Virginia Estate & Retirement Planning Advisors Inc.

Pension

CIK

2115327

Location

GLEN ALLEN, VA

Portfolio Value

Micro $15,642,173

Diversification

Moderately concentrated

Filing Date

Global Rank

#7,905 / 8,517 ▲ 599

Top Industry

Asset Management 17.9%

3Y Alpha vs SPY

+1.2%

Period ended 47 days ago

Filed Jul 28, 2026 · 19d

2 quarters · since Mar 2026

Clone Performance

May 2026–Aug 2026 · vs SPY

Hypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.

Cloned portfolio

+4.0%

SPY

+5.0%

Annualised alpha

-4.5%

Max drawdown

−7.2%

Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. Returns use comparable raw closes and exclude dividends; a captured split can shorten the simulated window. It tracks 100% of reported value on average across 2 quarters. Past performance does not predict future results.

Portfolio Concentration

145 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026

Top Position

39.9%

+17.0 pts

Top 5

71.1%

+20.0 pts

Top 10

79.0%

+15.3 pts

HHI

1,874

Moderately concentrated+1,042

Portfolio Trend

2 quarters · across all stocks

Sector Breakdown

As of Jun 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	39.9%	$6,237,308	1
Technology	17.8%	$2,779,145	19
Financial Services	13.3%	$2,074,315	20
Consumer Cyclical	8.6%	$1,346,994	13
Healthcare	7.9%	$1,239,612	23
Industrials	2.9%	$456,503	20
Consumer Defensive	2.9%	$454,691	13
Communication Services	2.4%	$369,482	6
Utilities	1.8%	$280,594	7
Energy	1.5%	$233,774	7
Real Estate	0.7%	$112,453	8
Basic Materials	0.4%	$57,302	8

Last Quarter's Activity

Export CSV

Jun 30, 2026 vs Mar 31, 2026

Added To

Positions the filer increased

14 positions

Ticker	Company	Δ Shares	Shares	Value
PSLV	Sprott Physical Silver Trust	+68,281	84,891	$1,601,893
QQQ	Invesco Qqq Trust, Series 1	+8,194	8,470	$6,237,308
PFE	Pfizer Inc	+865	2,114	$50,905
AMZN	Amazon Com Inc	+413	4,085	$973,618
PAYX	Paychex Inc	+240	272	$26,745
WMT	Walmart Inc.	+237	417	$47,229
VTRS	Viatris Inc	+106	228	$3,620
AMGN	Amgen Inc	+36	49	$17,743
PM	Philip Morris International Inc.	+2	591	$106,917
NNN	Nnn REIT, Inc.	+1	343	$15,959
O	Realty Income Corp	+1	360	$22,305
IBM	International Business Machines Corp	+1	191	$53,711
ADC	Agree Realty Corp	+1	48	$3,635
MDLZ	Mondelez International, Inc.	+1	400	$23,136
No positions match the current search.

Trimmed

Positions the filer reduced

3 positions

Ticker	Company	Δ Shares	Shares	Value
AAPL	Apple Inc.	−240	5,096	$1,474,578
GOOGL	Alphabet Inc.	−29	480	$171,537
HON	Honeywell International Inc	−23	23	$5,149
No positions match the current search.

New Positions

Positions the filer opened this quarter

21 positions

Ticker	Company	Shares	Value
D	Dominion Energy, Inc	2,665	$181,992
MO	Altria Group, Inc.	2,256	$162,319
DKS	Dick's Sporting Goods, Inc.	714	$161,942
XOM	ExxonMobil Holdings Corp	919	$125,645
UDR	UDR, Inc.	837	$33,413
DIS	Walt Disney Co	264	$25,410
ADI	Analog Devices Inc	60	$23,830
DUK	Duke Energy CORP	185	$23,417
PANW	Palo Alto Networks Inc	56	$19,097
IR	Ingersoll Rand Inc.	221	$18,119
WSO	Watsco Inc	36	$15,002
FDX	Fedex Corp	39	$12,212
VICI	Vici Properties Inc.	378	$10,035
FNF	Fidelity National Financial, Inc.	203	$9,573
UBSI	United Bankshares Inc/Wv	56	$2,566
HP	Helmerich & Payne, Inc.	25	$818
ACNT	Ascent Industries Co.	34	$511
BHF	Brighthouse Financial, Inc.	4	$253
CC	Chemours Co	10	$205
EMBJ	Embraer S.A.	2	$127
KSS	KOHLS Corp	4	$70
No positions match the current search.

Sold Out

Positions the filer fully exited

6 positions

Ticker	Company	Shares	Value
VIST	Vista Energy, S.A.B. de C.V.	378	$28,527
IEUS	iShares MSCI Europe Small-Cap ETF	240	$15,919
XLB	State Street Materials Select Sector SPDR ETF	254	$12,692
ELV	Elevance Health, Inc.	25	$7,318
PZZA	Papa Johns International Inc	56	$1,814
UBCP	United Bancorp Inc /Oh/	56	$851
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

145 tracked positions · $15,642,173 total · as of Jun 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 145 positions by value · page 1 of 3

