Virginia Estate & Retirement Planning Advisors Inc.

Pension

CIK

2115327

Location

GLEN ALLEN, VA

Portfolio Value

Micro $6,503,729

Diversification

Diversified

Filing Date

Mar 31, 2026

Global Rank

#7,911 / 8,232

Top Industry

Consumer Electronics 21.3%

3Y Alpha vs SPY

-29.7%

Period ended 2 months ago

Filed May 12, 2026 · 33d

Clone Performance

May 2026–Jun 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

-1.1%

SPY

+0.2%

Annualised alpha

—

Max drawdown

−4.3%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

128 positions · as of Mar 31, 2026

Top Position

20.8%

of portfolio value

Top 5

51.7%

of portfolio value

Top 10

64.7%

of portfolio value

HHI

770

Diversified

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Technology	35.5%	$2,306,338	17
Consumer Cyclical	15.1%	$983,704	12
Healthcare	14.4%	$937,655	24
Financial Services	12.7%	$828,830	18
Industrials	5.5%	$356,115	16
Communication Services	4.9%	$316,786	5
Consumer Defensive	4.1%	$264,323	12
Unclassified	2.4%	$159,301	1
Energy	2.3%	$150,028	6
Utilities	1.2%	$78,810	5
Real Estate	1.0%	$65,944	6
Basic Materials	0.9%	$55,895	6

Portfolio Positions

Compact Export CSV View 13F filing

128 positions · $6,503,729 total · as of Mar 31, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 128 positions by value · page 1 of 3

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAPL	Apple Inc. Technology	First	5,336	—	$1,354,223	—	20.82%
AMZN	Amazon Com Inc Consumer Cyclical	First	3,672	—	$764,767	—	11.76%
CVS	CVS HEALTH Corp Healthcare	First	8,110	—	$582,460	—	8.96%
PSLV	Sprott Physical Silver Trust Financial Services	First	16,610	—	$405,117	—	6.23%
MSFT	Microsoft Corp Technology	First	684	—	$253,196	—	3.89%
NVDA	Nvidia Corp Technology	First	1,432	—	$249,740	—	3.84%
QQQ	Invesco Qqq Trust, Series 1	First	276	—	$159,301	—	2.45%
AMAT	Applied Materials Inc /De Technology	First	445	—	$152,096	—	2.34%
META	Meta Platforms, Inc. Communication Services	First	255	—	$145,893	—	2.24%
AXON	Axon Enterprise, Inc. Industrials	First	330	—	$140,147	—	2.15%
GOOGL	Alphabet Inc. Communication Services	First	480	—	$138,028	—	2.12%
JPM	Jpmorgan Chase & Co Financial Services	First	381	—	$112,074	—	1.72%
HD	Home Depot, Inc. Consumer Cyclical	First	310	—	$101,955	—	1.57%
ORCL	Oracle Corp Technology	First	682	—	$100,329	—	1.54%
PM	Philip Morris International Inc. Consumer Defensive	First	589	—	$97,385	—	1.50%
JNJ	Johnson & Johnson Healthcare	First	343	—	$83,842	—	1.29%
ABBV	AbbVie Inc. Healthcare	First	338	—	$73,511	—	1.13%
VRTS	Virtus Investment Partners, Inc. Financial Services	First	500	—	$67,175	—	1.03%
CVX	Chevron Corp Energy	First	240	—	$49,656	—	0.76%
ADP	Automatic Data Processing Inc Technology	First	233	—	$47,340	—	0.73%
IBM	International Business Machines Corp Technology	First	190	—	$46,054	—	0.71%
PEP	Pepsico Inc Consumer Defensive	First	260	—	$40,375	—	0.62%
WFC	Wells Fargo & Company/Mn Financial Services	First	497	—	$39,566	—	0.61%
NEE	Nextera Energy Inc Utilities	First	401	—	$37,244	—	0.57%
LHX	L3harris Technologies, Inc. /De/ Industrials	First	106	—	$36,585	—	0.56%
ENB	Enbridge Inc Energy	First	665	—	$36,003	—	0.55%
WTRG	Essential Utilities, Inc. Utilities	First	879	—	$35,397	—	0.54%
PFE	Pfizer Inc Healthcare	First	1,249	—	$35,071	—	0.54%
CBSH	Commerce Bancshares Inc /Mo/ Financial Services	First	703	—	$34,587	—	0.53%
BRK-B	Berkshire Hathaway Inc Financial Services	First	70	—	$33,544	—	0.52%
LOW	Lowes Companies Inc Consumer Cyclical	First	140	—	$33,079	—	0.51%
CSX	Csx Corp Industrials	First	789	—	$32,388	—	0.50%
ABT	Abbott Laboratories Healthcare	First	309	—	$31,725	—	0.49%
C	Citigroup Inc Financial Services	First	276	—	$31,301	—	0.48%
AVGO	Broadcom Inc. Technology	First	100	—	$30,951	—	0.48%
PG	PROCTER & GAMBLE Co Consumer Defensive	First	206	—	$29,754	—	0.46%
VIST	Vista Energy, S.A.B. de C.V. Energy	First	378	—	$28,527	—	0.44%
DE	Deere & Co Industrials	First	50	—	$28,165	—	0.43%
EMR	Emerson Electric Co Industrials	First	213	—	$27,907	—	0.43%
COST	Costco Wholesale Corp /New Consumer Defensive	First	28	—	$27,900	—	0.43%
MKL	Markel Group Inc. Financial Services	First	14	—	$26,796	—	0.41%
BMY	Bristol Myers Squibb Co Healthcare	First	441	—	$26,746	—	0.41%
BABA	Alibaba Group Holding Ltd Consumer Cyclical	First	200	—	$25,092	—	0.39%
MDLZ	Mondelez International, Inc. Consumer Defensive	First	399	—	$22,998	—	0.35%
WMT	Walmart Inc. Consumer Defensive	First	180	—	$22,370	—	0.34%
APD	Air Products & Chemicals, Inc. Basic Materials	First	76	—	$22,077	—	0.34%
O	Realty Income Corp Real Estate	First	359	—	$21,963	—	0.34%
NSC	Norfolk Southern Corp Industrials	First	70	—	$20,090	—	0.31%
MCD	Mcdonalds Corp Consumer Cyclical	First	63	—	$19,579	—	0.30%
AMD	Advanced Micro Devices Inc Technology	First	85	—	$17,291	—	0.27%