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UBSI · United Bankshares Inc/Wv

Track UBSI — free
Market Cap
$6.43B
Shares
136.21M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$47.22 Open$47.32 Day$46.78–47.65 52W close$34.31–49.37 Avg vol 30d790K Short int5.6M · 4.1% float · 7.1d Short vol67% Last earningsJul 23, 2026 DataJan 2020–Sep 2026 Filing10-Q · Aug 7

Up next

Next earnings call
Oct 22, 2026 Est · unconfirmed · in 6 wks
filed Aug 7, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$1.28B
Trailing 12 months
Net income (TTM)
$515.15M
Trailing 12 months
Revenue growth YoY
+5.8%
Year over year
Operating margin
Trailing 12 months
P / E (TTM)
12.9
Trailing earnings · reciprocal yield 7.8%
FCF yield
8.3%
TTM · current market cap
Return on invested capital
Trailing 12 months
Net cash
Latest balance sheet
Dividend yield
3.2%
Trailing 12 months
Shares change YoY
-2.8%
Year over year · fewer shares
Price change (1Y)
+24.0%
Trailing year
Short interest
4.1%
Latest settlement · 7.1 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Strong Sentiment Neutral Fundamentals Strong Quant / Vol Very Low
Market backdrop VIX 15.8 · calm Equity put/call 0.58
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +9%
above
Price vs 50-day avg −1%
below
RSI (14) 46
neutral
MACD trend Negative
52-week position 86%
near high
Momentum
relative strength
Strong
1-month return −4%
trailing
6-month return +19%
trailing
YTD return +23%
this year
Relative strength +2%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $48 › 200d $43 — 50d above 200d
Institutional flow Accumulating
+7% holders QoQ · +68 funds added
Insider flow Distributing
Net -$148.5K over 90 days · 100% sells
Short interest Rising
4.10% of float · ▲ +2.3% MoM · 7.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
450 holders — near 3-yr high, broad support
Squeeze score 57
elevated · 0–100
Fundamentals
Strong
Revenue growth −6%
Y/Y
EPS growth +19%
Y/Y
Free cash flow $481.2M
Valuation P/E 12.9
in line
Balance sheet $1.8B
net cash
Quant / Vol
risk profile
Very Low
Volatility 22%
annualized · 1-yr
Max drawdown −14%
past year
ATR 1.6%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the 8-K filed Jul 23, 2026
FY 2026
Provision expense Initiated $30M
2026
Non interest income $135M – $140M
Non interest expense $620M – $625M
Effective Tax Rate 20.5%
Prior guidance period ended · from the 8-K filed Jul 25, 2024
Non interest income · 2024 $120M – $125M
Non interest expense · 2024 $550M – $560M
Effective Tax Rate · remainder of 2024 20.2%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy
1 · 3 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+9% Bullish
Price vs 50-day avg
−1% Neutral
RSI (14)
46 Neutral
MACD trend
Negative Bearish
52-week position
86% Bullish
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $48 › 200d $43 — 50d above 200d
Institutional flow Accumulating
+7% holders QoQ · +68 funds added
Insider flow Distributing
Net -$148.5K over 90 days · 100% sells
Short interest Rising
4.10% of float · ▲ +2.3% MoM · 7.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
450 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $34 Now $47 · 86% Range high $49
vs 200-day avg +9% vs 50-day avg -1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
UBSI
United Bankshares Inc/Wv
this stock
$6.43B +23.0% -5.7% 12.9 4.1%
MFG
Mizuho Financial Group Inc
$138.58B +56.4% 0.1%
HDB
Hdfc Bank Ltd
$119.92B -36.1% -3.2% 0.7%
CIXPF
CaixaBank/ADR
$107.26B +26.7% 0.1%
IBN
Icici Bank Ltd
$105.48B -1.4% 0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
450
% held
75.7%
Net QoQ
+2.8M sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
364
View
Short & Settlement
Short Interest Rising
Shares short
5.6M
Days to cover
7.1d
Change
+127.2K sh
View
Short Volume
Short vol %
67%
As of
Sep 11, 2026
Short Total
View
Fails to Deliver
FTD shares
1.2K
Value
$56.8K
As of
Jul 24, 2026
View
Off-Exchange
Off-exchange %
29.0%
Week of
Aug 3, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$148.5K
Buyers / Sellers
0 / 1
Buyers Sellers
View
Congressional Trades Sell
Member
Lisa McClain
Amount
$1.0K–$15.0K
Traded
Jun 11, 2025
View
Financials
Financials
Revenue (FY)
$312.0M
Net income (FY)
$464.6M
EPS diluted
$3.27
View
Filings
SEC Filings
Latest
8-K
Filed
Aug 24, 2026
This year
9
View
Proposed Sales
Value
$148.7K
Shares
3.2K
Filed
Sep 1, 2026
View
Earnings & Events
Earnings Calls
Last call
Jul 23, 2026
View
Investor Relations
Latest news
United Bankshares Declares Third…
Published
Aug 24, 2026
View

Performance

5D 20D 120D MTD YTD
UBSI -0.8% -3.8% +19.4% +0.2% +23.0%
SPY -1.2% -1.8% +17.8% -0.4% +12.1%
vs SPY +0.4% -2.0% +1.5% +0.6% +10.9%

Capital returns

Latest dividend
$0.38 / share · ex Sep 11, 2026
Raised 2.7%
Paid (TTM)
$1.52 / share · 4 payouts
Dividend yield (TTM, derived)
3.22%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 729986 CUSIP 909907107 13F (30d) 94 filings 93 filers Visit website Investor relations