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
QQQ	Invesco Qqq Trust, Series 1	Added	8,470	+8,194	$6,237,308	+3815.4%	39.87%
PSLV	Sprott Physical Silver Trust Financial Services	Added	84,891	+68,281	$1,601,893	+295.4%	10.24%
AAPL	Apple Inc. Technology	Reduced	5,096	-240	$1,474,578	+8.9%	9.43%
AMZN	Amazon Com Inc Consumer Cyclical	Added	4,085	+413	$973,618	+27.3%	6.22%
CVS	CVS HEALTH Corp Healthcare	Held	8,110	0	$838,979	+5199.6%	5.36%
AMAT	Applied Materials Inc /De Technology	Held	445	0	$321,735	+111.5%	2.06%
NVDA	Nvidia Corp Technology	Held	1,432	0	$286,528	+14.7%	1.83%
MSFT	Microsoft Corp Technology	Held	684	0	$255,145	+0.8%	1.63%
AXON	Axon Enterprise, Inc. Industrials	Held	330	0	$185,001	+32.0%	1.18%
D	Dominion Energy, Inc Utilities	NEW	2,665	NEW	$181,992	NEW	1.16%
GOOGL	Alphabet Inc. Communication Services	Reduced	480	-29	$171,537	+17.2%	1.10%
MO	Altria Group, Inc. Consumer Defensive	NEW	2,256	NEW	$162,319	NEW	1.04%
DKS	Dick's Sporting Goods, Inc. Consumer Cyclical	NEW	714	NEW	$161,942	NEW	1.04%
META	Meta Platforms, Inc. Communication Services	Held	255	0	$143,638	−1.5%	0.92%
XOM	ExxonMobil Holdings Corp Energy	NEW	919	NEW	$125,645	NEW	0.80%
JPM	Jpmorgan Chase & Co Financial Services	Held	381	0	$124,712	+11.3%	0.80%
HD	Home Depot, Inc. Consumer Cyclical	Held	310	0	$109,330	+7.2%	0.70%
PM	Philip Morris International Inc. Consumer Defensive	Added	591	+2	$106,917	+9.8%	0.68%
ORCL	Oracle Corp Technology	Held	682	0	$99,947	−0.4%	0.64%
JNJ	Johnson & Johnson Healthcare	Held	343	0	$87,111	+3.9%	0.56%
ABBV	AbbVie Inc. Healthcare	Held	338	0	$85,054	+15.7%	0.54%
VRTS	Virtus Investment Partners, Inc. Financial Services	Held	500	0	$71,750	+604.8%	0.46%
IBM	International Business Machines Corp Technology	Added	191	+1	$53,711	+16.6%	0.34%
ADP	Automatic Data Processing Inc Technology	Held	233	0	$52,180	+10.2%	0.33%
PFE	Pfizer Inc Healthcare	Added	2,114	+865	$50,905	+45.1%	0.33%
AMD	Advanced Micro Devices Inc Technology	Held	85	0	$49,377	+185.6%	0.32%
WMT	Walmart Inc. Consumer Defensive	Added	417	+237	$47,229	+111.1%	0.30%
INTC	Intel Corp Technology	Held	305	0	$42,587	+216.4%	0.27%
WFC	Wells Fargo & Company/Mn Financial Services	Held	497	0	$41,072	+3.8%	0.26%
CBSH	Commerce Bancshares Inc /Mo/ Financial Services	Held	703	0	$40,598	+17.4%	0.26%
CVX	Chevron Corp Energy	Held	240	0	$39,782	−19.9%	0.25%
C	Citigroup Inc Financial Services	Held	276	0	$38,628	+23.4%	0.25%
AVGO	Broadcom Inc. Technology	Held	100	0	$37,775	+22.0%	0.24%
CSX	Csx Corp Industrials	Held	789	0	$37,501	+15.8%	0.24%
ENB	Enbridge Inc Energy	Held	665	0	$36,049	+0.1%	0.23%
PEP	Pepsico Inc Consumer Defensive	Held	260	0	$35,204	−12.8%	0.23%
NEE	Nextera Energy Inc Utilities	Held	401	0	$35,195	−5.5%	0.23%
BRK-B	Berkshire Hathaway Inc Financial Services	Held	70	0	$35,027	+4.4%	0.22%
WTRG	Essential Utilities, Inc. Utilities	Held	879	0	$33,674	−4.9%	0.22%
UDR	UDR, Inc. Real Estate	NEW	837	NEW	$33,413	NEW	0.21%
DE	Deere & Co Industrials	Held	50	0	$31,716	+12.6%	0.20%
LOW	Lowes Companies Inc Consumer Cyclical	Held	140	0	$30,868	−6.7%	0.20%
LHX	L3harris Technologies, Inc. /De/ Industrials	Held	106	0	$30,802	−15.8%	0.20%
EMR	Emerson Electric Co Industrials	Held	213	0	$30,490	+9.3%	0.19%
PG	PROCTER & GAMBLE Co Consumer Defensive	Held	206	0	$30,207	+1.5%	0.19%
ABT	Abbott Laboratories Healthcare	Held	309	0	$28,038	−11.6%	0.18%
MKL	Markel Group Inc. Financial Services	Held	14	0	$27,342	+2.0%	0.17%
PAYX	Paychex Inc Technology	Added	272	+240	$26,745	+807.5%	0.17%
COST	Costco Wholesale Corp /New Consumer Defensive	Held	28	0	$26,193	−6.1%	0.17%
DIS	Walt Disney Co Communication Services	NEW	264	NEW	$25,410	NEW	0.16%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.