|
Held | 1 | $747,005 | 0.68% | |
| MDY |
Spdr S&P Midcap 400 ETF Trust
|
Reduced | 1,131 | $742,739 | 0.68% | |
| ASML |
Asml Holding NV
Technology
|
Held | 398 | $721,044 | 0.66% | |
| TMO |
Thermo Fisher Scientific Inc.
Healthcare
|
Held | 1,053 | $710,827 | 0.65% | |
| META |
Meta Platforms, Inc.
Communication Services
|
Added | 938 | $680,218 | 0.62% | |
| JPM |
Jpmorgan Chase & Co
Financial Services
|
Added | 1,983 | $656,035 | 0.60% | |
| XLV |
State Street(R) Health Care Select Sector SPDR(R) ETF
|
Held | 3,893 | $655,659 | 0.60% | |
| NVDA |
Nvidia Corp
Technology
|
Added | 2,840 | $648,599 | 0.59% | |
| JNJ |
Johnson & Johnson
Healthcare
|
Added | 2,403 | $636,170 | 0.58% | |
| DE |
Deere & Co
Industrials
|
Added | 939 | $630,585 | 0.58% | |
| NSC |
Norfolk Southern Corp
Industrials
|
Added | 2,003 | $618,927 | 0.56% | |
| HD |
Home Depot, Inc.
Consumer Cyclical
|
Reduced | 2,132 | $606,532 | 0.55% | |
| KO |
Coca Cola Co
Consumer Defensive
|
Added | 6,921 | $595,759 | 0.54% | |
| GRMN |
Garmin Ltd
Technology
|
Held | 2,050 | $588,022 | 0.54% | |
| LLY |
ELI LILLY & Co
Healthcare
|
Added | 492 | $569,283 | 0.52% | |
| FDRR |
Fidelity Dividend ETF for Rising Rates
|
Held | 7,850 | $535,291 | 0.49% | |
| MCD |
Mcdonalds Corp
Consumer Cyclical
|
Reduced | 2,298 | $530,700 | 0.48% | |
| PLD |
Prologis, Inc.
Real Estate
|
Added | 4,052 | $526,111 | 0.48% | |
| CSX |
Csx Corp
Industrials
|
Added | 11,076 | $515,144 | 0.47% | |
| AXP |
American Express Co
Financial Services
|
Added | 1,676 | $509,671 | 0.47% | |
| SBUX |
Starbucks Corp
Consumer Cyclical
|
Added | 5,253 | $493,571 | 0.45% | |
| FHLC |
Fidelity MSCI Health Care Index ETF
|
Added | 5,919 | $483,582 | 0.44% |
Showing the top 50 of 77 positions. Create a free account to see every position, past quarters, search, filters and CSV export.
Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.